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Ways of earning cashback on Credit Card bill payment

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Deal Cadet
Jayisback

Hi friends,
I have to pay around 2 lacs rupees of Bill payment of my total credit cards. Currently I am using my HDFC Platinum debit card which gives 1% cashback. But maximum cap is 750 month. I also know Mobikwik which gives 2% supercash and Cred app who gives Cred points. Apart from useless super cash and wastage cred points any other method to earn cashback on CC bill payment? I am expecting minimum 1% cashback equivalent to money. Don’t want to accumulate Supercash or useless points.

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Deal Cadet Deal Cadet
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If you have HDFC Millennia DC, Load in paytm wallet rs.40k, With that balance pay CC bill, Get 1% CB rs.400 within 90 days.

Deal Cadet Deal Cadet
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HDFC Millenia DC gives 1%cb on cc bill payments?

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Tech Guru Tech Guru
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If due date of cards allowed via HDFC Bill Pay is placed some time in next month. You may plan to make part payments splitting across this month and next.

Otherthan the useless stuff you mentioned, amazon/paytm for user-specific offers. Those again you can max out the offers with max payments of 2-5k

Deal Cadet Deal Cadet
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Yes. I did followed your mentioned split pattern every month. But still my outstanding reached maximum cap Even with distributed pattern format.
What about Amazon Paytm? I don’t aware of it?? Please elaborate in detail..

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Deal Cadet Deal Cadet
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how to pay credit card bill through HDFC Platinum debit card

Deal Cadet Deal Cadet
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If u have new mobikwik accounts you get 4% cb on every 2500rs paid. Some guys doing this by creating multiple accounts.
But 2L is very huge maybe u can get some 10-15 accounts at maximum.

Also try some code available in Flipkart which gives direct 100rs cashback on cc bill payments.

Hunk Hunk
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I have one new MobiKwik wallet account
.but not getting this offer? How to avail it?

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Beacon Beacon
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Pay 10k*10 = 1 Lakh using SBI debit card. It will give 1000 reward points equivalent to 250 RS per month.

Deal Cadet Deal Cadet
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OP looking for minimum of 1%

Ur method gives .25 %

Also saw a thread where cc bill payments not getting cbs from Oct 2020

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Deal Subedar Deal Subedar
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Use InsurePays if you have BoB cc.

Deal Cadet Deal Cadet
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Can HDFC customer hold two debit card? I have platinum Dc .Can I hold Milienia also to earn additional 400 cb?

Deal Cadet Deal Cadet
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Possible in joint account

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Helpful Helpful
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HDFC credit card bill payment option not there in HDFC bill pay? hushed

Deal Cadet Deal Cadet
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No. It is funny.

Deal Lieutenant Deal Lieutenant
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if u want better than SBi card, check equitas debit cards, they give about 30-35 paisa per 100 spent

Deal Cadet Deal Cadet
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@rakeshtvla Thank you

Deal Cadet Deal Cadet
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@guest_999 Thank you

Cool Cool
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guys, I am using CRED and Mobiwik to pay CC payments of approx 50-70k per month.

Cred is giving around 5-10 rupees for 1st 3k and 5-10k for another 15k payments. Mobikwik is giving 1 or 2% super cash.
I am using UPI for these payments. These days I dont see any option to burn/use the supercash, so my super cash is piling up.

I have HDFC VISA classic Platinum Debit card, which I never used since two years. From this thread I understand that we can some points by using the this card.

Can you help me how to earn cash back debit card ? In Mobkwik, wallet payment has some charges and under debit/upi option I cant see anything other than UPI.

Finance Ninja Finance Ninja
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You need to go to billpay section of NetBanking. There you need to add a biller as credit card(hdfc and a few others are not available) once added click pay and select hdfc easyshop platinum debit card and make the payment. You will get points on debit card in 3 days. Redeem them(in multiples of 250) from NetBanking

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Deal Cadet Deal Cadet
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Mobikwik Supercash is very good option if you know the usage of it through their wallet and Blue Card.

Cool Cool
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please advise how to use this Super cash. its piling up for me sad

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Helpful Helpful
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@sardasa have you tried insurepays? how was your experience

Deal Subedar Deal Subedar
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Yes. I have bought few Amazon and Flipkart GVs from them. No issues till now. Don’t have BoB cc. So, can’t pay this bill

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Deal Cadet Deal Cadet
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Can anybody plz tell how much time it takes for cc payment done on Paytm to reflect in card , except sbi which is instant, How much time in case of other banks
Crusader Crusader
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Instant for HDFC also
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Freebie Finder Freebie Finder
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How much time it takes for cc payment done on Amazon to reflect on Axis credit card? It's been more than 30 hours.

Deal Subedar Deal Subedar
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It takes 3-4 hours at the max for me

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Commentator Commentator
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Postpe gives 0.4% cashback.
Helpful Helpful
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Do i need to get the postpe card for that? And any capping? Currently I am doing millennia for 1% then jupiter amazon credit bill pay trick via upi but seems like they patched it and then on sbi debit card 2rp for every 200 paid but monthly 1000 rp max.
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Deal Subedar Deal Subedar
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Can anyone please let me know which all cc gets instant ( or in 1 day) settled from HDFC bill pay ?
I tried ICICI it took 3 working days

replyuser
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