what is the best way for credit card payment with good benifits?

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I am new credit card user and need information for experts. Please help.
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Hdfc account with platinum Dc 25amb requirment. 1%cb Upto 750

Rbl saving account with signature plus dc - 1% cb upto 1000 in the form of voucher and 5000 voucher for spending more than 5l in a year so collectively 2%.

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