I am thinking of applying SCB CC. My friend is telling its waste of time as they will reject the application. His application was rejected 6 times in past 2 years what he is telling. He is giving the reason he is salaried with 20LPA and his application got rejected and there is no chance for self employed people applications on card 2 card basis getting processed. They will decline the application without even checking is what he is telling?
Is it that difficult to get an SCB CC? Can we not get it through card 2 card basis?