Waive SBI and ICICI Debit Card Fees

Deal Newbie

I have 2 savings account - 
SBI - Normal zero balance Savings Account with NCMC Global Rupay Card - Annual Fees Rs. 125 + GST

ICICI - Silver Savings Account maintaing 25k with Rupay Platinum Debit Card - Annual Fees Rs. 150 + GST

Have 1 lakh+ FD in both accounts. Is there a way to avoid recurring annual charges for these debit cards. In my comparison, HDFC is the best as it waives off every charge including debit card fees for 25k account. ICICI also does not have much benefit in comparison to HDFC so planning to close it next year. Planning to keep 1 govt SBI and 1 private HDFC.

Need suggestions.

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Post Emperor Post Emperor
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For sbi deactivate/block the physical debit card and use a virtual card from yono and for cash withdrawal use yono cash

Deal Cadet Deal Cadet
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Depends on location, if you have banks like IDFC First, yes bank, Jana small or any scheduled bank giving 7% interest on savings will have offer you things without extra charges. If you are concerned about safety keep money below 5 lacs which insured and rest in SBI without debit card, you can always trasfer from yono to other account which has free services and cards

Hunk Hunk
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Adding on the above post.

Can I cancel my hdfc debit card?

Helpful Helpful
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Y u want 2 cancel?

Any charges on dc?

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Deal Cadet Deal Cadet
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How to het axis debit card charges waived off

Blaze Blaze
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mail the PNO’s of respective (especially private banks )stating you are old loyal customer with many fd’s with bank . if they will not reverse the debit card charges . you will simply move your business to other banks . I did same with Kotak . they reversed the fees
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