https://www.desidime.com/discussions/scam-so-really-what-are-they-trying-to-do?page=1#post_9734864
his friend
Scam - So really what are they trying to do
- 1226
- 14
-
- Last Comment
My friend received a call from a person claiming to be a Bank Employee 3 days back and Offered for Credit Limit Increase, the person already knows correct name and last 4 digits of card
he said he will transfer the call to IVR Section please enter your CVV, after entering CVV my friend received otp for 10500 from merchant SNAPAY, he asked the person y he received otp for 10500 he said that amount will be refunded after 5days it's just for verification.
My friend shared the otp and 10500 debit message received from bank. I told him to file chargeback, he called bank and asked for chargeback, bank told him to report to cyber crime and he reported to cyber crime and next day cyber crime people called and
asked what happened he said otp was not shared but amount debited from card, they said to file FIR In local police station, he went and file FIR and local police said to come to collect CSIR copy tomorrow but today he got refund amount but 350 rupees less amount 10150 he received from same SNAPAY merchant
In between this my friend called that person again this time he said credit limit increase will happen after refund
My friend also said he blocked the card because of fraud transaction and reported to cyber crime but that fake person said even if you go to police nothing will happen him you money will be refunded and he asked to share the new card details like card number and CVV and expiry date. Again for Credit Limit Increase
My friend asked to share the bank ID card he said it cannot be shared because it will be misused
I asked my friend why did you shared the otp he said this same thing happened to him with different bank card just like this amount debited and credit after 5 days for Credit Limit Increase but credit limit did not received by him
So really what are they trying to do?
he said he will transfer the call to IVR Section please enter your CVV, after entering CVV my friend received otp for 10500 from merchant SNAPAY, he asked the person y he received otp for 10500 he said that amount will be refunded after 5days it's just for verification.
My friend shared the otp and 10500 debit message received from bank. I told him to file chargeback, he called bank and asked for chargeback, bank told him to report to cyber crime and he reported to cyber crime and next day cyber crime people called and
asked what happened he said otp was not shared but amount debited from card, they said to file FIR In local police station, he went and file FIR and local police said to come to collect CSIR copy tomorrow but today he got refund amount but 350 rupees less amount 10150 he received from same SNAPAY merchant
In between this my friend called that person again this time he said credit limit increase will happen after refund
My friend also said he blocked the card because of fraud transaction and reported to cyber crime but that fake person said even if you go to police nothing will happen him you money will be refunded and he asked to share the new card details like card number and CVV and expiry date. Again for Credit Limit Increase
My friend asked to share the bank ID card he said it cannot be shared because it will be misused
I asked my friend why did you shared the otp he said this same thing happened to him with different bank card just like this amount debited and credit after 5 days for Credit Limit Increase but credit limit did not received by him
So really what are they trying to do?
Top Comments
13 Comments
|
11 Dimers
- Sort By
https://www.desidime.com/discussions/scam-so-really-what-are-they-trying-to-do?page=1#post_9734877
For real?
Limit increase ke chakar mey pura amount na dube
View 1
more reply
https://www.desidime.com/discussions/scam-so-really-what-are-they-trying-to-do?page=1#post_9734910
Your friend must have missed those gazillion messages from banks & network operators warning everybody not to share OTPs & that banks never call to ask for OTPs...and your friend shared his CVV willingly for a transaction of a hefty amount of 10k+ to increase credit limit? Naivety is why these scammers thrive.
https://www.desidime.com/discussions/scam-so-really-what-are-they-trying-to-do?page=1#post_9735203
No bro he entered CVV in IVR Recorded call which is why he believed this is a genuine one
And limit increase was from 25000 to 1 lakh.
View 1
more reply
https://www.desidime.com/discussions/scam-so-really-what-are-they-trying-to-do?page=1#post_9734977
bro leave this stupid friend asap
https://www.desidime.com/discussions/scam-so-really-what-are-they-trying-to-do?page=1#post_9734986
Ye freind nahi op ki story hogi.. still beware..
https://www.desidime.com/discussions/scam-so-really-what-are-they-trying-to-do?page=1#post_9735118
Snapay is a money transfer app where one can transfer money from credit card to bank with a convenience fee.
Here the scammer is doing a transaction with your friend's credit card to his bank account.
Since your friend raised the complaint/charge back they refunded the amount after deducting the convenience fee.
Never share CVV or OTP at any cost even to bank officials if they show identity card also. Never enter OTP in ivr calls.
https://www.desidime.com/discussions/scam-so-really-what-are-they-trying-to-do?page=1#post_9735200
But in previous scenario which happened 3 months back he did not raised charge back and not blocked his card but full amount was refunded, First I thought like they are doing Standing Instruction with his card but still now zero abnormal transaction.
https://www.desidime.com/discussions/scam-so-really-what-are-they-trying-to-do?page=1#post_9736321
This guy is still living in 2013.
My grandmother is 70 years old and she also doesn't shares OTP with anyone.
Click here to reply
Reply
bro leave this stupid friend asap
Ye freind nahi op ki story hogi.. still beware..
Snapay is a money transfer app where one can transfer money from credit card to bank with a convenience fee.
Here the scammer is doing a transaction with your friend's credit card to his bank account.
Since your friend raised the complaint/charge back they refunded the amount after deducting the convenience fee.
Never share CVV or OTP at any cost even to bank officials if they show identity card also. Never enter OTP in ivr calls.