https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9087808
Axis Magnus - Primary Member plus Guest access.Â
Suggest the Best Credit Cards for Lounge Access
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Need suggestions from everyone who has used CCs for lounge access. Which credit card is the best one that comes with free lounge access? Will make a detailed guide based on the answers that I get, which will be helpful for many.Â
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We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
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https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9088408
Idfc cards are easy to get LTF cards that offer lounge access.
Both railway and airport.
You can get idfc cards via C2C also , approval rate is very high.
https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9088508
Ramta_Jogi wrote:Thanks a lot for the suggestion!Axis Magnus - Primary Member plus Guest access.Â
https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9088509
ZNZ wrote:Thank you so much for the suggestions. Will check them all.Idfc cards are easy to get LTF cards that offer lounge access.
Both railway and airport.
You can get idfc cards via C2C also , approval rate is very high.
https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9088713
LIC-Axis - 2 per quarter
BOB Rupay - 1 per quarter (add-on card gives separate benefit)
https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9088726
mysalemo771 wrote:Thanks a lot for the recommendations, buddy!LIC-Axis - 2 per quarter
BOB Rupay - 1 per quarter (add-on card gives separate benefit)
https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9088771
HDFC Regalia!
12 complimentary access per calendar year within India.
6 Complimentary Lounge Access per calendar year, outside India, using Priority Pass, you and your add on member can together avail it.
I have life time free regalia card, and i can assure you this is the best LF card for lounge access.Â
https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9088777
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Sahil_Jain wrote:
Thanks a lot for the suggestion!
There are many actually but this one and 2 more from Axis stand out due to their guest access.Â
https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9088788
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Ramta_Jogi wrote:Can you please elaborate on it, if possible?There are many actually but this one and 2 more from Axis stand out due to their guest access.Â
https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9088851
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Sahil_Jain wrote:
Can you please elaborate on it, if possible?
OK.. So Axis has 3 "dhaasu" credit cards in its lineup - Axis Reserve, Axis Magnus and Axis Atlas. They offer international lounge access to primary members as well as guest access (upto 12 times a year or so).
Hdfc Infinia through Priority Pass and Diners Club Black ( with DCB CARD itself) has unlimited IL access for primary and add on members. Same goes got Standard Chartered Ultimate but with certain conditions like you need to spend 20k or something in previous month to be eligible for current month's access. Icici Emralde has unlimited primary member access via Dragon Pass and ICICI Sapphiro has IL access (shared) for primary and guest to upto 2 times in a quarter IDFC wealth has access for primary and add on members too.Â
The tnc for all cards keep changing so please update yourself and don't take my words as final regarding TnC.
Having said that - ALL Intl lounges, except (Amex exclusive lounges) are accessible via separate payment of 2.1k - 2.5k - 3k - 4K per guest depending on location and facilties so you don't necessarily need to hold a credit card for accessing it.
The list of cards I have mentioned is not exhaustive. There are shit loads of cards with lounge access.
https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9089106
theoneaboveallissue wrote:Thanks a lot for your input and detailed description!HDFC Regalia!
12 complimentary access per calendar year within India.
6 Complimentary Lounge Access per calendar year, outside India, using Priority Pass, you and your add on member can together avail it.
I have life time free regalia card, and i can assure you this is the best LF card for lounge access.Â
https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9089109
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I really appreciate your detailed explanation. Thanks a lot for helping the community.
Ramta_Jogi wrote:Understood!OK.. So Axis has 3 "dhaasu" credit cards in its lineup - Axis Reserve, Axis Magnus and Axis Atlas. They offer international lounge access to primary members as well as guest access (upto 12 times a year or so).
Hdfc Infinia through Priority Pass and Diners Club Black ( with DCB CARD itself) has unlimited IL access for primary and add on members. Same goes got Standard Chartered Ultimate but with certain conditions like you need to spend 20k or something in previous month to be eligible for current month's access. Icici Emralde has unlimited primary member access via Dragon Pass and ICICI Sapphiro has IL access (shared) for primary and guest to upto 2 times in a quarter IDFC wealth has access for primary and add on members too.Â
The tnc for all cards keep changing so please update yourself and don't take my words as final regarding TnC.
Having said that - ALL Intl lounges, except (Amex exclusive lounges) are accessible via separate payment of 2.1k - 2.5k - 3k - 4K per guest depending on location and facilties so you don't necessarily need to hold a credit card for accessing it.
The list of cards I have mentioned is not exhaustive. There are shit loads of cards with lounge access.
I really appreciate your detailed explanation. Thanks a lot for helping the community.
https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9094680
No need of credit card, jush download niyo global app, activate acc by adding 5000. You will get signature card with no markup on forex and Get free lounge access at domestic and international airport lounges in India.
https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9095306
If you want all India lounge access, then BOB Eterna offers unlimited lounge access to all VISA network lounges. There are other cards but they will put restrictions on applicable lounges and restrict usage too. You can take upto 3 add on cards and all are eligible for independent accesses.
Axis LIC Signature, which is LTF card gives 2 lounge access per quarter and does also include some rarely listed lounges under it's access, such as the Ahmedabad airport lounge.
https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9095334
HDFC millennia Diners club variant? 2 lounge/qtr. Diners club lounge network is quite good.
https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9096295
gaurav.ldh577 wrote:Is this app really safe to use?No need of credit card, jush download niyo global app, activate acc by adding 5000. You will get signature card with no markup on forex and Get free lounge access at domestic and international airport lounges in India.
https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9096298
Thunder766 wrote:Thanks a lot for suggesting these CCs, will definitely add them to the list.If you want all India lounge access, then BOB Eterna offers unlimited lounge access to all VISA network lounges. There are other cards but they will put restrictions on applicable lounges and restrict usage too. You can take upto 3 add on cards and all are eligible for independent accesses.
Axis LIC Signature, which is LTF card gives 2 lounge access per quarter and does also include some rarely listed lounges under it's access, such as the Ahmedabad airport lounge.
https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9096301
WandereR wrote:Noted!HDFC millennia Diners club variant? 2 lounge/qtr. Diners club lounge network is quite good.
Thank you so much.
https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9096304
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Sahil_Jain wrote:Yes they have tieup with many rbi approved banks. For niyo global they have tied with sbm bank..
Is this app really safe to use?
https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9096370
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gaurav.ldh577 wrote:Thanks a lot for sharing it with usđ
Yes they have tieup with many rbi approved banks. For niyo global they have tied with sbm bank..
https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9097028
It depends on your usage. if you spend more than 1.5 lacs on CC, its an amazing card for rewards
If you know the tips and tricks, they cost free to you. E.g. membership rewards is 1k first year and 4500 next year. It offers 1000 rewards points for 4 swipes above 1500 every month. if you just take minimum conversion, its 3000 rs directly. If you spend 1.5 lac, your yearly fee is waived, if you spend 90k, your annual fee is halved. You can also add points and redeem for 18/24k rewards giving approx 40%+ if you redeem for Tanishq/Shoppers stop/BB vouchers
Membership Rewards Card | Membership Rewards | Amex IN (americanexpress.com)
You can DM me for referral which will give you 2,000 Bonus Membership RewardsŽ points when you spend INR 5,000 within 90 days of Cardmembership* + Zero* First Year Fee on being referred* (Saving of INR 1,000)
https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9097777
DJBRIGHT wrote:Thank you for such a detailed comment and yes, the Amex CC seems a great premium CC.It depends on your usage. if you spend more than 1.5 lacs on CC, its an amazing card for rewards
If you know the tips and tricks, they cost free to you. E.g. membership rewards is 1k first year and 4500 next year. It offers 1000 rewards points for 4 swipes above 1500 every month. if you just take minimum conversion, its 3000 rs directly. If you spend 1.5 lac, your yearly fee is waived, if you spend 90k, your annual fee is halved. You can also add points and redeem for 18/24k rewards giving approx 40%+ if you redeem for Tanishq/Shoppers stop/BB vouchers
Membership Rewards Card | Membership Rewards | Amex IN (americanexpress.com)
You can DM me for referral which will give you 2,000 Bonus Membership RewardsŽ points when you spend INR 5,000 within 90 days of Cardmembership* + Zero* First Year Fee on being referred* (Saving of INR 1,000)
https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9097999
ZNZ wrote:At my pin code, IDFC bank doesn't have any branch. Will they serve iDFC cc?Idfc cards are easy to get LTF cards that offer lounge access.
Both railway and airport.
You can get idfc cards via C2C also , approval rate is very high.
Do they do physical KYC?
https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9098008
https://www.desidime.com/discussions/suggest-the-best-credit-cards-for-lounge-access?page=1#post_9098062
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OK.. So Axis has 3 "dhaasu" credit cards in its lineup - Axis Reserve, Axis Magnus and Axis Atlas. They offer international lounge access to primary members as well as guest access (upto 12 times a year or so).
Hdfc Infinia through Priority Pass and Diners Club Black ( with DCB CARD itself) has unlimited IL access for primary and add on members. Same goes got Standard Chartered Ultimate but with certain conditions like you need to spend 20k or something in previous month to be eligible for current month's access. Icici Emralde has unlimited primary member access via Dragon Pass and ICICI Sapphiro has IL access (shared) for primary and guest to upto 2 times in a quarter IDFC wealth has access for primary and add on members too.Â
The tnc for all cards keep changing so please update yourself and don't take my words as final regarding TnC.
Having said that - ALL Intl lounges, except (Amex exclusive lounges) are accessible via separate payment of 2.1k - 2.5k - 3k - 4K per guest depending on location and facilties so you don't necessarily need to hold a credit card for accessing it.
The list of cards I have mentioned is not exhaustive. There are shit loads of cards with lounge access.