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Trick to get 5% SBI Cashback card on Phonepe gv purchase & bank transfer for phonepe merchant holders or Paytm Fastag users

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Finance Ninja
abhishek012

Trick to get 5% Cashback for SBI Cashback credit card on Phonepe gv purchase from Woohoo & bank transfer for phonepe merchant holders or Paytm Fastag users:

Note - This trick required Phonepe merchant QR which support Phonepe wallet payment or Paytm Fastag users.

Now first buy Phonepe e-gift card from Woohoo - http://www.woohoo.in/phonepe-special-e-gif...rd

Payment option choose - "Paytm - Credit / Debit Card / Net Banking" option

Now paytm gateway page, if you login your paytm account then 'uncheck' paytm wallet balance option or you can also directly use your credit card without login your paytm account.

After enter your SBI Cashback credit card details on paytm page

See here this merchant name showing or note -

Merchant name - 'QWIKCILVER SOLUTIONS PVT' give your 5% Cashback for SBI Cashback credit card.

phonepe

Now if you have Phonepe merchant QR then first add phonepe gift card to your phonepe account and then scan and pay to your phonepe merchant account.

Phonepe merchant account charge only 1% and you will get your phonepe gift card balance to your bank account.

2nd trick is that you can recharge your Paytm fastag from https://www.xpay...e/ xpay life app and pay through phonepe wallet gift card balance.

Xpay life charge 2% but you still get 3% profit.

If you know any other way to transfer your phonepe wallet balance to bank then you can use phonepe gift card balance too.

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Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Deal Newbie Deal Newbie
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Do keep in mind. SBI is very popular for reversing the CASHBACK and REWARD POINTS. They have done it in the past.

Deal Lieutenant Deal Lieutenant
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Now there are 5001 Tricks to get 5000 CB, Enjoy , by the time you get this, another trick will be shared.
Deal Newbie Deal Newbie
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Knight11 wrote:

Got 5% today?

Yes I received 5 percent cashback

92 Comments  |  
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Helpful Helpful
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Sabko bata do scheme

Helpful Helpful
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1 merchant me 1 bar hi payment hoga gv se ye likhna bhul gye kya joy joy

Benevolent Benevolent
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Qwikliver doesn't come under 5947? What's the mcc?

Now a days it seem risky to use sbi cashback card on new sites specially after that Amazon uber trick giving 0 cb. At least Amazon agreed to revert it back to source, so no loss there. But here none will revert.

Deal Subedar Deal Subedar
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Qwikcilver is an Gift card merchant and there's 0% cashback for that.

Finance Ninja Finance Ninja
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GamesBond wrote:

Qwikcilver is an Gift card merchant and there's 0% cashback for that.

Merchant name is recently change on paytm and some user got 5% cashback.
Deal Lieutenant Deal Lieutenant
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Now there are 5001 Tricks to get 5000 CB, Enjoy , by the time you get this, another trick will be shared.
Deal Newbie Deal Newbie
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In SBI card app its showing Paytm_PineLabPrivateL.

But in payment page it was Quicksilver solutions pvt

Will i get CB

Deal Newbie Deal Newbie
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IMG20230530123813I brought phone pe gift voucher, on payment page it was showing qwikliver but it changed to Paytm pinelabs 560095 
Deal Newbie Deal Newbie
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Do keep in mind. SBI is very popular for reversing the CASHBACK and REWARD POINTS. They have done it in the past.

Like Magnet Like Magnet
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majhisunilk wrote:

Do keep in mind. SBI is very popular for reversing the CASHBACK and REWARD POINTS. They have done it in the past.

They have only done it for people who availed 10% discount+ 5% cashback on same purchase.

Never after.

So don't worry about that.

Deal Subedar Deal Subedar
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sanketpero wrote:

They have only done it for people who availed 10% discount+ 5% cashback on same purchase.

Never after.

So don't worry about that.

No, sbi card big frud, i did not utilized any online offer still every month they are charging some amount against point redemption finally closing my sbi card

Benevolent Benevolent
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rajgodia wrote:

IMG20230530123813I brought phone pe gift voucher, on payment page it was showing qwikliver but it changed to Paytm pinelabs 560095 

I think pinelabs is better. I had one transaction one month back with line labs. Its mcc was 5734. Do update here, if u get cb after 2 days.

Benevolent Benevolent
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luckjiy wrote:

No, sbi card big frud, i did not utilized any online offer still every month they are charging some amount against point redemption finally closing my sbi card

Same here...they are deducting points for 6 month old transactions.. 

Cool Cool
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SunnyKh wrote:
Now there are 5001 Tricks to get 5000 CB, Enjoy , by the time you get this, another trick will be shared.

For a moment I thought special trick 5000cb on 5001 spending. sweat_smile sweat_smile

Deal Lieutenant Deal Lieutenant
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dlhntr wrote:

For a moment I thought special trick 5000cb on 5001 spending. sweat_smile sweat_smile

That Talkcharge Gives after keeping money for one year.
Helpful Helpful
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I have a phonepe merchant qr but I can't receive phonepe gift card balance from another phonepe user. What could be the problem? UPI payment receiving without any hassle though

Deal Cadet Deal Cadet
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Does any one know if I can use this phonepe gift card for Scan and pay in merchants UPI transactions  ? if so I can utilise the amex 1500 spends using this ?

Benevolent Benevolent
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neel648 wrote:

I have a phonepe merchant qr but I can't receive phonepe gift card balance from another phonepe user. What could be the problem? UPI payment receiving without any hassle though

same with me
Finance Ninja Finance Ninja
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MegaMind90 wrote:

Does any one know if I can use this phonepe gift card for Scan and pay in merchants UPI transactions  ? if so I can utilise the amex 1500 spends using this ?

No, you can pay only for Phonepe wallet accept merchant QR.

You can do mobile recharge or Utility bill payment on Phonepe app using your Phonepe gift card balance.

Last month, Magicpin offer 1% off on Phonepe gift card purchased.

I purchased Phonepe gift card using my Amazonpay gift card balance on magicpin at 1% off and paid my electricity and gas bill on phonepe app.
Deal Cadet Deal Cadet
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abhishek012 wrote:
No, you can pay only for Phonepe wallet accept merchant QR.

You can do mobile recharge or Utility bill payment on Phonepe app using your Phonepe gift card balance.

Last month, Magicpin offer 1% off on Phonepe gift card purchased.

I purchased Phonepe gift card using my Amazonpay gift card balance on magicpin at 1% off and paid my electricity and gas bill on phonepe app.
Can we use phonepe gift card in our day to day QR payments ?
Finance Ninja Finance Ninja
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smartgeek wrote:
Can we use phonepe gift card in our day to day QR payments ?

Day to day QR payments means ?

If phonepe merchant accept phonepe wallet balance then yes.

Deal Cadet Deal Cadet
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abhishek012 wrote:

Day to day QR payments means ?

If phonepe merchant accept phonepe wallet balance then yes.

Okay then merchant has to set wallet acceptance separately
Deal Cadet Deal Cadet
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@abhishek012 bhai can PhonePe GV balance be used for CC bill payments? Curious as I never ever used PhonePe. 

Also any limit for non KYC users?

Deal Newbie Deal Newbie
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Yeh trik subse purani hai jab woohoo par phonpe gv chale hai.. yeh to bhai 5% par reh gaya hume to 7% ki trik use karte hai

Deal Newbie Deal Newbie
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John_Wick wrote:

@abhishek012 bhai can PhonePe GV balance be used for CC bill payments? Curious as I never ever used PhonePe. 

Also any limit for non KYC users?

No only for merchant account scanning

Deal Newbie Deal Newbie
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Gauravmittal49589 wrote:

1 merchant me 1 bar hi payment hoga gv se ye likhna bhul gye kya joy joy

Or yeh bhi linkna bhul gaya jab ap purchase karoge to card apka temporary block hoga jab tak confirm ni hogi tab tak gv ni milyga .. 1st bar mai or every 1st spending

Finance Ninja Finance Ninja
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John_Wick wrote:

@abhishek012 bhai can PhonePe GV balance be used for CC bill payments? Curious as I never ever used PhonePe. 

Also any limit for non KYC users?

No, you can't pay for cc bill payment.

This is for individual use only. An individual user can not utilize more than 50,000 worth of Gift cards in a month.
Deal Newbie Deal Newbie
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Paytm fastag is not available on xpay life 😑

Finance Ninja Finance Ninja
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yashag1995ag821 wrote:

Paytm fastag is not available on xpay life 😑

Xpay life app ? maybe recently removed.
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