What is your estimated monthly credit card bills.
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How much your average credit cards bills per month. Do you guys genuinely spend or just rotate credit cards money for cashbacks or for achieving milestones. Btw mine is 5-6K per month genuine spends.
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Know someone who rotates monthly 3-4 lacs monthly by 10+ cards.
That’s is huge 😲
20-30k
Mine is genuine spend 1000rs or less only…
Remaining money is just rotation ordering for family relatives.
Mine is apay card.
Always prefer amazon.in And Combine With Cashback sites…
Apay card 5% Plus Cashback Site = Greater Than 5% For Each Order.
Can you please elaborate? Thanks!
~30k every month ( Only 4/7 CCs used on a consistent basis )
About 10-12k genuine purchases
Genuine approx 1 lac in one year. Max 1.5 lac.
3000 to 4000 per month. 😂
around 6k per month, genuine spends
4 to 5000 rs per month only
Around 15k per month.
Zero, because don’t have it
And for grabbing offers, there is DesiDime user base
Around 20-30k personal and another 1-1.5lacs EB of company.
Last year, had cumulative spend of 46Lacs and was flagged by IT!
Wow, hope you don’t repeat the mistake again, people are rotating money, paying bills for others, just to earn milestone rewards or Cashback…..
Around 5k/month
I believe person living in tier 1 cities can easily spend more as they buy groceries and pay rent through CC’s only
Zero
Around 15K per month
30-35k per month for usual purchase.
APAY ICICI preferred.
Use HDFC if have target-based offer via smartbuy.
Also use Citi for mainly fuel.
Did some rotation in dec-feb amounting 2.5-3 lakh from 5 cc and so now high chances of getting call from them
I have a monthly total billing of 10 – 15 lakhs
5 to 10k only on real spend.
2K-80K most of the times.
that’s quite a range
CC spend have came down like 40 to 50% Since last one year, Have Apay, Idfc Select, and Kotak Cards with very high limits, but now I hardly spend 10 – 15k from CC in a month. Just Becoming More mature by age, as take it seriously now. Now I only use other people’s card for my orders rather than using my own .
So If its someone else card you can spend 50k to 80k per month.
How does using other people’s cards, help you in achieving you required yearly spends or target spend based offers. You will also be missing out on interest free period that we get for bill payments.
As long as your spends are genuine and within your income limits, you can use your card without the fear coz you can always show required evidence.
25-30K, sometimes 40K
All genuine