Uni paychek

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Deal Subedar
Demon_slayer
Is anyone using uni paychek?

How is it?

Is it just me or the repayment schedule is really confusing?

Will it negativily impact credit score or attract notices from IT dept?
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I have a uni paycheck active. 50k Deposited every month on 20th and I repay it by 5th the next month. No extra charges paid till now.

Deal Subedar Deal Subedar
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There is some joining charges right?

Some people are saying the repayment time is confusing. You have to pay back in 5 days after credit. Is that true?


How about your credit report? Is there is personal loan account entry? Credit score dropped or anything?

Sorry for asking too many questions.
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Deal Cadet Deal Cadet
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May i ask, what do you do with the funds

How to utilise this "rotated money" ?

Deal Subedar Deal Subedar
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I don't have it, I was just enquiring about the product.

Deal Newbie Deal Newbie
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there is a one time charge of some 1500 rs and then you can get around 50k or more depending upon cibil score every month and yes they will put a personal loan account in cibil profile if you avail the services and no you cannot pay the due amount using cc

Deal Subedar Deal Subedar
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Is it refundable? Can you pay before the due date or only on due date?
Deal Cadet Deal Cadet
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Last year i paid 999 fee for this which was refundable if you use this service for one year without any gap. They used to credit 40000 in account on 6th of every month, statement is generated on 11 th evey month and due date was 20th of every month. You can pay that amount any time.  But if you are paying after due date then its trap.... For second year they havn't taken any charges and also returned my previous amount of 999 Rupees.

Deal Subedar Deal Subedar
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Do you actually find this product helpful?

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