train ticket discount
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https://www.desidime.com/discussions/train-ticket-discount?page=1#post_9818780
Don't amazon etc have some merchant fee extra like 30 or 40 rs that's near to 3-4% per 1000
https://www.desidime.com/discussions/train-ticket-discount?page=1#post_9817812
What is SBI cc card?
Credit card card ?
https://www.desidime.com/discussions/train-ticket-discount?page=1#post_9817814
Cash back card which gives 5 percent
https://www.desidime.com/discussions/train-ticket-discount?page=1#post_9816345
Hdfc also gives 5% upto 1k na
Why you said use smartbuy for less than 1500 ?
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If you have an HDFC DC/CC and are not looking to buy tatkal tickets then HDFC SmartBuy is the best option. Do not bother with anything else.