Way to Get Pre-approved Credit Card Offers
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Hey guys!
Currently I’m having Gold account in icici bank and maintaining 50k. But the problem is that there is no LTF credit card offers from then (neither calls nor emails).
I have account in HDFC Bank too & I’m a preferred customer. As per RBI’s new rule they can’t process any new applications:/ so basically I’m stuck between them.
Also for HDFC, they were interested providing me Buisness Regalia/Millennia card.. which one should be good for online usage.
I need a LTF credit card for now. If you guys have any suggestions please let me know. Thank you!
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Not really.
First try to take icici platinum apply by online LTF
Hdfc Millennium better
50k is the MAB for Gold where you wont get any offers . You need to maintain atleast 1lac for gold accounts to get pre approved .
Better to open a normal account and maintain 50k plus monthly 10-20k funds transfer offer shows up in 6-7 month .Use the Dc frequently . Mine came in 5th month which I declined on the 8th month they offered me a LTF card
I have a ICICI Bank account and I already hold a Amazon Pay Credit Card. But I need a LTF credit card (like Rubyx or Sapphiro). Is there any chance of getting pre-approved offer without closing APay credit card?
Maintain good balance and do transaction using the debit card
1) You have to maintain atleast double the amount of MAB required for the account.
2) Regular transaction using debit card, netbanking
3) Diversify relationship with bank, along with savings account open fd, Rd.
Sureshot preapproved offer will come with above steps.
My savings account had recently been automatically upgraded from Insta Save FD account to gold privilege banking account. I don’t have MAB instead I need to maintain FD. What should I do now?
Which Saving account you have & Average MAB?
My Insta Save FD account was upgraded. And now I have gold standard account. There is no MAB required as base variant required minimum 10K FD instead of any MAB.
go and register on pisabazaar, plicybazaar and similar sites, register your phone and see your free CIBIL report, wait for few days you will be folded by them for credit card offers available as per your profile then choose LFT card, and card to card approval if possible and may be you might get the card of your choice there…
(based on my personal experience)
Try for ICICI Amazon Pay Credit Card. Since you already have relation with ICICI Bank, it will be upper hand for you in getting this card.