Steps to Follow to Get Pre- Approved Lifetime free HDFC Credit Card

Benefits 

•  Lifetime free Card 
  
• Rs.1500 Amazon voucher
• 10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore & Swiggy
• 5X CashPoints on EMI spends at merchant locations
• 2 CashPoints on all other spends ( Excluding fuel, Wallets loads )
• Gift vouchers worth upto ₹2000 annually
• 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
• 1% cashback on all other spends (except Fuel) including EMI & Wallet transactions
• ₹1000 worth gift vouchers on spends of ₹1,00,000 and above in each calendar quarter
• 8 Complimentary Domestic Airport Lounge access annually
• 4 Reward Points for every Rs 150 spent
• Earn Bonus 15,000 Reward Points on spends of Rs 8 Lakhs in an anniversary year
• 12 complimentary domestic lounge access
• 6 complimentary international lounge access using Priority Pass

Step 1 :- Open an Saving account 

Types of saving account you can open 

1. Regular Savings Account.
2. SavingsMax Account.
3. HDFC Classic Savings Account.
4. HDFC Preferred Savings Account.
5. HDFC Imperia Savings Account.

Step 2 :- Wait for Pre-approved Credit Card Offer

If you are a heavy spender, you will might get it within 2 month. Otherwise, it can take around 3 to 4 months.

The pre-approved Credit Card offer may arrive on your Email, and on your Netbanking Account ‘Offers’ tab. I am giving some examples of how a ‘Pre-approved’ Card offer will come.

Step 3 :- Apply for your Pre-approved HDFC Credit Card

Once you received the email for the offer, apply at one shot.

Remember, every time you log into the HDFC Credit Cards portal, it generates a new Application No. And all these application numbers go into the ‘Pending’ state. So, when you actually apply for one, you might get an email response saying you have a ‘previous’ application in progress.

To resolve this, you need to contact your HDFC Branch Regional manager. They have the option to remove all pending credit card applications, and then assist you with a fresh application. They might also ask you to use their employee code. Use it, it will benefit both them and you.

In the application, you will be asked to enter your details, like salaried or self-employed, company details, designation, etc. Don’t worry. These won’t be verified. These are just for records. You won’t need to submit any income proofs also, since it is a pre-approved offer for you.

Step 4 :-  Know your Lifetime Free Offer

You don't need to pay any annual or joining fees. You need to achieve some initial spending to convert your card to First Year Free and/or Lifetime Free. From time to time, HDFC Bank keeps updating its Lifetime Free criteria. You should remain updated about it at the time of applying.

Step 5: Confirm your Lifetime Free Status from HDFC Bank Customer Support

You can send an email to any one of the following addresses:

• [email protected]
• [email protected]

In the mail mention your name, Registered Mobile Number, and Last 4 Digits of your Credit Card account in your Email. You will get a response from their team within 2-3 days.

Note - If you don't received the offer of Pre approved even after 4 months, don't get disappointed you can still wait for few months. It is a long wait game. And if you don't get it even after 6 month then contact your nearby HDFC Regional Manager.