Suggest any good savings bank account

@abhishek012

ICICI.

I don't know whether they have any specific variant for students. But in general, they have good no of offers on various platforms on their credit and debit cards 

Kotak 811

AU Bank : Regular offers and Rupay platinum DC(Rs.177/year) with Zero AMB

Kotak 811 if you wanna have fully digital account

Choose either zero balance or good offers. Not the both. Somebody mentioned ICICI. Recently i went to Icici to open an account. They said the minimum balance is 50,000. I live in a very normal area though it is Hyderabad.

Wanted a Paytm alternative. Kotak not at my location (semiurban tier 3-4 maybe)

All other payments bank are trash.

Chose AU SF Bank

I heard the same words (we provide good offers) from the help desk @ icici. When i asked 2nd time, is it 15000. They laughed and said, no it is 50,000 Minimum Balance. No Offer is worth of 50K min. Balance, like i mentioned earlier that too in a small area of HYD.

Try HDFC Bank account

1) HDFC Bank account is best if you can get 25k AMB account as it has free debit card without annual fee and your debit card will earn you 1% cash back on their bill portal for utlility bill payments and even credit card bills with a cap of Rs.750 per month on debit card cashback

2) Also if you hold HDFC Bank account for 10k AMB , dont need to worry you can get more than that 25k AMB status easily called "classic banking programme" if you do 1 lakh approx every month on transactions dont need to hold that amount in account just for 2 or 3 days just hold that amount and move it out (do this for minimum 3 months), then classic banking program invite will kick in and upgrade to it you will enjoy all the perks with 10AMB for more than 25kAMB in this classic programme (i.e with free debit card) but you have to do lot of transactions to reach this classic status (you even get free debit card in classic programme with 10kAMB)   - > this is what i have 10k AMB in classic banking programme now

so get HDFC Bank account its best i would say on rewards and good user experience with good RMs and support

HDFC RMs wont disturb you if you said you are not interested in insurance and loans (when they call you) , they wont bother you then on 

so overall HDFC is good bank in my usages of bank accounts 

I hold 

2 axis bank accounts

1 hdfc account

1 indian bank account

out of all this HDFC clearly win against every other bank account I have

Worst account to have is ICICI

recently when i tried to reach ICICI for account opening they are asking 50k AMB (in past they said 25k too lol around 1 year back when i asked for 10k AMB account)  recently all over india lol.. checked some other dimers from different state also commenting complaining about this 50k AMB so ICICI is getting worst lol 

ICICI Campus Power Account

https://www.icicibank.com/personal-banking/acco...