https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8165418
No she’ll reapply for a new card and it will definitely not be ltf.. just an addition of credit enquiry to your cibil
SBI - Lifetime Free Cards!?
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I already have an SBI Simply Click Credit Card with 500 Annual Fee and 1.2L limit. Now I’m regularly getting call from a girl saying that SBI is offering LTF cards from October and she can convert my Simply Click card to LTF with limit enhancement.
Even though I don’t really need any limit enhancement, I’m interested in LTF card.
But, I had read in many places SBI don’t offer LTF cards. But, when I asked her about the same, she’s saying that SBI started offering LTF cards(No minimum spend) from October and she’s guaranteeing about that!
Is there any truth in her claim “SBI started offering LTF cards since October?”
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Top Comments
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8166032
No. Its a trap. Don't fall prey.
SBI LTF is a black swan phenomenon.
(Basically, it can happen only when the issuing officer falls asleep and hits the wrong button)
There's no way you can officially obtain an LTF SBI Card. Period
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8166132
Tell her to send an email from her official ID and do not provide your card details. If there is any truth, she should be able to do that.
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8167833
HiDEaL wrote:No. Its a trap. Don’t fall prey.
SBI LTF is a black swan phenomenon.
(Basically, it can happen only when the issuing officer falls asleep and hits the wrong button)
There’s no way you can officially obtain an LTF SBI Card. Period
Black Swan Phenomenon
This is something new that I learnt, cool stuff (y)
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8168999
SBI does not offer LTF cards, However sometimes retention team can convert your existing card into LTF. I’m having simply click(paid), OLA money cards(converted to LTF)
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8169049
and987 wrote:SBI does not offer LTF cards, However sometimes retention team can convert your existing card into LTF. I’m having simply click(paid), OLA money cards(converted to LTF)
Retention team? So is it like you asked to close your SBI card and then they offered you to make your card life time free so that you don’t have to close. Is it?
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8169081
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arkashit wrote:Retention team? So is it like you asked to close your SBI card and then they offered you to make your card life time free so that you don’t have to close. Is it?
Yes, kinda of like that but they make cards ltf if you request on the basis of spending, repayments and credit card age. But don’t threat them to make ltf by threatening you will close it because in some cases they may make your card ltf but in some cases they will close your card though. So, try at your own risk 
. And one thing no banks will call you by them for making your card ltf, its a trap. Only some banks do it and almost in rare cases. Also, it will depend on your high relationship value with bank and its products and if you are salaried or self employed with a high income.
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8169096
and987 wrote:SBI does not offer LTF cards, However sometimes retention team can convert your existing card into LTF. I’m having simply click(paid), OLA money cards(converted to LTF)
Ola money CC converted to LTF. How, what did you tell me ?
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8169126
HiDEaL wrote:No. Its a trap. Don’t fall prey.
SBI LTF is a black swan phenomenon.
(Basically, it can happen only when the issuing officer falls asleep and hits the wrong button)
There’s no way you can officially obtain an LTF SBI Card. Period
My father has one… But he’s an employee 😂😂
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8169135
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siddhumr.mr278 wrote:My father has one… But he’s an employee 😂😂
That’s an "unofficial’ offer for the officials.
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8169218
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arkashit wrote:Retention team? So is it like you asked to close your SBI card and then they offered you to make your card life time free so that you don’t have to close. Is it?
I have asked them to close the card, since there is no travel and I am not using OLA cabs due to work from home. I did not ask anything but they have converted it to LTF based on my relationship with SBI card and spending pattern. I am very much surprised because SBI never offer such kind .
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8169227
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sri222 wrote:I have asked them to close the card since I am holding multiple cards with SBI and I am no longer using OLA due to WFH. They have converted my card to LTF. This has happened couple of months ago. At the time agent told be that based on my relationship and spending pattern with the card makes me eligible for LTF, I am not sure how much true is that. never mind to keep a LTF card.Ola money CC converted to LTF. How, what did you tell me ?
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8169828
a valid question to ask is as bellow >> are you calling from direct sbi carrs team or any 3rd party. If she said 3rd party or back office of sbi >> chuna laga rahi hai >> muze bhi bola gaya sbi ltf hai lekin paying 599₹ per year
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8169861
and987 wrote:SBI does not offer LTF cards, However sometimes retention team can convert your existing card into LTF. I’m having simply click(paid), OLA money cards(converted to LTF)
How old were your both card when converted to LTF bro
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8170225
I had SBI SimplyClick from 2017. I had cancelled it few days back. Today got call from SBI and it was converted to LTF.
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8174826
TintinSnowy wrote:I had SBI SimplyClick from 2017. I had cancelled it few days back. Today got call from SBI and it was converted to LTF.
It’s your only sbi card? Do you used it as primary card for 4 years? How much % of credit you utilize on average?
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8175592
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8175715
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TintinSnowy wrote:It’s the only card from SBI which I hold. Cumulative spends over the 4 years on this card should be around 3L-4L.
You are so lucky. Congratulations! Never seen one(recently) with an LTF SBI card without an additional card from SBI as paid.
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8178898
intrestede
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8184841
What is the procedure to cancel SBI creditcard
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8218523
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and987 wrote:I have asked them to close the card since I am holding multiple cards with SBI and I am no longer using OLA due to WFH. They have converted my card to LTF. This has happened couple of months ago. At the time agent told be that based on my relationship and spending pattern with the card makes me eligible for LTF, I am not sure how much true is that. never mind to keep a LTF card.
How much time you hold that card before trying to close.
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8227299
one question – is olamoney sbi credit card also eligible for those 10% discount offers on amazon/flipkart?
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8232068
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8233214
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8322420
TintinSnowy wrote:I had SBI SimplyClick from 2017. I had cancelled it few days back. Today got call from SBI and it was converted to LTF.
You approached them via email or call for card closure? @TintinSnowy
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8322424
https://www.desidime.com/discussions/sbi-lifetime-free-cards?page=1#post_8322790
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StreetView wrote:You approached them via email or call for card closure? @TintinSnowy
Raised the request from SBI Cards Dashboard.
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No she’ll reapply for a new card and it will definitely not be ltf.. just an addition of credit enquiry to your cibil