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sbi sending different card on renewal

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kukdookoo
there is very old savings account at home in sbi which has simple visa classic debit card. the yearly fees is around 150. the card is only used once or twice to pay online and for atm purposes.now after 5 years sbi has sent a new debit card but this is sbi global debit card. asked customer care to send visa classic debit card only as no fancy card is required as per usage but they said to contact branch. branch is saying to contact debit card department on toll free number. branch person also said to not activate this card otherwise bank will charge for same. pls help.

@getready @guest_999 @bohemian @Ash-D @tappukepapa @abhishek012

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Ask for rupay classic debit card which has the lowest annual fee among all current sbi debit cards.

@abhishek012

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Benevolent Benevolent
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That's what they are issuing for now. Although there shouldn't be any much difference if he need it's for occasional use.

Critic Critic
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Ask for rupay classic debit card which has the lowest annual fee among all current sbi debit cards.

@abhishek012

Mobile Guru Mobile Guru
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Annual fee for this global dc is also ~150 (125 + GST) and looking at the maintenance fee, this too is a basic card (Probably just changed the name*)

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guest_999 wrote:

Ask for rupay classic debit card which has the lowest annual fee among all current sbi debit cards.

@abhishek012

RuPay Global card issuing is Free and annual Rs150+GST but better to apply for IOCL RuPay Platinum DC from SBI branch.
Deal Cadet Deal Cadet
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Well I had Visa Gold international from SBI for many years and they sent some SBIinTouch crap DC as its replacement. The replacement of the replacement again they sent wrong. Finally took 2 months to send another Visa Gold. Eventually I realized Visa on SBI had nothing special once I had gotten Jupiter, Niyo Global and  IndusInd on Visa Signature so got RuPay Platinum from SBI.

Deal Lieutenant Deal Lieutenant
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guest_999 wrote:

Ask for rupay classic debit card which has the lowest annual fee among all current sbi debit cards.

@abhishek012

my sbi rupay classic dc has expired 3 months ago. neither they have re-issued nor i have requested them to re issue.
Benevolent Benevolent
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abhishek012 wrote:
RuPay Global card issuing is Free and annual Rs150+GST but better to apply for IOCL RuPay Platinum DC from SBI branch.

Any idea when do they charge amc for new accounts debit card i have opened a account in March & got my card in April but never activated it.

Benevolent Benevolent
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guest_999 wrote:

Ask for rupay classic debit card which has the lowest annual fee among all current sbi debit cards.

@abhishek012

+ @Ash-D Classic card is deleted from their site Can u share rupay dc link?
Benevolent Benevolent
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abhishek012 wrote:
RuPay Global card issuing is Free and annual Rs150+GST but better to apply for IOCL RuPay Platinum DC from SBI branch.
They don't mention rupay card features and pricing on website?
Benevolent Benevolent
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some1anywhere964 wrote:

Well I had Visa Gold international from SBI for many years and they sent some SBIinTouch crap DC as its replacement. The replacement of the replacement again they sent wrong. Finally took 2 months to send another Visa Gold. Eventually I realized Visa on SBI had nothing special once I had gotten Jupiter, Niyo Global and  IndusInd on Visa Signature so got RuPay Platinum from SBI.

What is special in gold international card? And rupay platinum card charges?
Benevolent Benevolent
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Ash-D wrote:

Any idea when do they charge amc for new accounts debit card i have opened a account in March & got my card in April but never activated it.

After 1 year. If not activated then they shouldn't charge but its sbi u never know.
Deal Cadet Deal Cadet
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Ash-D wrote:

Any idea when do they charge amc for new accounts debit card i have opened a account in March & got my card in April but never activated it.

I've observed that SBI usually takes annual DC charges at the beginning of the financial year.
Deal Subedar Deal Subedar
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All psu banks are doing this. My mom was given rupay platinum on renewal.

Nowadays I find pvt banks have less charges than psu shithole if you are ready to keep balance. Another change is Psu banks are too eager to convert your account with balance into dormant account. All these changes after demonetization. Don't know what they are trying to cover up. Mis selling is new mantra of psu banks. Sbi mis selling policy to senior citizens.


Benevolent Benevolent
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kukdookoo wrote:
+ @Ash-D Classic card is deleted from their site Can u share rupay dc link?

Couldn't find  this so probably removed not sure even if they are issuing it at all.

Benevolent Benevolent
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kukdookoo wrote:
After 1 year. If not activated then they shouldn't charge but its sbi u never know.

Yeah that's what I am expecting let's see now.

Benevolent Benevolent
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some1anywhere964 wrote:
I've observed that SBI usually takes annual DC charges at the beginning of the financial year.

So it should be next year for me if they are goona do that?

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kukdookoo wrote:
+ @Ash-D Classic card is deleted from their site Can u share rupay dc link?
Apply RuPay Global card or IOCL RuPay Global from SBI net banking.

These are classic variant cards.
Benevolent Benevolent
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@getready @guest_999 @bohemian @Ash-D @tappukepapa @abhishek012  @some1anywhere964 @akki.akki

activated new card thru net banking thru eservices>> new atm card activation. now in view linked cards it is showing older card also in active state. older cards expiry date is 11/22 means it will work till end of month and then automatically change to deactive? or do we have to deactivate manually?

edit- just checked papers received with the new card. it says just to generate generate atm pin thru net banking and does not say anything about new atm card activation. was this new atm card activation step to be skipped in case of replacement cards? will they charge extra as i selected new atm card activation instead of generate atm pin?

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kukdookoo wrote:

@getready @guest_999 @bohemian @Ash-D @tappukepapa @abhishek012  @some1anywhere964 @akki.akki

activated new card thru net banking thru eservices>> new atm card activation. now in view linked cards it is showing older card also in active state. older cards expiry date is 11/22 means it will work till end of month and then automatically change to deactive? or do we have to deactivate manually?

edit- just checked papers received with the new card. it says just to generate generate atm pin thru net banking and does not say anything about new atm card activation. was this new atm card activation step to be skipped in case of replacement cards? will they charge extra as i selected new atm card activation instead of generate atm pin?

Don't have account in Lunch time Bank, so can't say anything. 

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kukdookoo wrote:

@getready @guest_999 @bohemian @Ash-D @tappukepapa @abhishek012  @some1anywhere964 @akki.akki

activated new card thru net banking thru eservices>> new atm card activation. now in view linked cards it is showing older card also in active state. older cards expiry date is 11/22 means it will work till end of month and then automatically change to deactive? or do we have to deactivate manually?

edit- just checked papers received with the new card. it says just to generate generate atm pin thru net banking and does not say anything about new atm card activation. was this new atm card activation step to be skipped in case of replacement cards? will they charge extra as i selected new atm card activation instead of generate atm pin?

No need to de-activate these old cards manually, once you activate the replacement then old one will no longer be functional (This is what i remember when SBI replaced my regular dc with a chip card)

And Using your DC at ATM and generating new pin itself means activating your card (offline mode*)

Benevolent Benevolent
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kukdookoo wrote:

@getready @guest_999 @bohemian @Ash-D @tappukepapa @abhishek012  @some1anywhere964 @akki.akki

activated new card thru net banking thru eservices>> new atm card activation. now in view linked cards it is showing older card also in active state. older cards expiry date is 11/22 means it will work till end of month and then automatically change to deactive? or do we have to deactivate manually?

edit- just checked papers received with the new card. it says just to generate generate atm pin thru net banking and does not say anything about new atm card activation. was this new atm card activation step to be skipped in case of replacement cards? will they charge extra as i selected new atm card activation instead of generate atm pin?

Nothing needs to be done you are good to go.
Benevolent Benevolent
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getready wrote:

No need to de-activate these old cards manually, once you activate the replacement then old one will no longer be functional (This is what i remember when SBI replaced my regular dc with a chip card)

And Using your DC at ATM and generating new pin itself means activating your card (offline mode*)

able to use both cards as of now paji + @Ash-D
And i generated thru internet banking not atm, still no difference in new atm card activation vs generate atm pin thru net banking?
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kukdookoo wrote:
able to use both cards as of now paji + @Ash-D
And i generated thru internet banking not atm, still no difference in new atm card activation vs generate atm pin thru net banking?
If a bank allows more than 1 debit card then as long as older/other card is active/enabled it will be charged. In case of hdfc bank they don't allow more than 1 debit card linked to same acc so as soon as you activate new/2nd debit card the 1st debit card is automatically deactivated by the system. Btw why haven't you deactivated the older card already if new card is confirmed to be working for both online & offline txns(incl ATM).
Benevolent Benevolent
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guest_999 wrote:
If a bank allows more than 1 debit card then as long as older/other card is active/enabled it will be charged. In case of hdfc bank they don't allow more than 1 debit card linked to same acc so as soon as you activate new/2nd debit card the 1st debit card is automatically deactivated by the system. Btw why haven't you deactivated the older card already if new card is confirmed to be working for both online & offline txns(incl ATM).
The expiry date says 11/22 shouldn't it automatically deactivate after 30th?

Second in the letter which they sent with the replacement card they have just mentioned to generate a pin for the replacement card and nothing else. Though we activated it from the internet banking and then generated pin.
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kukdookoo wrote:
The expiry date says 11/22 shouldn't it automatically deactivate after 30th?

Second in the letter which they sent with the replacement card they have just mentioned to generate a pin for the replacement card and nothing else. Though we activated it from the internet banking and then generated pin.
It should but why take chance especially when you are not going to use that card anyway.

It all depends on bank. Canara bank debit card nowadays require you to an atm txn or an offline txn via card reader machine using pin before it can be used for online txns even after enabling card & online txns via netbanking/app.
Mobile Guru Mobile Guru
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kukdookoo wrote:
able to use both cards as of now paji + @Ash-D
And i generated thru internet banking not atm, still no difference in new atm card activation vs generate atm pin thru net banking?
Just ignore the old one, SBI already replaced/renewed it with a newer one. Sooner or later it will get de-activated by the system
And i generated thru internet banking not atm, still no difference in new atm card activation vs generate atm pin thru net banking?
Yes, both are same
Blaze Blaze
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jambui wrote:

All psu banks are doing this. My mom was given rupay platinum on renewal.

Nowadays I find pvt banks have less charges than psu shithole if you are ready to keep balance. Another change is Psu banks are too eager to convert your account with balance into dormant account. All these changes after demonetization. Don't know what they are trying to cover up. Mis selling is new mantra of psu banks. Sbi mis selling policy to senior citizens.


Same thing happening with my mother IOB account here in bangalore. There is 1 cheque debit and 1 interest credit in past 1 year,  also MAB was maintained but yet account marked as dormant and not able to do any debit transaction. Branch ppl telling no credit by user, so became dormant. Irritated and gave request for closure (along with passbook,chequebook, atm) two months before still not closed. Sending some amount -1/5 rs to check whether closed monthly. 10 rs accumulated and recently got sms that it's deducted as non maintenance of mab charges. Visited branch once in the 2 months, they telling it will be closed. @guest_999 @getready 
P
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smz wrote:
Same thing happening with my mother IOB account here in bangalore. There is 1 cheque debit and 1 interest credit in past 1 year,  also MAB was maintained but yet account marked as dormant and not able to do any debit transaction. Branch ppl telling no credit by user, so became dormant. Irritated and gave request for closure (along with passbook,chequebook, atm) two months before still not closed. Sending some amount -1/5 rs to check whether closed monthly. 10 rs accumulated and recently got sms that it's deducted as non maintenance of mab charges. Visited branch once in the 2 months, they telling it will be closed. @guest_999 @getready 
P
Have you given a written application form signed by your mother in the branch for acc closure? If yes then now enough time has passed for you to complaint here(select finance ministry--psu banks--your branch).
https://pgportal.g...n/
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