the product name is kiwi app

if u will make a paytm fasttag rech. thru bajaj fin. app for rs. xyz amount   using kiwi upi, if trans gets successful then its great, if fails u will get the money back to card.  in both cases u will get the scratch card in kiwi.
thanks me later, drop ur feedback after try.
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buy anything from flipkart probably a phone, while making payment enter upi id of kiwi app and make paymnt with axis kiwi card., transfer the points to cash and bank accnt, now cancel the order.

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