Suggest best way to pay credit card bill to get maximum cashback back

postpe

RBL Signature plus debit card will give 2%. But for the effectively value of 2%, you need to spend 5L in a year (which will provide gift voucher and waive off next year renewal fee). More details as @abhishek012

Ind Money is giving around 0.3 percent as of now . It is based on my last 5 transactions . It is not allowing Rupay credit card bills

Off topic but asking because I'm not aware of terms "KG,VU" used on desidime. Please elaborate if someone knows.

Debit card payment offers compilation was there on twitter.. Check 

https://twitter.com/nebula_world/status/1730142... 

gone are the days of cashback from cc bill payments. (think of them like jio free offer that ended once market was captured)

just split payment between all apps.

down the line users will be charged fees in the future to make cc bill payments.

lets say you have rs60 due then split them as Rs30 payment each from mobikwik, payzapp, etc rather than just one app. U may also use debit card that gives cashback instead of upi for cc bill pymnts.

Guys,

I opened Jupiter account (basic without KYC). Added some amount.

Now when i check in Cheq I don't see debit card option to pay. How to pay ?

guys Jupiter is not giving any cashback on debit cards, please note its waste of effort and time to open jupiter account. They might have given in past but not now.

99% of the transactions will not get any cashback in Jupiter. Only transactions done on Amazon, Flipkart, Swiggy, Zomato and Dunzo, Myntra and Uber will get cashback either via Debit card or UPI.

btw does park+ have cc bil payment option for most or limited banks ?

Hey.. @Adityachs1 there's one more Option Use Any Platform thats providing Debit card payment option but Sbi Debit card if u Have for ex; for 1600 you get 16 points Since you have 50k you should get 500 points@(125 Rs)... probably if have better Sbi card which 2x points Or Else Even Normal Debit card gives 1 point@100 Rs.....

Most apps have reduced cb for cc bill pay, parkplus gives 5 twice for 500rsx2 per day transaction looks best

u can use park plus for 100x 3 also in addition to 500x2 per day.

you can also try creating more accounts to pay more each day.

You can also try Bajaj Finserv app, It used to give 10 CB on 1000 min payment randomly 3-4 times in a month previously, now a days its giving 1% coins back upto 100 coins I guess... 5 coins is 1 Rs, so you do the maths... and also randomly it will send notifications for CC payment offers although they have become less now.. still way better than paytm

I haven't used cheq for a while. 

Cheq crediting the money to credit card instantly ?

I haven't used cheq for a while. 

Cheq crediting the money to credit card instantly ?

PPBL DC giving 50 cashback on 15k cc bill payment.😃

I explored a lot of options when I had to pay 2.5 - 3L for my CC.

most of the paths are now closed for getting CB, there still may be some methods that I am not aware of.

Methods which I used at that time are mentioned here.

I feel that most of the methods to get CB for CC payments are not worth it anymore. either you need to create account and share your details for some shady new app, or you need to make multiple payments in very small amounts, or sometimes both. 😂

HDFC bill pay (I know you can't use it since you have HDFC CC) is my goto now to get 1% CB per month upto ₹750 using HDFC Platinum Debit Card. Although I rarely hit the upper limit, I pay ~ 10K - 20K every month for all my different CCs & get ₹100 - ₹200 CB 😁. No hassle of small payments like cred or other apps. And CB points gets credited in your Debit Card 1-2 days after the bill payment. Only downside is, that sometimes it can take a week for the payment to reflect in the CC Statement, So I pay almost 7-10 days before due date.

PS: Please try to complete all the payment well before the due date, ideally 1 week before the due date, or you might have to pay hefty interest on it.

Pro tip for people who want to use Cred / Mobikwik and need to provide email access whithout actually sharing all your existing emails with them due to privacy concerns. (tested with gmail only, other may work as well)

1. You need to create a dummy gmail account which you'll use only for your CC related emails only. you can use any email as well which you don't mind sharing with them.

2. In your primary email (you can even use multiple email if you have multiple CCs linked to different email accounts) where you receive your statement / cc alerts, setup filters in gmail to filter out exactly the type of emails you want to send to your new email which you created in step 1 above.

3. Now use this filter in your primary email and set the forwarding of all emails to your new email.

4. Before you can start forwarding your emails to your new gmail account, you'll need to verify it as well.

5. Voila! you have a new email account now, which would only receive CC related alerts.

You can find some guide on youtube / google on how to setup email forwarding for google or any other email

Email naming Tip: if you name is desidime then create an email like [email protected] or [email protected]. or if your existing email is desidimexyz, then add cc. / .cc at the start or end of it. eg.: [email protected]

Guys,

Please check this deal : https://www.desidime.com/deals/cred-pay-and-air...

We are getting Rs.15 on Rs.150/- (second time i got Rs.1 on Rs.150). So, use this deal

Also I could pay Credit card bill with Credit card

Snapay plus Bhim upi is best option right now

Indie digital savings account. IP 50k and upgrade to Megastar then pay Rs 500 CC bill and get flat Rs100 as gems, That's 20% CB. Pay upto 10 unique cards and get Rs 1000 per month. DM me if you need referral.