I have a sbi simply click card wanted to know is the cashback card good to take?
Can I replace my existing card?
Heard that on this I will get only 5% and not any other offer that runs for sbi and also that a lot of categories don't earn you points
Can someone pls share more details on this
thanks
Does sbi cashback card give 5% on paytm utilitiy bills (like recharge, electricity bill). or merchant payments(like broadband bill, swiggy, igl gas bill,zomato etc) by going through paytm??
Can i upgrade my card to this?
Thank you all for your responses
yes. Indirectly
That 10% discount bank specific comes with a max. capping Like max discount upto Rs 1500/- where as 5% Cashback card is without any such.
In the last sale, I bought a 40K mobile phone. If i had used simplyclick I used to get 10% of 40K but limited to 1500/- whereas using cashback card i got 2000/-
Hence even in sale, cashback card is King ( if you buy high valued items )
Do you get 5% on utilities as well?
It’s a wonderful card, even with the exclusions. You won’t find another card that consistently gives good cashback across almost all categories. The exclusions won’t matter much unless you’re a rotator.
Cashback card is risky bro, they won't give 5% in all transactions and sometimes reverse cashback
That 10% discount bank specific comes with a max. capping Like max discount upto Rs 1500/- where as 5% Cashback card is without any such.
In the last sale, I bought a 40K mobile phone. If i had used simplyclick I used to get 10% of 40K but limited to 1500/- whereas using cashback card i got 2000/-
Hence even in sale, cashback card is King ( if you buy high valued items )