This Gold investment beats 90% Mutual Funds?!

Deal Newbie
financially1...

Indian fintechs are revolutionising the investment landscape with amazing innovations every other day!
I recently came across one such innovation- Gold leasing.

As the name suggests, you lease your digital gold & get extra 4-5% gold every year as rental gains on top of annual gold returns.
The extra 5% along with the annual gold returns(~11%pa) give you a whooping ~16% returns.

Just for comparison, nifty's gives an average of 12%pa.

This is a mid-blowing innovation that needs to be talked about more!

Here's an article to learn more about gold leasing:

https://gullak.money/blog/GoldLeasing/

Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
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Benevolent Benevolent
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I am still trying to understand this concept

"Gold leasing is an innovative investment option where you can rent out/lease your digital Gold to jewellers who use this Gold as working capital"

1. How digital gold is working capital ?

2. One need to convert it to physical gold or cash to actually use which will loose its value

3. What if someone take digital gold and does not return? Who gaurantee that my gold is not lost?

Innovative ke Naam per scam to Nahi Hai 

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Deal Subedar Deal Subedar
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sponsored content?

Vanguard Vanguard
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Ads kaha se aane lag gye?

Deal Cadet Deal Cadet
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Not sure if this is add , but i did my due diligence and I have invested 80k in this and indeed it is a good investment. The said investment beats SGB in 1-2 yrs  period, however this should not be compared to mutual funds. The post written here looks sponsored content.I got in touch with an executive and he shared this below calculation sheet of this schemes comparion with sgb claiming 1 year break even with xyz assumptions, however i feel 2 year is a more relatistic time to break even.

https://docs.google.com/spreadsheets/d/1Db5nLTm...

I have invested 80k as of today, fellow dikers can give their insights on this scheme

Deal Cadet Deal Cadet
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If something is too good to be true, it probably is. 

Deal Subedar Deal Subedar
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Mutual funds are regulated by SEBI, SGB s have sovereign guarantee, digital gold is insured by the bullion company. All these carry some level of safety.

But this carries so much uncertainty and you need invest like 10, 15 grams upfront so not everyone can start investing right away.

Benevolent Benevolent
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I am still trying to understand this concept

"Gold leasing is an innovative investment option where you can rent out/lease your digital Gold to jewellers who use this Gold as working capital"

1. How digital gold is working capital ?

2. One need to convert it to physical gold or cash to actually use which will loose its value

3. What if someone take digital gold and does not return? Who gaurantee that my gold is not lost?

Innovative ke Naam per scam to Nahi Hai 

Deal Cadet Deal Cadet
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right said bro.

they have zero initiative to protect your gold like p2p investment .They will only make commission.

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Critic Critic
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Titan

Deal Cadet Deal Cadet
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Is there tax associated with gold

Deal Subedar Deal Subedar
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loan aisa do ki loan lge h ni 😄

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