🥺Very Urgent! ICICI Bank

206°
  • 1144
  • 22
  • Last Comment
  • Reasons

    Vote down Reasons

    • Bad Reviews for Website/Seller : 1
Rajasthan Royals
Spanjaykumar

Anyone Help Me Please,

I have received this email from ICICI Bank, Please help me, I don’t do any business as of now & I never deposit or withdrawal cash from branch or ATM because no branch available at my location & I do only UPI transaction…my father sent money From abroad nearly 50k from three times & I do transaction for getting special offers from ICICI Bank…. please suggest me what should I do?


“Dear Sanjay Kumar,

There have been large transactions conducted in your Savings Account XXXX123, which appear to be arising in the course of business activities. Such high transactions are generally done through Current Accounts and are not in accordance with the purpose of a Savings Account. We recommend that your business needs be better served through a Current Account.

We value you as a customer. However, in view of these transactions, your Savings Account XXXX123 will be closed by ICICI Bank Limited (‘Bank’) upon expiry of 30 days of this e-mail, without any further notice. This action of the Bank is in accordance with the Savings Account terms and conditions mentioned on the website.

Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
21 Comments  |  
9 Dimers
  • Sort By
Royal Challengers Bangalore Royal Challengers Bangalore
Link Copied

close it and open in another branch or bank

Deal Subedar Deal Subedar
Link Copied

Refer this thread.
https://ddime.in/d308

Similar but only warning. In your case they are directly taking action without warning. Incoming funds from foreign might have triggered it. Talk to someone from nearby branch to get complete details.

Royal Challengers Bangalore Royal Challengers Bangalore
Link Copied
homedimer wrote:

close it and open in another branch or bank



Savings Account XXXX123, which appear to be arising in the course of business activities. Such high transactions are generally done through Current Accounts and are not in accordance with the purpose of a Savings Account. We recommend that your business needs be better served through a Current Account.


We value you as a customer. However, in view of these transactions, your Savings Account XXXX616will be closed by ICICI Bank Limited (‘Bank’) upon expiry of 30 days of this e-mail, without any f




both ac no different did you verified it ?




Rajasthan Royals Rajasthan Royals
Link Copied
Expand
homedimer wrote:



Savings Account XXXX123, which appear to be arising in the course of business activities. Such high transactions are generally done through Current Accounts and are not in accordance with the purpose of a Savings Account. We recommend that your business needs be better served through a Current Account.


We value you as a customer. However, in view of these transactions, your Savings Account XXXX616will be closed by ICICI Bank Limited (‘Bank’) upon expiry of 30 days of this e-mail, without any f




both ac no different did you verified it ?




Sorry Bro Due To Security Reason I Mentioned XXX123 But My Account Last Digit Is XXX616.

I have only one account with ICICI Bank “Insta Save Mine” which I opened in September 2021 when they approved my Amazon ICICI CC.

its 0 balance account which I don’t want close.

Bro My Amazon ICICI Bank Credit Card Also Closed??? 

Deal Subedar Deal Subedar
Link Copied

Better to open an Offline account from another bank.

Two issues can be the reason - 

1. Insta Account

2. Your Father’s NRI account sending more than 50K 


Royal Challengers Bangalore Royal Challengers Bangalore
Link Copied
Expand
Spanjaykumar wrote:

Sorry Bro Due To Security Reason I Changed My Mentioned XXX123 But My Account Last Digit Is XXX616.

I have only one account with ICICI Bank “Insta Save Mine” which I opened in September 2021 when they approved my Amazon ICICI CC.

its 0 balance account which I don’t want close.

Bro My Amazon ICICI Bank Credit Card Also Closed??? 

insta save mine is online ac ? if yes thats why u are getting that email , because in online opened account u are receiving money from another country , better close this account bro and open one ofline ac as said by @TechnoFrendz

Rajasthan Royals Rajasthan Royals
Link Copied
TechnoFrendz wrote:

Better to open an Offline account from another bank.

Two issues can be the reason - 

1. Insta Account

2. Your Father’s NRI account sending more than 50K 


Bro Amazon ICICI Credit Card Closed or Not?

I Confirm bank that I can receive fund from my father? They confirmed that no issue.

Youtubers Ne Kaha Ki Jatda Transaction Karo To Offer Aate H…Aa Gaya Offer🥺 Account Closed Ka….Mera Luck Acha Tha Ki Maine 9 Feburary Ka Mail Check Kar Liya Warna Pesa Bhi Jata…Abhi Sab Upi Se Account Removed Kar Diye

Rajasthan Royals Rajasthan Royals
Link Copied
Expand
homedimer wrote:

insta save mine is online ac ? if yes thats why u are getting that email , because in online opened account u are receiving money from another country , better close this account bro and open one ofline ac as said by @TechnoFrendz

Bro….0 Balance Account To Ab Open Hoga Nhi…Ab Soch Raha Hu Chillar Batorne Se Acha Koi Job Karu….Roj Ka Jhanjhat H Ye Kabhi Bank Wale Kabhi Refund.😔

Deal Cadet Deal Cadet
Link Copied

This is the trend with ICICI.. I’m seeing this trend from 2 years.. 

2 years ago, one of my friend faced this issue.he used to transfer around 40k , 50k to his ICICI Account from his other account then transferred to some other person using UPI. He did this 3 to 4 times in 2 month’s..

One fine day ICICI Bank Freezed his account without any notice. Me and my friend visited branch for 10 to 12 times for no use. After all the discussion with the bank executives finally manager checked his account and told us  that ..’You are depositing and immediately transferring high value amount to other persons repeatedly. This triggered the system as suspicious activity"

FINALLY MANAGER CONCLUDES THAT WE HAVE TO OPEN CURRENT ACCOUNT.

Deal Cadet Deal Cadet
Link Copied
Tekk wrote:

This is the trend with ICICI.. I’m seeing this trend from 2 years.. 

2 years ago, one of my friend faced this issue.he used to transfer around 40k , 50k to his ICICI Account from his other account then transferred to some other person using UPI. He did this 3 to 4 times in 2 month’s..

One fine day ICICI Bank Freezed his account without any notice. Me and my friend visited branch for 10 to 12 times for no use. After all the discussion with the bank executives finally manager checked his account and told us  that ..’You are depositing and immediately transferring high value amount to other persons repeatedly. This triggered the system as suspicious activity"

FINALLY MANAGER CONCLUDES THAT WE HAVE TO OPEN CURRENT ACCOUNT.

Visited 10-12 times!! If it had been PSB, though you might needed to stand in queue for 20-30 minutes, but your account could have been unfreezed in 1-2 visits max. 

and what people say,  PSB are lazy and inefficient!!

Pro Shopping Friend Pro Shopping Friend
Link Copied

Cheater bank – they want more current accounts, that simple

Rajasthan Royals Rajasthan Royals
Link Copied
caks2006407 wrote:

Cheater bank – they want more current accounts, that simple

Ya Bro! ABSOLUTELY RIGHT.

Atleast Warn Kar Dete…..Bro Credit card to nhi jayega na wo to saving account se pehle ka h….uski to user id & password bhi alag the pehle se.

Hunk Hunk
Link Copied
Expand
Spanjaykumar wrote:

Ya Bro! ABSOLUTELY RIGHT.

Atleast Warn Kar Dete…..Bro Credit card to nhi jayega na wo to saving account se pehle ka h….uski to user id & password bhi alag the pehle se.

nahi jayega bhai…. dont worry.

Hunk Hunk
Link Copied

and net banking bhi chalega , just your savings account will be freezed/closed.

Hunk Hunk
Link Copied
Expand
Spanjaykumar wrote:

Ya Bro! ABSOLUTELY RIGHT.

Atleast Warn Kar Dete…..Bro Credit card to nhi jayega na wo to saving account se pehle ka h….uski to user id & password bhi alag the pehle se.

One more thing you can do is appeal on twitter.
And say it was only personal use.
Lets see what happens.

Rajasthan Royals Rajasthan Royals
Link Copied
Expand
ZNZ wrote:

One more thing you can do is appeal on twitter.
And say it was only personal use.
Lets see what happens.

Ha Bro Mail Bhi Drop Kiya H Or Twitter Par Bhi Complaint Ki H….. Personal Use Hi Hota H Bhai Bas Wo 3 Times Abroad Se Pese Aa Gaye Pehle Confirm Kiya Tha Ki Koi Issue Nhi H Na Phir Bhi Or Baki To Transaction Mobikwik & Lazypay Kiya Wo Bhi UPI Se…Dekho Kya Hota H Bhai

Deal Cadet Deal Cadet
Link Copied
Expand
shivrajsingh wrote:

Visited 10-12 times!! If it had been PSB, though you might needed to stand in queue for 20-30 minutes, but your account could have been unfreezed in 1-2 visits max. 

and what people say,  PSB are lazy and inefficient!!

even worst thing is that my friend got a pre approved loan of 2.5lakhs  from an nbfc..Just a day before the disbursal ICICI Freezed his account..

both CREDITS and DEBITS Freezed by ICICI..So the nbfc unable to disburse the loan to his account.thats why we visited the branch multiple times to clear the issue otherwise we would have let it go..

Finally nbfc cancelled his loan.THANKS TO ICICI.

Deal Subedar Deal Subedar
Link Copied

i checked with one of icici executive he said bank does this whenever they find saving account is being used for business.
and one can open current account instead.

he advised you need to prove that this not used for business purposes and only for personal only

Rajasthan Royals Rajasthan Royals
Link Copied
akki.akki wrote:

i checked with one of icici executive he said bank does this whenever they find saving account is being used for business.
and one can open current account instead.

he advised you need to prove that this not used for business purposes and only for personal only

<IMP>Account Closure Mail Received

 Ye h subject line Bro DM main sahi se paste nhi ho raha tha




Pro Shopping Friend Pro Shopping Friend
Link Copied
Expand
Spanjaykumar wrote:

Ya Bro! ABSOLUTELY RIGHT.

Atleast Warn Kar Dete…..Bro Credit card to nhi jayega na wo to saving account se pehle ka h….uski to user id & password bhi alag the pehle se.

CC is different, it will not close
By writing to ICICI nodal officer and RBI u can, most probably, keep this account reopened but may not be zero bal anymore
Go with equitas or SBI for zero bal fully operative account with no absurd conditions

Rajasthan Royals Rajasthan Royals
Link Copied
Expand
caks2006407 wrote:

CC is different, it will not close
By writing to ICICI nodal officer and RBI u can, most probably, keep this account reopened but may not be zero bal anymore
Go with equitas or SBI for zero bal fully operative account with no absurd conditions

Bro I have account with SBI but no Pre-approved Offer received, But ICICI provide many pre-approved offers only in 2 months like cardless EMI, personal loan,bike loan etc, Otherwise bhaad main jaye ICICI Bank 😬

replyuser
Click here to reply
Reply