https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8968289
Trick to pay FREE credit card to other credit card billpay, free of cost
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Trick to pay RuPay credit card to other Credit cards bill repayment, free of cost:
First open BHIM UPI app and link your PNB bank RuPay credit card, Union bank RuPay credit card, Indian bank RuPay credit card or HDFC bank RuPay credit card (currently RuPay Regalia working) to link with BHIM UPI app (or you can also use payzapp app for RuPay credit card linking with UPI app).
Note - first add any saving account in your BHIM UPI otherwise you will not get any RuPay credit card linking option.
First time Rs5000 limit for next 24 hours for Android phone or 72 hours for Iphone users.
Now open Amazon app/website or Paytm app or Bajaj app
Go to Credit card repayment option >> enter your any bank credit card number >> enter amount to pay (i recommended pay above Rs2001, so banks will get MDR fees. you dnt need to pay any charges) >> now payment option choose other UPI >> Manually enter your BHIM UPI ID or choose BHIM app from UPI app selection.
Now send request and open BHIM app
choose your RuPay credit card linked payment option, Enter your UPI PIN and pay.
Tada!
Your RuPay credit card to other Credit cards bill repayment successful.
Note - If you use HDFC RuPay Regalia credit card then you will also get 4 rewards point per 150 spend and Bajaj app first time credit card bill repayment above 10k, you will get Rs150 Scratch card.
Another offer is running by NPCI 10% upto Rs100 Cashback per month on RuPay credit card linking UPI payment via BHIM app (already verified cashback credit within a week).
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Another Trick -
You can also load money in your Paytm Wallet via RuPay credit card, free of cost -
open Paytm app >> Paytm wallet >> enter amount to load (i recommended pay above Rs2001, so banks will get MDR fees. you dnt need to pay any charges) >> now payment page >>here scroll down to other payment methods >> you will see UPI option to choose >> now here you will find BHIM app to select >> open BHIM UPI app >> choose your RuPay credit card linked payment option >> Enter your UPI PIN and pay.
Tada!
Your RuPay credit card to Paytm Wallet load successful without any charges. HDFC RuPay Regalia credit card users also earn 4 rewards point per 150 spend.
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You can use RuPay credit card anywhere you want via UPI.
For example - You can load Slice mini wallet via RuPay credit card linking UPI and also earn 4 rewards point per 150 spend for HDFC RuPay Regalia credit cards.
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Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Deal Wiki
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Created by : abhishek012
Mobikwik - CC billpay via RuPay CC linked UPI also working - you will get 2% supercash on cc billpay and convert supercash to rc & bill pay vouchers (you can also pay for DTH recharge via supercash converted vouchers or any other bill payment).
Top Comments
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8968330
Both Amazon & Paytm transactions not working with HDFC Rupay Regalia card, tried with 2k & 25k.
Edit - worked with Rs. 10
Is there any limit on amount?
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8968367
Now, the Most Important Question is there any way to convert a credit card from a visa to rupay?
If yes,then why only 4 banks and that too these PSU - PNB,Union and Indian (Jinka CC me koi naam hi nahi suna) SBI aur BOB hota to samjh leta....
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8968376
Getting error while adding card. Error fetching bank account
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8968389
shraaj wrote:PNB bank - You can apply online RuPay Credit card (Platinum or Select variant)Now, the Most Important Question is there any way to convert a credit card from a visa to rupay?
If yes,then why only 4 banks and that too these PSU - PNB,Union and Indian (Jinka CC me koi naam hi nahi suna) SBI aur BOB hota to samjh leta....
HDFC bank - you can easily convert Regalia, Moneyback+, Tata Neu, Freedom New,
IndianOil credit cards to RuPay variant.
Other banks coming soon, it will take few months time.
@--AJ-- HDFC RuPay credit card ? only RuPay regalia working, wait 2-3 months. Other HDFC RuPay credit cards will soon link to UPI.
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8968399
96k wrote:No, wait 24hrs for Android or 72hrs for iphone users.Both Amazon & Paytm transactions not working with HDFC Rupay Regalia card, tried with 2k & 25k.
Edit - worked with Rs. 10
Is there any limit on amount?
First time limit is 5k but yes after UPI registered Rs2050 transaction was also failed but working after 24hrs.
Note - Paytm transactions, some banks credit card transactions are not working.
You can use Bajaj app too for credit card bill repayment and also got Rs150 scracth card cashback from Bajaj app.
Note - Daily UPI limit is 1 lakh but selected merchants also 2 lakhs per day UPI limit like credit card bill repayment but not verified with Amazon.
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8968749
ye bahut jaldi block hoga
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8968810
Lol how could they miss this?
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8968856
Knight11 wrote:Lol how could they miss this?
It's intentional, leave a loophole and allow you to enter, seal the hole and what is left?
You trapped in an eternal loop
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8968934
Drdrake wrote:
Started from the bottom now we're here.
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8969060
Hdfc tata neu rupay card not linking........
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8969121
Bhai Bob Credit cards ko UPI me kaab link kiya jaa sakta hai? Bob card ke through se ek rupay toh ho gaya but kuch majaa ni aa raha
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8969122
bikidas2060 wrote:No, Wait few months. Shayad BOB bhi kar de but abhi koi news nahi hai. Thora jada wait karna hoga.Bhai Bob Credit cards ko UPI me kaab link kiya jaa sakta hai? Bob card ke through se ek rupay toh ho gaya but kuch majaa ni aa raha
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8969136
Is it good idea to convert my regalia visa to rupay?
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8969139
@abhishek012 HDFC rupay regalia rewards are equal to price? 4 rewards equal to 1 rs aa? Can we convert that rewards into money?
I am about to apply for hdfc credit card.. confused to take millennia or this.
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8969153
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abhishek012 wrote:
PNB bank - You can apply online RuPay Credit card (Platinum or Select variant)
HDFC bank - you can easily convert Regalia, Moneyback+, Tata Neu, Freedom New,
IndianOil credit cards to RuPay variant.
Other banks coming soon, it will take few months time.
@--AJ-- HDFC RuPay credit card ? only RuPay regalia working, wait 2-3 months. Other HDFC RuPay credit cards will soon link to UPI.
Is sbi rupay platinum irctc card working?? Pls update
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8969154
AppleFan wrote:Is it good idea to convert my regalia visa to rupay?
Already many users here converted to RuPay Regalia.
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8969157
prashanth.m1111757 wrote:@abhishek012 HDFC rupay regalia rewards are equal to price? 4 rewards equal to 1 rs aa? Can we convert that rewards into money?
I am about to apply for hdfc credit card.. confused to take millennia or this.
HDFC RuPay Regalia Credit Card -
- Welcome bonus of 2,500 Reward Points.
- 4 Reward Points on every Rs. 150 you spend.
- Earn a total of 15,000 bonus Reward Points on spending Rs. 8 lakhs in an anniversary year.
Rewards Rate
4 reward points every time one spends Rs. 150.
Reward Redemption
1 RP = Rs. 0.5 for redemption against flights and hotel bookings on HDFC Smartbuy website, 1 RP = up to Rs. 0.35 if you want to redeem against vouchers and poducts, 1 RP = Rs 0.20 for cash back, and Air miles conversion at a value of 1RP = 0.5 air mile.
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8969159
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baaz4u2007 wrote:Is sbi rupay platinum irctc card working?? Pls update
No, SBI users will need to wait.
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8969164
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abhishek012 wrote:HDFC RuPay Regalia Credit Card -
- Welcome bonus of 2,500 Reward Points.
- 4 Reward Points on every Rs. 150 you spend.
- Earn a total of 15,000 bonus Reward Points on spending Rs. 8 lakhs in an anniversary year.
Rewards Rate4 reward points every time one spends Rs. 150.
Reward Redemption1 RP = Rs. 0.5 for redemption against flights and hotel bookings on HDFC Smartbuy website, 1 RP = up to Rs. 0.35 if you want to redeem against vouchers and poducts, 1 RP = Rs 0.20 for cash back, and Air miles conversion at a value of 1RP = 0.5 air mile.
Thankyou for the detailed info.
Do you see any cap or maximum limit on rewards one can earn in a month?
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8969262
Getting error that participating psp does not support this version while adding HDFC card
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8969267
Snikeus wrote:Getting same error while loading amount in Paytm walletGetting error that participating psp does not support this version while adding HDFC card
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8969398
Will this trick works with any bank Rupay CC or just for the mentioned CC?
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8969486
Looks like party over and Golden goose has been died
Getting participating psp does not support this version since today for HDFC card and it cannot be used for any transaction.
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8969513
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Rent payment from HDFC CC will not earn reward points | DesiDime
prashanth.m1111757 wrote:No limit on 4 RPs per 150 spend but rent payment txns are now excluded.Thankyou for the detailed info.
Do you see any cap or maximum limit on rewards one can earn in a month?
Rent payment from HDFC CC will not earn reward points | DesiDime
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8970208
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8976583
Mobikwik - CC billpay via RuPay CC linked UPI also working - you will get 2% supercash on cc billpay and convert supercash to rc & bill pay vouchers (you can also pay for DTH recharge via supercash converted vouchers or any other bill payment).
https://www.desidime.com/discussions/trick-to-pay-free-credit-card-to-other-credit-card-billpay-free-of-cost?page=1#post_8976588
Fastest way to get a rupay cc?
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Now, the Most Important Question is there any way to convert a credit card from a visa to rupay?
If yes,then why only 4 banks and that too these PSU - PNB,Union and Indian (Jinka CC me koi naam hi nahi suna) SBI aur BOB hota to samjh leta....