What happen if my payment by sbi card done successfully with incorrect cvv on flipkart

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Chennai Super Kings
kushwahveers...

hello dimers , i done a transection on flipkart with sbi cc  but by mistake i entred wrong cvv  and payment proccessed successfully and  and i got message of  payment confirmation and same is reflecting on sbi card too but not settled even after 3 days of payment date . Now i remembered that i have entered wrong cvv  .Could it be cause of  not settlement . As of now i did not get any msg from sbi that of incorrect cvv or payment decline . Do my paymet will settle or get failed or if failed do i get same offer on sbi card that is during the date of purchase as  now big saving days offer has been removed  i have to pay without offer .please  share what  should i do next . 

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Deal Cadet Deal Cadet
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Your transaction should have failed if CVV was incorrect after entering OTP.  sometimes it takes up to 3 days for settlement. may be wait till EOD today and see

Deal Lieutenant Deal Lieutenant
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What is the status of fk order
If not processed (as no payment received by them) then refund will come

Delhi Capitals Delhi Capitals
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How the hell is it possible? Might be technical error at the time of payment.

Has your order delivered?

@getready @guest_999

Deal Cadet Deal Cadet
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sometimes flipkart claim the payment from bank late like 10 days so the 3 days is not at all enough to conclude anything, you have to wait till next statement generation at least.

Critic Critic
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tappukepapa wrote:

How the hell is it possible? Might be technical error at the time of payment.

Has your order delivered?

@getready @guest_999

Need to wait till statement generation. Also, cvv verification depends on payment processor & is not mandatory(to process card txn as per technical specifications) if payment processor is willing to take risk to ignore it(normally no one does so). HDFC payzapp doesn’t ask for cvv exactly for this reason because payzapp app is hdfc own app & they control everything in there from card addition to payment processing so HDFC chose not to check for cvv while doing payzapp txn.

Chennai Super Kings Chennai Super Kings
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little bit off topic
I made one transaction with sbi dc recieved money debited message and payment got successful on website (recieved payment receipt also from website) but money not deducted ( no such transactions showing in sbi mobile site)

my questions 

will it be done by month end and if not will payment get failed ?

Is it common?




Deal Lieutenant Deal Lieutenant
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Foodie wrote:
little bit off topic
I made one transaction with sbi dc recieved money debited message and payment got successful on website recieved payment receipt also from website  but money not deducted ( no such transactions showing in sbi mobile site)

my questions 

will it be done by month end and if not will payment get failed ?

it is common?




it will be updated soon in transaction history, its normal for psu banks

Deal Cadet Deal Cadet
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Wait for couple of days it will get settled. 

Mobile Guru Mobile Guru
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tappukepapa wrote:

How the hell is it possible? Might be technical error at the time of payment.

Has your order delivered?

@getready @guest_999

If there’s an option for CVV then its got to be correct or else the payment gets failed (I do remember my transactions on flipkart getting failed for incorrect CVV). So yeah, this is most likely a technical error and probably the bank flagged the transaction and reached out to Flipkart/Wibmo or vice versa (looks like FK didn’t process the order even after 3 days) 

Deal Cadet Deal Cadet
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getready wrote:

If there’s an option for CVV then its got to be correct or else the payment gets failed (I do remember my transactions on flipkart getting failed for incorrect CVV). So yeah, this is most likely a technical error and probably the bank flagged the transaction and reached out to Flipkart/Wibmo or vice versa (looks like FK didn’t process the order even after 3 days) 

I think OP might have given the correct CVV but as there is no settlement after 3 days he is doubting himself 😅 

Deal Lieutenant Deal Lieutenant
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Foodie wrote:
little bit off topic
I made one transaction with sbi dc recieved money debited message and payment got successful on website (recieved payment receipt also from website) but money not deducted ( no such transactions showing in sbi mobile site)

my questions 

will it be done by month end and if not will payment get failed ?

Is it common?




Regualr feature with sbi, mostly settled on 1st of next month

Community Angel Community Angel
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little bit off topic: I did some transactions on my SBI simplyclick and simplysave credit card during the Flipkart sale. It’s been 4-5 days and the transactions are neither showing under Unbilled settled/in process. Also, the available limit has not been updated yet.

I know delay in common for some Flipkart transactions and the same happened with me during last year’s BBD sale on Axis cc. But that the time limit was reduced according to the transactions.

@getready

Mobile Guru Mobile Guru
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RowdyAK47 wrote:

little bit off topic: I did some transactions on my SBI simplyclick and simplysave credit card during the Flipkart sale. It’s been 4-5 days and the transactions are neither showing under Unbilled settled/in process. Also, the available limit has not been updated yet.


I know delay in common for some Flipkart transactions and the same happened with me during last year’s BBD sale on Ais cc. But that the time limit was reduced according to the transactions.


@getready

Looks like SBI servers got overloaded during the sale period. Made couple of transactions with OLA SBI on May 8, May 9 (1650, 1850) and i can see them both via Unbilled transactions and available limit got revised instantly 

Community Angel Community Angel
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getready wrote:

Looks like SBI servers got overloaded during the sale period. Made couple of transactions with OLA SBI on May 8, May 9 (1650, 1850) and i can see them both via Unbilled transactions and available limit got revised instantly 

I made 7150 rs txn on ola via ola sbi card in mar. later on month end I forgot that I did txn or not so checked sbi app. It didn’t shown any txn so I did again and later realized and so didn’t received ola cb also as i did txn already.

Chennai Super Kings Chennai Super Kings
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10ven wrote:

I think OP might have given the correct CVV but as there is no settlement after 3 days he is doubting himself 😅 

no i have entered wrong cvv i know 

Chennai Super Kings Chennai Super Kings
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tappukepapa wrote:

How the hell is it possible? Might be technical error at the time of payment.

Has your order delivered?

@getready @guest_999

Order placed  but not shipped yet as placed on 7 may 

Deal Cadet Deal Cadet
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kushwahveersingh566825 wrote:

Order placed  but not shipped yet as placed on 7 may 

Flipkart is running slow these days. Same thing happened to me. It took about 4 days for transaction to get settled. And order hasn’t shipped even after 10 days.

Deal Subedar Deal Subedar
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I pay through sbi credit card on 5 may order delivered but still money not debited smiley

Chennai Super Kings Chennai Super Kings
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amitsrt786 wrote:

I pay through sbi credit card on 5 may order delivered but still money not debited smiley

best deal ever 😅

Deal Cadet Deal Cadet
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When Cred was in beta stages, I remember making many Credit Card payments using debit card wherein for some reasons I was entering wrong CVV and still deduction and transactions happened successfully. Don’t remember the debit card issuing bank but it was definitely not SBI (think was DCB – using their Elite a/c)

That made me think that some banks don’t check CVV

Chennai Super Kings Chennai Super Kings
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finally payment settled today after 6 days and however it happened but it happened for good . I have entered wrong cvv i strongly remembered that , as i did another payment day after that in which i was entering the same cvv as entered in flipkart  that was got decline after that i rememberd that  i put the same cvv yesterday on flipkart but payment not decline . However flipkart transection gone successfully with wrong cvv 😁

Mobile Guru Mobile Guru
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kushwahveersingh566825 wrote:

finally payment settled today after 6 days and however it happened but it happened for good . I have entered wrong cvv i strongly remembered that , as i did another payment day after that in which i was entering the same cvv as entered in flipkart  that was got decline after that i rememberd that  i put the same cvv yesterday on flipkart but payment not decline . However flipkart transection gone successfully with wrong cvv 😁

If the ccv was wrong how come txn be completed?
@getready

Chennai Super Kings Chennai Super Kings
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MrKool_JJ wrote:

If the ccv was wrong how come txn be completed?
@getready

I dont know  ,Thats why i created this discussion .

Cool Cool
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Perhaps you entered the correct CVV but remember it wrong? If the transaction goes through with the wrong CVV, it’ll become a major security issue for every SBI cardholder. 

Royal Challengers Bangalore Royal Challengers Bangalore
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kushwahveersingh566825 wrote:

finally payment settled today after 6 days and however it happened but it happened for good . I have entered wrong cvv i strongly remembered that , as i did another payment day after that in which i was entering the same cvv as entered in flipkart  that was got decline after that i rememberd that  i put the same cvv yesterday on flipkart but payment not decline . However flipkart transection gone successfully with wrong cvv 😁

In my next transaction with flipkart from sbi cc i will enter wrong cvv and check that sbi security is two low and if got settled then i will complaine on twitter

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