What is Best Alternative to Paytm Payment Bank ?

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vaibhavsweb
Paytm’s Payments Bank was recently flagged by the Reserve Bank of India due to persistent non-compliance. So I want to Know From You People I want to shift from PPBL to Other for my daily transactions. 

Please Suggest 
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I went with AU SF Bank

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can you send link
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Kotak 811

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any sms charges?
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