Is the Swiggy Hdfc co-branded Credit Card really great in terms of rewards?
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Swiggy Hdfc Card : A Card which should be avoided 100%

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Deal Cadet
Joker007
Last month i had done one transaction on instamart which is of Rs 237 for that i had received 2 Rs. How is it 10%..?
Is My maths weak or is everyone getting the same cashback calculation on their instamart spent.

Tweeted about this to Swiggy no response.
Called hdfc customer care they said it will take 10 days to reflect but not able to justify this logic is there mention you will get 1% in the first phase and 9 % in the second phase or it's only a trick to get off with the customer by saying the customer to wait.

And they are not recognising instamrt saying its only for swiggy orders i told him see its written 10% across all on swiggy app

How they are so irresponsible, This is the very first month of this card since its launched and they are not able to provide what they committed as an user what action should we take should i close this card..? Screenshot2023-08-23-21-12-01-483com.android.chrome
Screenshot2023-08-23-20-48-44-079com.google.android.gm IMG20230826213307






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Top Comments
Pro Entertainer Pro Entertainer
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Merchant name should be swiggy in otp for 10%, otherwise 1%.

Pro Entertainer Pro Entertainer
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@Joker007 Let others share their inputs. @abhishek012
Finance Ninja Finance Ninja
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@tappukepapa Swiggy Hdfc co-branded Credit Card is best for Amazon gv purchase with 5% cashback. 😀
Finance Ninja Finance Ninja
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@tappukepapa Swiggy Hdfc co-branded Credit Card is best for Amazon gv purchase with 5% cashback. 😀
Deal Captain Deal Captain
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@abhishek012 The only disadvantage is that CB will be in the form of swiggy money. It would be useful to some extent like tata infinity/neu if it has rupay version
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Pro Entertainer Pro Entertainer
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Merchant name should be swiggy in otp for 10%, otherwise 1%.

Deal Cadet Deal Cadet
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Its bundle technologies the registered name of swiggy.
If that's the logic then this card should be avoided by everyone for sure.
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Helpful Helpful
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Airtel Axis offers 10% on both Swiggy Food and Instamart orders.
Switch to that.

Deal Cadet Deal Cadet
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are we getting 10% on instamart orders?

I heared airtel axis 10% only for swiggy food orders?

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Talk-Of-The-Town Talk-Of-The-Town
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It's good as of now.

But benefits will be reduced in future for sure.

Benevolent Benevolent
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500 fees, just 3months swiggyone - big negatives

now CB issues makes it totally waste

Deal Cadet Deal Cadet
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I spent 9k+ on instamart last month, but received only 120cb. It has been more than 10 days now.

Helpful Helpful
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very good cheat by swiggy-hdfc collectively.
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Generous Generous
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i was applying then i thought to wait for some time it will be (F)y(F)/lt(F)(lots of F) . the prob. with Co-(B)randed is that every (B)rand will keep on pushing responsibility on other (B)rand

PS: The (B)&(F) are not silent , they never was and never will B

Critic Critic
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if merchant name is "swiggy instamart" do we get 10% ?

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