simpl create my pay later AC by just filling otp on MyJio app

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Last Comment 2023-03-22

2023-03-21

On MYJIO app , i select 239 plan and checking cashback offer...
And I click on simpl (bcoz i think that it's reward 'twid' pay)
And then after submitting otp recharge is successful,
And got call from simpl "thank u for simpl pay later"....and so on
I never download or create Ac on simpl pay later
So, how they create my pay later AC with just filling otp and without any documents...
And how to close that ac,

And how to check any other pay later, credit card or loan active on my number

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https://www.desidime.com/discussions/simpl-create-my-pay-later-ac-by-just-filling-otp-on-myjio-app?page=1#post_9164230

romilq

2023-03-21

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Simpl is not yet reporting to credit bureaus. So just download the app and clear the bill and mail them to close your account. But I would suggest to keep it since they are not reporting to credit bureaus and Simpl works with many sites and might be useful for offers and when needed. They will keep increasing limits on usage and timely repayment. I started with a limit of 500 only biggrin and now on 25k limit after 1.5 years.

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https://www.desidime.com/discussions/simpl-create-my-pay-later-ac-by-just-filling-otp-on-myjio-app?page=1#post_9164230

romilq

2023-03-21

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https://www.desidime.com/discussions/simpl-create-my-pay-later-ac-by-just-filling-otp-on-myjio-app?page=1#post_9164270

Veeer

2023-03-21

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romilq wrote:
Simpl is not yet reporting to credit bureaus. So just download the app and clear the bill and mail them to close your account. But I would suggest to keep it since they are not reporting to credit bureaus and Simpl works with many sites and might be useful for offers and when needed. They will keep increasing limits on usage and timely repayment. I started with a limit of 500 only and now on 25k limit after 1.5 years.

Ok thanks, is they giving any offer,

Got 11 cashback on 239 recharge

(Or any credit card to bank...)

https://www.desidime.com/discussions/simpl-create-my-pay-later-ac-by-just-filling-otp-on-myjio-app?page=1#post_9164290

romilq

2023-03-21

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Veeer wrote:
Ok thanks, is they giving any offer,
Got 11 cashback on 239 recharge
(Or any credit card to bank...)

No CC to bank or anything. But on shopping or paying through Simple on many sites there is an offer. So keep it for sometime. If you don't find it useful then ask them to close it. But since they are not reporting to any credit bureau I would advice to keep it.

Also you can repay Simpl bill through CC so it is useful.

https://www.desidime.com/discussions/simpl-create-my-pay-later-ac-by-just-filling-otp-on-myjio-app?page=1#post_9164320

kukdookoo

2023-03-21

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They didn't ask for kyc documents?

https://www.desidime.com/discussions/simpl-create-my-pay-later-ac-by-just-filling-otp-on-myjio-app?page=1#post_9164428

hemant_111

2023-03-21

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Can I pay simpl bill with credit card? Like amex?

https://www.desidime.com/discussions/simpl-create-my-pay-later-ac-by-just-filling-otp-on-myjio-app?page=1#post_9164632

panchabhut

2023-03-22

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hemant_111 wrote:
Can I pay simpl bill with credit card? Like amex?

you can pay by visa/MC/rupay

not sure about amex

https://www.desidime.com/discussions/simpl-create-my-pay-later-ac-by-just-filling-otp-on-myjio-app?page=1#post_9164638

monu.tanwar123262

2023-03-22

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keep simpl

https://www.desidime.com/discussions/simpl-create-my-pay-later-ac-by-just-filling-otp-on-myjio-app?page=1#post_9164724

BeUnique

2023-03-22

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romilq wrote:
Simpl is not yet reporting to credit bureaus. So just download the app and clear the bill and mail them to close your account. But I would suggest to keep it since they are not reporting to credit bureaus and Simpl works with many sites and might be useful for offers and when needed. They will keep increasing limits on usage and timely repayment. I started with a limit of 500 only and now on 25k limit after 1.5 years.

25000 limit without any KYC??