Urgent Suggestion : Credit Card
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Hello Dimers,
Am Salaried person and iĀ have applied 3-4 times credit cards and always got rejected. I have tried many times in banks associated with my salary accounts .Ā
If anyone knows please give me suggestionĀ
Thanks in advanceĀ š
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Do you mean govt job employees have higher chance of rejection?
Open onecard secured card
All applied without income proof.
The best way is to open an hdfc or icici bank account. Use it as your primary account, do debit card transactions, open an fd if possible.
This ways I got pre-approved offers within 6-8months.Ā
Haha new way of earning referral money of 2500šš
HDFC will give CC even without any account. I had no CIBIL score history before 4-5 years, I just applied with ITR/ Salary Slips and they gave me Regalia First.Ā
Before that my application for SBI prime and SC Manhattan was rejected due to low credit score.
Yeah, there was no pandemic and the world was better then. ThingsĀ have changed now and I am not sure if it works the same way it used to be. Still worth giving a try isn't?
Where do you owe your salary act?
Govt job? AnyCIBIL Score?
Take one secured(FD based) card and also open HDFC account and keep all ur day2day savings there after 4-5 months u get card