https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9128879
My problem too... Thinking to close sbi bpcl card and transfer limit to simply save card hope we get good suggestion
Thinking to transfer limit and close the card!!!
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Hey guys,
M thinking to transfer the entire limit from my simply click to sbi cb card, since after the devaluation I don't find it useful,also the Annual charges are there for both the cards and i don't think it is the good idea to pay for both cards.
Any suggestions?
Tia
M thinking to transfer the entire limit from my simply click to sbi cb card, since after the devaluation I don't find it useful,also the Annual charges are there for both the cards and i don't think it is the good idea to pay for both cards.
Any suggestions?
Tia
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Top Comments
https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9128886
https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9128891
Keep in mind instant discount in sales won't work
https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9128895
Transfer Limit 
First Time Seeing This... !! Following Thread
https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9128898
UnderNation wrote:Transfer Limit
First Time Seeing This... !! Following Thread
Yes u can do that, i already transferred half the limit of simply click to cb card.
https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9128901
sauravDD wrote:Keep in mind instant discount in sales won't work
Sales are the only thing which stopped me till now for closing this card. But now i think sales are also not good enough to pay the annual fee for this card.
So many devaluation happened, cleartrip they made useless, no rp on sales, so m confused tbh
https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9128913
https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9129000
kartikxxx wrote:
Here is the trick :
If u have good cibil score then submit closure request with reason as annual fee in sbi app. You will get call from customer care, say because of annual fee I want to close and see if they offer LTF or you ask them.
They make cards ltf if you request on the basis of spending, repayments and credit card age. But don’t threat them to make ltf by threatening you will close it because in some cases they may make your card ltf, but in some cases they will close your card though. So, try at your own risk.
https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9129012
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tappukepapa wrote:Good option, if they make ltf it's fine else will close (as of now thinking)Here is the trick :
If u have good cibil score then submit closure request with reason as annual fee in sbi app. You will get call from customer care, say because of annual fee I want to close and see if they offer LTF or you ask them.
They make cards ltf if you request on the basis of spending, repayments and credit card age. But don’t threat them to make ltf by threatening you will close it because in some cases they may make your card ltf, but in some cases they will close your card though. So, try at your own risk.
https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9129016
sauravDD wrote:Keep in mind instant discount in sales won't work
Which card? SBI cb cc?
https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9129018
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CouponKumar wrote:YesWhich card? SBI cb cc?
https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9129021
I am planning to close my sbisimplyclick too. I have simplyclick and octane card
https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9129026
https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9129029
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tappukepapa wrote:Ye bhi thek haiPehle thoda use kar lena, card ko. Phir close ki request daalna. Nahi toh bina call kiye bhi, card close kar dete hain. 😊
https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9129035
https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9129043
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Tanmayyy wrote:The financial year is ending so they'll probably have targets and may give LTF easier than before. You can try.
Vaise i spent more than 1lac so i hope they will reverse the annual fee for this time atleast,
So if they counter ne ki sir apka ye saal toh vaise bhi free hai toh dekh lo n all, than what should i do in that scenario?
https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9129060
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kartikxxx wrote:Vaise i spent more than 1lac so i hope they will reverse the annual fee for this time atleast,
So if they counter ne ki sir apka ye saal toh vaise bhi free hai toh dekh lo n all, than what should i do in that scenario?
Just tell them that your expenses will be low on this card in coming years. " i'll use this during sales only. as i have got Cashback card, my major spent will be with that card. I can't pay annual fees for both cards". And see the magic works. Card free ho jaaye toh 500 ka GV mujhe de diyo bhai. 😉
https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9129067
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tappukepapa wrote:Just tell them that your expenses will be low on this card in coming years. " i'll use this during sales only. as i have got Cashback card, my major spent will be with that card. I can't pay annual fees for both cards". And see the magic works. Card free ho jaaye toh 500 ka GV mujhe de diyo bhai. 😉
For sure,agar ltf ki jagah close kar dia toh 500 ka gv mujhe de dena🥲
https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9129091
https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9129477
Transfer full limit of simply save and closed succesfully
https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9129509
asked them to make simplyclick LTF, they gave 500 voucher
now thinking of closing the card..
https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9129625
Closed my sbi prime 2 days back after moving all its limit to my sbi simply click card.
Will downgrade simply click to some lower card as I don't need it other then maybe some sale offers.
https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9129642
Have simply click, SBI cashback and ola money. Since ola money loophole closed, even I'm thinking to move out of ola money card..will keep sbi simply click for bank offers though..suggest me as well
https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9129759
following.. which sbi card should i take now? ... all offers gone!
https://www.desidime.com/discussions/thinking-to-transfer-limit-and-close-the-card?page=1#post_9131403
UnderNation wrote:Transfer Limit
Many bank gives combined limit when multiple cards ..one can adjust the limit on each card as long as total is withing the combined limit
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Pehle thoda use kar lena, card ko. Phir close ki request daalna. Nahi toh bina call kiye bhi, card close kar dete hain. 😊
Yes u can do that, i already transferred half the limit of simply click to cb card.