Ways of earning cashback on Credit Card bill payment

If you have HDFC Millennia DC, Load in paytm wallet rs.40k, With that balance pay CC bill, Get 1% CB rs.400 within 90 days.

If due date of cards allowed via HDFC Bill Pay is placed some time in next month. You may plan to make part payments splitting across this month and next.

Otherthan the useless stuff you mentioned, amazon/paytm for user-specific offers. Those again you can max out the offers with max payments of 2-5k

how to pay credit card bill through HDFC Platinum debit card

andromeda wrote:

If due date of cards allowed via HDFC Bill Pay is placed some time in next month. You may plan to make part payments splitting across this month and next.

Otherthan the useless stuff you mentioned, amazon/paytm for user-specific offers. Those again you can max out the offers with max payments of 2-5k

Yes. I did followed your mentioned split pattern every month. But still my outstanding reached maximum cap Even with distributed pattern format.
What about Amazon Paytm? I don’t aware of it?? Please elaborate in detail..

Jayisback wrote:

Yes. I did followed your mentioned split pattern every month. But still my outstanding reached maximum cap Even with distributed pattern format.
What about Amazon Paytm? I don’t aware of it?? Please elaborate in detail..

They give user specific deals like in case of amazon get 30 or upto 30 on min payment of 300. And Paytm gives paytm first points on speciffic amounts of card payments. Refer to your account offers section.

If u have new mobikwik accounts you get 4% cb on every 2500rs paid. Some guys doing this by creating multiple accounts.
But 2L is very huge maybe u can get some 10-15 accounts at maximum.

Also try some code available in Flipkart which gives direct 100rs cashback on cc bill payments.

Pay 10k*10 = 1 Lakh using SBI debit card. It will give 1000 reward points equivalent to 250 RS per month.

deep_ wrote:

Pay 10k*10 = 1 Lakh using SBI debit card. It will give 1000 reward points equivalent to 250 RS per month.

OP looking for minimum of 1%

Ur method gives .25 %

Also saw a thread where cc bill payments not getting cbs from Oct 2020

deep_ wrote:

Pay 10k*10 = 1 Lakh using SBI debit card. It will give 1000 reward points equivalent to 250 RS per month.

https://www.desidime.com/discussions/no-more-0-...
@botlike

botlike wrote:

OP looking for minimum of 1%

Ur method gives .25 %

Also saw a thread where cc bill payments not getting cbs from Oct 2020

Every other method is already mentioned here. I mentioned another one. Besides, there’s not much anyone can get on cc payments. Evn something is worth a thing.

Use InsurePays if you have BoB cc.

guest_999 wrote:

https://www.desidime.com/discussions/no-more-0-...
@botlike

SBI debit card txns still give reward points on cc payments. I’m using Paytm to pay cc bills using Rupay debit card and getting reward points. Last credited points were on yesterday.

deep_ wrote:

SBI debit card txns still gives reward points on cc payments. I’m using Paytm to pay cc bills using Rupay debit card and getting reward points. Last credited points were on yesterday.

Like I said in my thread also, some are getting & some are not. I along with my friends are not getting points for wallet/cc bill payment transactions done using rupay platinum/visa classic debit cards of sbi. I haven’t tried directly using rupay debit card on paytm for cc bill payment but will try that too.

Can HDFC customer hold two debit card? I have platinum Dc .Can I hold Milienia also to earn additional 400 cb?

Jayisback wrote:

Can HDFC customer hold two debit card? I have platinum Dc .Can I hold Milienia also to earn additional 400 cb?

Possible in joint account

Jayisback wrote:

Can HDFC customer hold two debit card? I have platinum Dc .Can I hold Milienia also to earn additional 400 cb?

Even in joint acc I don’t think you can get two different variants(like millennia & platinum) or have different cb limit on each card(so if both get platinum dc in joint acc then it is not 750+750 max cb per month).
@Peace_Of_Mind @caks2006407 @rohit_agarwal @Ramta_Jogi

botlike wrote:

If u have new mobikwik accounts you get 4% cb on every 2500rs paid. Some guys doing this by creating multiple accounts.
But 2L is very huge maybe u can get some 10-15 accounts at maximum.

Also try some code available in Flipkart which gives direct 100rs cashback on cc bill payments.

I have one new MobiKwik wallet account
.but not getting this offer? How to avail it?

VimAl_Raj wrote:

I have one new MobiKwik wallet account
.but not getting this offer? How to avail it?

I THINK APPLICABLE ONLY ON FIRST TRANSACTION OF MONTH

Jayisback wrote:

Can HDFC customer hold two debit card? I have platinum Dc .Can I hold Milienia also to earn additional 400 cb?

If you have two accounts, yes. Otherwise, no.

phoenix1386 wrote:

If you have two accounts, yes. Otherwise, no.

Can one person open two saving ac in same branch??

Jayisback wrote:

Can one person open two saving ac in same branch??

No(in same branch/bank) unless both acc are different types like one saving one current or one saving one joint acc.

Jayisback wrote:

Can one person open two saving ac in same branch??

As @guest_999 said, you can’t have two savings in a branch or in a bank now unless one is salary and one is savings or current.

guest_999 wrote:

No(in same branch/bank) unless both acc are different types like one saving one current or one saving one joint acc.

Yeah.. One can have joint savings account and single savings account in same branch.

guest_999 wrote:

Even in joint acc I don’t think you can get two different variants(like millennia & platinum) or have different cb limit on each card(so if both get platinum dc in joint acc then it is not 750+750 max cb per month).
@Peace_Of_Mind @caks2006407 @rohit_agarwal @Ramta_Jogi

Yes, if your RM agree to give you 2 active cards….. I have 2 accounts….

Account 1- Visa platinum debit card
Account 2- millennia debit and Rupay platinum both active.

So if you have good relationship, then RM can issue 2bd active card on your account.

rohit_agarwal wrote:

Yes, if your RM agree to give you 2 active cards….. I have 2 accounts….

Account 1- Visa platinum debit card
Account 2- millennia debit and Rupay platinum both active.

So if you have good relationship, then RM can issue 2bd active card on your account.

I am guessing you need to be a “high value customer” & accounts need to be of different types(savings+current salary etc).

Peace_Of_Mind wrote:

If you have HDFC Millennia DC, Load in paytm wallet rs.40k, With that balance pay CC bill, Get 1% CB rs.400 within 90 days.

HDFC Millenia DC gives 1%cb on cc bill payments?

HDFC credit card bill payment option not there in HDFC bill pay?

maddydilip wrote:

HDFC credit card bill payment option not there in HDFC bill pay?

No. It is funny.

guest_999 wrote:

I am guessing you need to be a “high value customer” & accounts need to be of different types(savings+current salary etc).

I do not think we can have 2 cards on 1 account number, relationship manager or no relationship manager.

The bank clearly lists out that when you order a new card for an account, the previous card gets deactivated within 90 days of issuance of the new card or 3 days of transacting with the new card, whichever comes first.

My own Business debit card was hot-listed automatically, one day after I made a transaction using my Millennia debit card. Bank specifically refuses two cards on one account, and customer cannot have two savings accounts either. They must be classified as savings and salary. So, technically, individual can have 3 accounts with HDFC – 1 savings, 1 salary, 1 current, and those 3 accounts can have 1 debit card each.