Surcharge on education payment?

47°
Deal Cadet
RangeenChaddi
I paid fees for a coaching institute via Rupay CC UPI and they forced me to pay extra 141 rs as surcharge separately (1.99% + 18% GST on MDR). Is this right or they fooled me? if this becomes norm then other day every other merchants will start charging extra in the name of surcharge. Should I raise a chargeback on second payment of 141 rs? Will it harm my banking relations with bank if I raise a dispute? I know this is a small amount but this shouldn't be happening

Main payment

Screenshot20240403130106Paytm

Extra payment

Screenshot20240403130159Paytm

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Deal Lieutenant Deal Lieutenant
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they asked you to bear the cost of transaction which is payable to service provider.

Deal Cadet Deal Cadet
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So should I ask for chargeback?
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Deal Subedar Deal Subedar
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First, you willingly paid those charges, and now you want to raise the chargeback? 

Payment ki kyo ki fir?

Chargeback request would be declined for sure.

Deal Cadet Deal Cadet
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They forced me to do, i asked them to do refund and they declined

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Finance Mentor Finance Mentor
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Agar safed chaddi dikha di hoti to maafi maange ke nahi leta surcharge...

Finance Ninja Finance Ninja
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How do they know that you paid via Credit Card?

Deal Cadet Deal Cadet
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Via Paytm business app
replyuser
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