Should I close my Money-back Card and go with Tata Neu plus

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Deal Newbie
U_know_Naushad
I have 32k limit in my Money-back Card and recently i apply from Tata Neu card from neu app and it show me 32k limit so should I go with this card and close my Money-back Card?

Screenshot20240318-123806
Also want to know joining fee waived off or i need to pay bcz i got Moneyback card and it chrg me joining fee after 4 months later
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31 Comments  |  
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Deal Lieutenant Deal Lieutenant
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FYF it is. 

decision of keeping both isn't suggestible as limit is too less.

if benefit from old one surpasses new one then keep both.

i hope you have used referral code of fellow dimers, it is beneficial for both. 

Deal Newbie Deal Newbie
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I Don't use referral code confused

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Analyst Analyst
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No

Deal Newbie Deal Newbie
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But neu give cb i think but Moneyback give me reward points only 🥲

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Benevolent Benevolent
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I heard closing the c(b)ore card and having only cobranded card, stops you from applying core cards again.

Deal Newbie Deal Newbie
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Nah.
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Benevolent Benevolent
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AFAIK you don't get any core HDFC card after getting a co-branded card (Tata Neu card in your case).

Benevolent Benevolent
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"Also want to know joining fee waived off or i need to pay bcz i got Moneyback card and it chrg me joining fee after 4 months later"

@U_know_Naushad can you please elaborate ? I didn't get it.

Deal Newbie Deal Newbie
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I got Moneyback card 4 months ago and in feb statement it add joining fee pensive
So i jst want to Know if i apply this neu card so also have to pay for joining or not
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Generous Generous
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If u have ITR just provide it and ask for LE and upgrade to millennia

2 years ago I received moneyback plus card as pre-approved with a limit of 50k ,i used it extensively for 13 months but I never received any LE(it is a cursed card they say)

Finally I provided them ITR and requested them for LE  and an upgrade to millennia LTF

After few days they increased my limit to 100k and I received my millennia LTF

Deal Newbie Deal Newbie
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I don't pay ITR

Post Emperor Post Emperor
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If it is shared then dont

Helpful Helpful
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my advice close all the hdfc cards at once, then if you have other bank card with higher limits then apply hdfc card again via c2c ( you can apply as soon as you got card closure confirmation).

you will get better card vairent and higher limit


Deal Newbie Deal Newbie
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No cooling period of 3 to 6 months?
we can directly apply for it after card closure confirmation? Have you tested it?

I really need to get rid of MB+ and tata new plus
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Deal Newbie Deal Newbie
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After five months of using Tata Neu Plus, I felt like it is new Money Back Plus. While the 5% cashback on Tata products and 2% using the card are appealing, I’ve noticed that the rates on Amazon and Flipkart for my pin code, are comparatively low. If you’re a loyal Tata products buyer, regardless of better deals elsewhere, the Tata neu Plus is a solid choice. However, the 1% cashback on UPI transactions lacks consistency, and I’m contemplating closing my Tata Neu Plus account soon.

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