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Thinking to transfer limit and close the card!!!

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kartikxxx
Hey guys,

M thinking to transfer the entire limit from my simply click to sbi cb card, since after the devaluation I don't find it useful,also the Annual charges are there for both the cards and i don't think it is the good idea to pay for both cards.


Any suggestions?
Tia
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Post Tycoon Post Tycoon
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My problem too... Thinking to close sbi bpcl card and transfer limit to simply save card hope we get good suggestion

Pro Entertainer Pro Entertainer
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Here is the trick :
If u have good cibil score then submit closure request with reason as annual fee in sbi app. You will get call from customer care, say because of annual fee I want to close and see if they offer LTF or you ask them.
They make cards ltf if you request on the basis of spending, repayments and credit card age. But don’t threat them to make ltf by threatening you will close it because in some cases they may make your card ltf, but in some cases they will close your card though. So, try at your own risk.

1. https://www.desidime.com/discussions/sbi-lifeti...

2. https://www.desidime.com/discussions/sbi-lifeti...

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Pro Tech Guru Pro Tech Guru
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Keep in mind instant discount in sales won't work 

Pro DealBaba Pro DealBaba
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Sales are the only thing which stopped me till now for closing this card. But now i think sales are also not good enough to pay the annual fee for this card.

So many devaluation happened, cleartrip they made useless, no rp on sales, so m confused tbh

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Benevolent Benevolent
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Transfer Limit flushed First Time Seeing This... !! Following Thread

Pro DealBaba Pro DealBaba
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Yes u can do that, i already transferred half the limit of simply click to cb card.

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Helpful Helpful
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I am planning to close my sbisimplyclick too. I have simplyclick and octane card

Helpful Helpful
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When I placed closure request they gave me annual waiver

Cool Cool
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Transfer full limit of simply save and closed succesfully

Helpful Helpful
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asked them to make simplyclick LTF, they gave 500 voucher 

now thinking of closing the card..

Pro DealBaba Pro DealBaba
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Pro dimer 🤣
Generous Generous
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Closed my sbi prime 2 days back after moving all its limit to my sbi simply click card.

Will downgrade simply click to some lower card as I don't need it other then maybe some sale offers.

Deal Cadet Deal Cadet
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Ab yeh simply click se lower unke paas kya hai wo bhi bata do

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Finance Ninja Finance Ninja
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Have simply click, SBI cashback and ola money. Since ola money loophole closed, even I'm thinking to move out of ola money card..will keep sbi simply click for bank offers though..suggest me as well

Helpful Helpful
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following.. which sbi card should i take now? ... all offers gone!

Pro DealBaba Pro DealBaba
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Do u own any sbi ?
Deal Cadet Deal Cadet
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Can we transfer the total limit from one card to another in one go ?

Pro DealBaba Pro DealBaba
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Yes , u have to leave a min amount (which can be informed by cc or 10k )

Deal Cadet Deal Cadet
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I sent an email to the SBI team a few days ago, requesting to make my SBI card lifetime free after seeing a post on desidime. A card executive raised a service request for me, and today I followed up with them. They called me and informed me that my card is now lifetime free. When I asked them to send me an email confirmation, they said they couldn't do that but provided me with a request number. Should I trust them, or do I need to insist on getting an email confirmation?

Edit:got email confirmation...thanks

replyuser
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