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SBI - Lifetime Free Cards!?

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ramkumar_y

I already have an SBI Simply Click Credit Card with 500 Annual Fee and 1.2L limit. Now I’m regularly getting call from a girl saying that SBI is offering LTF cards from October and she can convert my Simply Click card to LTF with limit enhancement.

Even though I don’t really need any limit enhancement, I’m interested in LTF card.

But, I had read in many places SBI don’t offer LTF cards. But, when I asked her about the same, she’s saying that SBI started offering LTF cards(No minimum spend) from October and she’s guaranteeing about that!

Is there any truth in her claim “SBI started offering LTF cards since October?”

https://cdn0.desidime.com/attachments/photos/730079/medium/images_%2872%29.jpeg?1640498199

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38 Comments  |  
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Finance Ninja Finance Ninja
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No she'll reapply for a new card and it will definitely not be ltf.. just an addition of credit enquiry to your cibil
Deal Cadet Deal Cadet
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No. Its a trap. Don't fall prey. SBI LTF is a black swan phenomenon. (Basically, it can happen only when the issuing officer falls asleep and hits the wrong button) There's no way you can officially obtain an LTF SBI Card. Period
Critic Critic
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Black Swan Phenomenon

This is something new that I learnt, cool stuff (y)

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Post Mogul Post Mogul
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Tell her to send an email from her official ID and do not provide your card details. If there is any truth, she should be able to do that.

Deal Cadet Deal Cadet
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SBI does not offer LTF cards, However sometimes retention team can convert your existing card into LTF. I’m having simply click(paid), OLA money cards(converted to LTF)

Deal Cadet Deal Cadet
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Retention team? So is it like you asked to close your SBI card and then they offered you to make your card life time free so that you don’t have to close. Is it?

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Deal Cadet Deal Cadet
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a valid question to ask is as bellow >> are you calling from direct sbi carrs team or any 3rd party. If she said 3rd party or back office of sbi >> chuna laga rahi hai >> muze bhi bola gaya sbi ltf hai lekin paying  599₹ per year





Deal Cadet Deal Cadet
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I had SBI SimplyClick from 2017. I had cancelled it few days back. Today got call from SBI and it was converted to LTF.

Generous Generous
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It’s your only sbi card? Do you used it as primary card for 4 years? How much % of credit you utilize on average?

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Deal Newbie Deal Newbie
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intrestede

Deal Cadet Deal Cadet
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What is the procedure to cancel SBI creditcard

Deal Cadet Deal Cadet
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one question – is olamoney sbi credit card also eligible for those 10% discount offers on amazon/flipkart?

Deal Cadet Deal Cadet
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https://cdn0.desidime.com/attachments/photos/737740/medium/image.png?1643310988

Deal Cadet Deal Cadet
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On which email id you have asked for the LTF confirmation bro ? 

also, Can you share the mail template for the LTF confirmation if possible.
Thanks
Deal Subedar Deal Subedar
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I called via +91 22 39020202 (toll free – sbi credit card cc)

Deal Newbie Deal Newbie
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Recently applied for my first SBI card PULSE , and got it lifetime free !! 

https://cdn0.desidime.com/attachments/photos/752829/medium/IMG_20220318_163029.jpg?1647601513

Deal Cadet Deal Cadet
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Can you please share more details on how you got this card lifetime free?

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Benevolent Benevolent
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SBI free me cc isue krne laga to gaya iska stock pani k bhav me pir to haha toungueout
SBI me kuch b free nahi milta sad

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