Urgent gold purchase with credit card

100°
Deal Subedar
Demondealer

need to make a gold purchase of 1.5lack which cc gives best rewards. i have following cards

tata neu plus

axis select "used to get points in the past

google ace

flipkart

indusind legend used to get points in the past

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Deal Lieutenant Deal Lieutenant
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tata neu if using  in  tanishq

Deal Subedar Deal Subedar
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no tanishq pricing is mental so no

anyway do you have any idea about au lit credit card. on the website it says 10x for offline spends
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Deal Subedar Deal Subedar
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Amazonpay 1%, no need to do monkey jumping with this card.

Deal Subedar Deal Subedar
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is 1% available for gold purchases in retail? isn't gold MCC is exception in most of the cards , i think Amazon ICICI card will have that exception as well

double check it (as far as I know amazon ICICI card wont give 1% of gold purchases)

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Deal Cadet Deal Cadet
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I would suggest always buy gold from a shop who has the gold karat reading machine. looks like below image. Small shops sells sub par gold. If you buy gold from other shops ,go to tanishq to measure karat at there machine free of cost. tell them you would buy from exchange etc then say i will return later 😃

image

Benevolent Benevolent
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do not trust the gold karat machines that they have in small shops, even in non branded showrooms.
Deal Cadet Deal Cadet
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au is running some gold offers
Deal Newbie Deal Newbie
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Buy gift voucher of Kalyan or reliance jewel

Deal Subedar Deal Subedar
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1.5 Lakhs right so here is the easy way to get 1% for sure

1) open HDFC max account variant 25k minimum deposit

2) get their free platinum debit card which gives 1% for paying credit card bills (other than hdfc credit cards) 

3) purchase 1.5 lakh of gold in that retail shop you want to buy

4) before 30 or 31st of this month make 75k payment to the credit card you used to pay that gold purchase IN HDFC BILL PAY PORTAL USING HDFC PLATINUM DEBIT CARD (Rs.750 is 1% reward for paying using platinum debit card of HDFC)

5) then on 1st or 2nd of next month make 75k payment to the credit card you used to pay that gold purchase IN HDFC BILL PAY PORTAL USING HDFC PLATINUM DEBIT CARD (Rs.750 is 1% reward for paying using platinum debit card of HDFC)

 viola you got 750+750=1500:)

but for this method to work you need to have HDFC max account with platinum debit card and used NON HDFC credit card to pay that gold purchase

Note: read more about HDFC Platinum debit card 1% cashback offer before attempting this idea:) without understanding it you can't get this

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