What happens If mab is not maintained in private bank account
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Will it show up as debit and cibil report as such ?
If one has taken a credit card will it show up as bill?
Ot the account if kept non operational will be blocked
Also rbi guideline in these matter https://rbidocs.rbi.org.in/rdocs/notification/P...
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Can the mab amount be levied upon in as credit card bill if the credit card is from same bank and linked?
Though you’ll not face any trouble for abandoning an account and wait it to be become dormant, It is advised that you don’t do it with big banks like icici or hdfc. Cause no one knows whether you’ll require their service in future or not(like job change-salary account or new credit card). And they may deny servicing you stating that you have bad record in their system.
Super happy with sbi for salary a/c
Super happy with amex for credit cards
MAB and cibil score are two separate entities so don’t worry about that.
MAB = Money which you have in savings.
Credit Card = Loan which you take from your bank
So there is no connection between them 
#AA_JJ 
+ @guest_999
MAB won’t impact credit score