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Urgent Suggestion : Credit Card

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gognacoder557

Hello Dimers,

Am Salaried person and iĀ have applied 3-4 times credit cards and always got rejected. I have tried many times in banks associated with my salary accounts .Ā 

If anyone knows please give me suggestionĀ 

Thanks in advanceĀ šŸ˜„

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Benevolent Benevolent
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Govt job? AnyCIBIL Score?

Take one secured(FD based) card and also open HDFC account and keep all ur day2day savings there after 4-5 months u get card

Deal Subedar Deal Subedar
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Do you mean govt job employees have higher chance of rejection?

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Shopping Friend Shopping Friend
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Open onecard secured card

Critic Critic
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Mainly do frequent debit card transactions and then optionally maintain some good balance. It might trigger bank systems to chase you for credit cards.
Deal Subedar Deal Subedar
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Open an Axis Bank Account and Maintain a Healthy Balance... Within 3-4 Months You Will Get Pre Approved Credit Card from Axis
Like Magnet Like Magnet
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I have hdfc Amazon pay icici, hdfc millenia, kotak league platinum, icici coral, flipkart axis, bob easy, etc.
All applied without income proof.

The best way is to open an hdfc or icici bank account. Use it as your primary account, do debit card transactions, open an fd if possible.
This ways I got pre-approved offers within 6-8months.Ā 
Deal Cadet Deal Cadet
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1. Open a HDFC account, do some debit card transactions, wait for 3 months 2.Open a amazon business account, apply for Apay ICICI Card
Hunk Hunk
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Can you elaborate Trick for Apay ICICI CC? Is ITR a must for applying from Amazon Business account?
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Comrade Comrade
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I will suggest you onecard For more details dm me
Deal Subedar Deal Subedar
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Haha new way of earning referral money of 2500šŸ˜‚šŸ˜‚

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Deal Cadet Deal Cadet
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HDFC will give CC even without any account. I had no CIBIL score history before 4-5 years, I just applied with ITR/ Salary Slips and they gave me Regalia First.Ā 

Before that my application for SBI prime and SC Manhattan was rejected due to low credit score.

Yeah, there was no pandemic and the world was better then. ThingsĀ have changed now and I am not sure if it works the same way it used to be. Still worth giving a try isn't?


Benevolent Benevolent
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Where do you owe your salary act?

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