What is the best way to pay Credit Card Bills?

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Last Comment 2022-09-18

shoaib091

2021-10-27

How can we get guarenteed cashback on credit card payment

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Deal Wiki

Created by : Amit.Saha 2022-01-06

Best ways to pay Credit Card Bills and get Cashback Rewards [Video]

Top Comments

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8047520

Fanil

2021-10-27

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If you are paying for non-hdfc card and have hdfc easyshop platinum debit card, you can pay using it on billpay portal to get 1% cashback. If you have IDFC bank debit card , you can use that to pay credit card bill payments to get 1% cashback (festive offer) If you have Jupiter account use Jupiter UPI on Amazon to pay credit card bill to get 1% cashback. Earlier dhani cashback card was also providing 2% cashback on credit card bill payments (not sure if it still is)

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8059997

Fanil

2021-11-01

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Swami007 wrote:
Are you referring to this HDFC billpay portal?:- https://www.hdfcbank.com/personal/pay/bill-pa...ts Whether 1% cashback for non HDFC card payment also applicable on payment through Netbanking? I have to pay ICICI bank credit card bill payment of Rs. 73,000/-.

No no.. login to your NetBanking.. there on the homepage you'll see billpay section.. click that and add biller as credit card.. you will get 730 cashback on bill payment of 73k on this portal(using hdfc easyshop platinum debit card only)which can be redeemed again from NetBanking. The 730 points will be credited in 2-3 working days. also please note that it may take upto 5-7 working days to reflect on your card statement. So if you have due date in 2-3 days, I'd recommend you to pay via cred or some other source where it is quicker

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8065844

Seinfeld

2021-11-03

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dhinchakrohit wrote:
Is hdfc Millennia debit card 1% cb on wallet load not working now? Asking as nobody posted this option....

Copying and pasting from a previous thread : Here is the Best payment mode for credit card: HDFC Platinum Debit Card 1% account credit if paid from it’s Billpay portal max 750 ₹ per month (so you can pay 75k cc bill total). CB Credited within 2-5 days. HDFC Millennia Debit Card 1% account credit via Loyalty points if paid using PayTM wallet (I get for mobikwik CC bill pay too) max 400 ₹ per month. CB credited within 90 days. Since I do this every month, I keep getting the CB every month, the 90 days wait period no longer bothers me. https://www.desidime.com/discussions/best-payme...

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https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8047520

Fanil

2021-10-27

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https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8047540

Sudarshan61

2021-10-27

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@Fanil what is the limit for Jupiter cashback?

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8047545

Fanil

2021-10-27

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Sudarshan61 wrote:
@Fanil what is the limit for Jupiter cashback?

500 per month

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8047597

binod_babu

2021-10-27

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use sbi rupay debit card on paytm and get 0.25% cb(better than useless cred)

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8048620

jack1992

2021-10-27

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Fanil wrote:
If you are paying for non-hdfc card and have hdfc easyshop platinum debit card, you can pay using it on billpay portal to get 1% cashback.
If you have IDFC bank debit card , you can use that to pay credit card bill payments to get 1% cashback (festive offer)
If you have Jupiter account use Jupiter UPI on Amazon to pay credit card bill to get 1% cashback.
Earlier dhani cashback card was also providing 2% cashback on credit card bill payments (not sure if it still is)

Where we can use the IDFC bank debit card for bill payment?

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8059429

Fazal44

2021-11-01

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Add money using IDFC dc in dhani nuse dhani card for cc bill payment. Net 2% cb but limited to SBI,Axis,Kotak,IDFC ccs only

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8059985

Swami007

2021-11-01

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Fanil wrote:
If you are paying for non-hdfc card and have hdfc easyshop platinum debit card, you can pay using it on billpay portal to get 1% cashback.
If you have IDFC bank debit card , you can use that to pay credit card bill payments to get 1% cashback (festive offer)
If you have Jupiter account use Jupiter UPI on Amazon to pay credit card bill to get 1% cashback.
Earlier dhani cashback card was also providing 2% cashback on credit card bill payments (not sure if it still is)

Are you referring to this HDFC billpay portal?:-
https://www.hdfcbank.com/personal/pay/bill-pa...ts

Whether 1% cashback for non HDFC card payment also applicable on payment through Netbanking?

I have to pay ICICI bank credit card bill payment of Rs. 73,000/-.

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8059997

Fanil

2021-11-01

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Swami007 wrote:
Are you referring to this HDFC billpay portal?:- https://www.hdfcbank.com/personal/pay/bill-pa...ts Whether 1% cashback for non HDFC card payment also applicable on payment through Netbanking? I have to pay ICICI bank credit card bill payment of Rs. 73,000/-.

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8065821

dhinchakrohit

2021-11-03

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Is hdfc Millennia debit card 1% cb on wallet load not working now? Asking as nobody posted this option….

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8065844

Seinfeld

2021-11-03

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dhinchakrohit wrote:
Is hdfc Millennia debit card 1% cb on wallet load not working now? Asking as nobody posted this option....

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8067934

guri92g843

2021-11-05

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binod_babu wrote:
use sbi rupay debit card on paytm and get 0.25% cb(better than useless cred)

Any promocode or without

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8068253

binod_babu

2021-11-05

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guri92g843 wrote:
Any promocode or without

u can check SBI rewardz after 3-4 days of transaction , which can be redeemed with amazon vouchers(0.25% effectively)

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8100788

doesnotmatter

2021-11-24

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Fanil wrote:
500 per month

Where are you using dc & getting jewels for cc bill payment?
PS: I can’t use cred as my bills will be around 10k

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8100790

Jigglypuff

2021-11-24

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binod_babu wrote:
use sbi rupay debit card on paytm and get 0.25% cb(better than useless cred)

Depends on bill amt

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8100810

Fanil

2021-11-24

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doesnotmatter wrote:
Where are you using dc & getting jewels for cc bill payment?
PS: I can’t use cred as my bills will be around 10k

I don’t have Jupiter account only since I am existing federal account holder.. but you can use it to load ola money and use ola money to load dhani and pay bill.

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8100883

LG50

2021-11-24

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I’m using Cred for the payment of 40k bill payment and doing by 1k each time. For the first time I got 103rs because 1 banner was showing to get between 100-1k, after that I paid it 10 times (1k) got 4-7rs each time. Atleast it is better than 1% discount.

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8100958

Sudarshan61

2021-11-24

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LG50 wrote:
I'm using Cred for the payment of 40k bill payment and doing by 1k each time. For the first time I got 103rs because 1 banner was showing to get between 100-1k, after that I paid it 10 times (1k) got 4-7rs each time. Atleast it is better than 1% discount.

if you remove the 1st time benefit of rs103. for every 1K you have got 4-7 Rs...how is it better than 1% kaunsi company ka calculator hai ? pensive

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8101238

narayana1dd249

2021-11-24

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Fanil wrote:
I don’t have Jupiter account only since I am existing federal account holder.. but you can use it to load ola money and use ola money to load dhani and pay bill.

dhani doesn’t charge for ola cards?

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8101241

narayana1dd249

2021-11-24

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binod_babu wrote:
use sbi rupay debit card on paytm and get 0.25% cb(better than useless cred)

any rupay variant of the SBI or just rupay platinum?

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8101264

LG50

2021-11-24

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Sudarshan61 wrote:
if you remove the 1st time benefit of rs103.
for every 1K you have got 4-7 Rs…how is it better than 1%
kaunsi company ka calculator hai ?

I’m calculating it with the first benefit otherwise it is a waste to pay bills with Credshit.

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8101276

binod_babu

2021-11-24

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i hv normal rupay card,however same will work will platinum as well

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8101381

narayana1dd249

2021-11-24

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binod_babu wrote:
i hv normal rupay card,however same will work will platinum as well

how?

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8101831

timelord

2021-11-24

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Pay using SBI Global/Gold/Platinum Debit cards get 2 reward points for every ₹200 spent you can use these reward points for recharge,gift cards etc from their website.

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8102090

saikumarchilakala

2021-11-24

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Pay using mobikwik and super cash and use super cash to get 20 rs back coupon

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8102141

ns8182

2021-11-24

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narayana1dd249 wrote:
dhani doesn’t charge for ola cards?

Ola mastercard

Dhani me sirf 4 card hi use kar sakte he..

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8102306

vivek4uuuu

2021-11-24

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Which 4

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8102548

amit3131

2021-11-25

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Fanil wrote:
If you are paying for non-hdfc card and have hdfc easyshop platinum debit card, you can pay using it on billpay portal to get 1% cashback.
If you have IDFC bank debit card , you can use that to pay credit card bill payments to get 1% cashback (festive offer)
If you have Jupiter account use Jupiter UPI on Amazon to pay credit card bill to get 1% cashback.
Earlier dhani cashback card was also providing 2% cashback on credit card bill payments (not sure if it still is)

On the HDFC Debit card details page it says -

Get 1 Cashback point on every Rs. 100 spent on Telecom, Utilities.
1 CashBack point on every Rs. 200 spent on Groceries & Supermarket, Restaurant & Apparels, Entertainment

Does it cover Credit card payment as well?

@Seinfeld

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8102574

Fanil

2021-11-25

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amit3131 wrote:
On the HDFC Debit card details page it says -

Get 1 Cashback point on every Rs. 100 spent on Telecom, Utilities.
1 CashBack point on every Rs. 200 spent on Groceries & Supermarket, Restaurant & Apparels, Entertainment

Does it cover Credit card payment as well?

@Seinfeld

Yes it does but only if it is paid through hdfc bill pay

https://www.desidime.com/discussions/what-is-the-best-cashback-deal-for-credit-card-payment?page=1#post_8102628

Seinfeld

2021-11-25

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amit3131 wrote:
On the HDFC Debit card details page it says -

Get 1 Cashback point on every Rs. 100 spent on Telecom, Utilities.
1 CashBack point on every Rs. 200 spent on Groceries & Supermarket, Restaurant & Apparels, Entertainment

Does it cover Credit card payment as well?

@Seinfeld

Get 1 Cashback point on every Rs. 100 spent on Telecom, Utilities.

This “telecom, utilities” itself means HDFC’s BillPay system, HDFC Platinum debit card (Visa/mastercard) treats any txn on this platform to give 1% cashback. It was meant to be a platform for all kind of bill payments, in which latter on credit card payments were added.

Over this new BillPay, you can now make online payments to over 260 billers across various categories including:

* Electricity Bills.
* Telephone and Mobile Bills
* Prepaid DTH/ Mobile Connection/ Data Card Recharge
* Gas Bills
* Mutual Funds.
* Insurance Premiums.
* Subscriptions.
* Contribution to Charities.
Add billers and pay your bills through the enhanced BillPay service, powered by BillDesk.