so much confusion in between these cards,
1)i hate swipe payment system so will be preferring trasnferring money into wallet and using there ewallet physical cards instead (sloankit instead), i heard AMex support wallet transaction and amex memebrship reward card give 1000 for 4 trasaction swiping ,also amex give 1 point =0.25-.5/50 Rs while sbi will give 1/100 point for wallet trasaction,
2)SBI simply click is reagrded best for online trasaction of 5X , and also is of low fees, will there be any disadvantage in using SBI click for wallet trsaction compared with amex MembersipR/Smartearn
3)can someone throw light on Amex membership reward ? this 1000 bonus reward point system will continue forever or for some months
4)and amex smartearn do they have any beneft beside low fees?
5)does only amex give point on wallet transaction is that true? i am a wallet guy also in day today shop paytm/phonepay /mobikwik is far better and secure thru its QR code system rather then swiping cards and danger of cloaning it
6)also fraud point , amex dont have OTP for international online trasaction ? is it true or Ezclick is what?