What is the Merchant Category of Bajaj Pay Wallet

Could someone tell me what is the Merchant Category of Bajaj pay wallet load. Is it considered as wallet load itself or some other merchant?

Also, is there any charges involved in sending money from Bajaj wallet to bank account?
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If you have Bajaj Wallet full kyc then you can activate Bajaj Wallet UPI and transfer to bank/merchant via UPI

No charges because UPI is free for customers.

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