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Trick to pay FREE credit card to other credit card billpay, free of cost

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Finance Ninja
abhishek012

Trick to pay RuPay credit card to other Credit cards bill repayment, free of cost:

First open BHIM UPI app and link your PNB bank RuPay credit card, Union bank RuPay credit card, Indian bank RuPay credit card or HDFC bank RuPay credit card (currently RuPay Regalia working) to link with BHIM UPI app (or you can also use payzapp app for RuPay credit card linking with UPI app).

Note - first add any saving account in your BHIM UPI otherwise you will not get any RuPay credit card linking option.

First time Rs5000 limit for next 24 hours for Android phone or 72 hours for Iphone users.

Now open Amazon app/website or Paytm app or Bajaj app

Go to Credit card repayment option >> enter your any bank credit card number >> enter amount to pay (i recommended pay above Rs2001, so banks will get MDR fees. you dnt need to pay any charges) >> now payment option choose other UPI >> Manually enter your BHIM UPI ID or choose BHIM app from UPI app selection.

Now send request and open BHIM app

choose your RuPay credit card linked payment option, Enter your UPI PIN and pay.

Tada!

Your RuPay credit card to other Credit cards bill repayment successful.

Note - If you use HDFC RuPay Regalia credit card then you will also get 4 rewards point per 150 spend and Bajaj app first time credit card bill repayment above 10k, you will get Rs150 Scratch card.

Another offer is running by NPCI 10% upto Rs100 Cashback per month on RuPay credit card linking UPI payment via BHIM app (already verified cashback credit within a week).

IMG-20221210-WA0001

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Another Trick -

You can also load money in your Paytm Wallet via RuPay credit card, free of cost -


open Paytm app >> Paytm wallet >> enter amount to load (i recommended pay above Rs2001, so banks will get MDR fees. you dnt need to pay any charges) >> now payment page >>here scroll down to other payment methods >> you will see UPI option to choose >> now here you will find BHIM app to select >> open BHIM UPI app >> choose your RuPay credit card linked payment option >> Enter your UPI PIN and pay.

Tada!

Your RuPay credit card to Paytm Wallet load successful without any charges. HDFC RuPay Regalia credit card users also earn 4 rewards point per 150 spend.
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You can use RuPay credit card anywhere you want via UPI.

For example - You can load Slice mini wallet via RuPay credit card linking UPI and also earn 4 rewards point per 150 spend for HDFC RuPay Regalia credit cards.

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Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.

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Shopping Friend Shopping Friend
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20221213172533
Deal Cadet Deal Cadet
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But why r u burning?

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Deal Cadet Deal Cadet
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Both Amazon & Paytm transactions not working with HDFC Rupay Regalia card, tried with 2k & 25k.

Edit - worked with Rs. 10

Is there any limit on amount?

Finance Ninja Finance Ninja
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No, wait 24hrs for Android or 72hrs for iphone users. 

First time limit is 5k but yes after UPI registered Rs2050 transaction was also failed but working after 24hrs.

Note - Paytm transactions, some banks credit card transactions are not working.

You can use Bajaj app too for credit card bill repayment and also got Rs150 scracth card cashback from Bajaj app.

Note - Daily UPI limit is 1 lakh but selected merchants also 2 lakhs per day UPI limit like credit card bill repayment but not verified with Amazon.
Finance Ninja Finance Ninja
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Now, the Most Important Question is there any way to convert a credit card from a visa to rupay? 

If yes,then why only 4 banks and that too these PSU - PNB,Union and Indian (Jinka CC me koi naam hi nahi suna) SBI aur BOB hota to samjh leta....

Finance Ninja Finance Ninja
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PNB bank - You can apply online RuPay Credit card (Platinum or Select variant)

HDFC bank - you can easily convert Regalia, Moneyback+, Tata Neu, Freedom New,
IndianOil credit cards to RuPay variant.

Other banks coming soon, it will take few months time.

@--AJ-- HDFC RuPay credit card ? only RuPay regalia working, wait 2-3 months. Other HDFC RuPay credit cards will soon link to UPI.
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Deal Cadet Deal Cadet
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Getting error while adding card. Error fetching bank account

Deal Newbie Deal Newbie
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Were you able to resolve that?

Generous Generous
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ye bahut jaldi block hoga 

Benevolent Benevolent
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Lol how could they miss this? 

Deal Captain Deal Captain
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It's intentional, leave a loophole and allow you to enter, seal the hole and what is left?

You trapped in an  eternal loop

Deal Newbie Deal Newbie
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Hdfc tata neu rupay card not linking........

Tech Guru Tech Guru
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Bhai Bob Credit cards ko UPI me kaab link kiya jaa sakta hai? Bob card ke through se ek rupay toh ho gaya but kuch majaa ni aa raha 

Finance Ninja Finance Ninja
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No, Wait few months. Shayad BOB bhi kar de but abhi koi news nahi hai. Thora jada wait karna hoga.
Helpful Helpful
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Is it good idea to convert my regalia visa to rupay?


Finance Ninja Finance Ninja
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Already many users here converted to RuPay Regalia.

Deal Cadet Deal Cadet
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@abhishek012 HDFC rupay regalia rewards are equal to price? 4 rewards equal to 1 rs aa? Can we convert that rewards into money?

I am about to apply for  hdfc credit card.. confused to take millennia or this.

Finance Ninja Finance Ninja
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HDFC RuPay Regalia Credit Card -

  • Welcome bonus of 2,500 Reward Points.
  • 4 Reward Points on every Rs. 150 you spend.
  • Earn a total of 15,000 bonus Reward Points on spending Rs. 8 lakhs in an anniversary year.
Rewards Rate

4 reward points every time one spends Rs. 150.

Reward Redemption

1 RP = Rs. 0.5 for redemption against flights and hotel bookings on HDFC Smartbuy website, 1 RP = up to Rs. 0.35 if you want to redeem against vouchers and poducts, 1 RP = Rs 0.20 for cash back, and Air miles conversion at a value of 1RP = 0.5 air mile.

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Deal Subedar Deal Subedar
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Getting error that participating psp does not support this version while adding HDFC card

Deal Cadet Deal Cadet
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Getting same error while loading amount in Paytm wallet
Freebie Finder Freebie Finder
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Will this trick works with any bank Rupay CC or just for the mentioned CC?

Deal Cadet Deal Cadet
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Looks like party over and Golden goose has been died

Getting participating psp does not support this version since today for HDFC card and it cannot be used for any transaction.

Finance Ninja Finance Ninja
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Mobikwik - CC billpay via RuPay CC linked UPI also working - you will get 2% supercash on cc billpay and convert supercash to rc & bill pay vouchers (you can also pay for DTH recharge via supercash converted vouchers or any other bill payment).

IMG-20221217-WA0067

Finance Ninja Finance Ninja
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Fastest way to get a rupay cc?
Helpful Helpful
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+1

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Deal Subedar Deal Subedar
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does bob rupay cc work?

Super Stud Super Stud
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Working, I was able to save Re.1


Will denote Re. 1. If i earn another Re. 1 


Deal Cadet Deal Cadet
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@abhishek012 looks like hdfc regalia reduced & reversed my points for upi transaction

Deal Cadet Deal Cadet
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same for me but received bonus rewards points 😊
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