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SBI offer reduced rates on new home loans to 8.50%

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Effective from 17 May, SBI has announced 45 bps concession over the effective home loan rates to new borrowers
The interest rate for a new home loan with credit score of 750+ is 8.70%

For refinancing loans, additional concession of 20 bps is there
Effective rate for refinancing the home loan with a credit score of 750+ is 8.50%

Concessional rates available till 30 June

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Benevolent Benevolent
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Will this be applicable if we transfer the home loan too?


I have a loan with Icici for a plot (not sure if plot loans are higher than for homes) but at 9.5% currently. 

Tech Guru Tech Guru
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Bank has explicitly mentioned home loan, still you can connect nearest SBI loan branch for clarification

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Deal Subedar Deal Subedar
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What about existing users? 

Tech Guru Tech Guru
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😌babaji ka thullu 
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Deal Cadet Deal Cadet
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There is a way to reduce loan interest rate by paying 0.5% or 1% of the loan amount by contacting RACPC. There is a same for this process but not able to recall. Has anyone done it recently?

Deal Cadet Deal Cadet
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Got interest reduced from 9.30% to 8.45%.

The Alpha The Alpha
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How?

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Deal Cadet Deal Cadet
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How it's getting reduced??

Wildfire Wildfire
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Any way to reduce current loan rates... ICICI... Plz assist... Thanks

Tech Guru Tech Guru
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Ask your bank

By paying some fee it is possible

Deal Subedar Deal Subedar
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Source?

Deal Newbie Deal Newbie
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i have take new home loan in sbi in march 2023 with roi 8.95% my cibil score 770. till now intrest is not reduced.

replyuser
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