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What is your estimated monthly credit card bills.

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Deal Subedar
Mufasa

How much your average credit cards bills per month. Do you guys genuinely spend or just rotate credit cards money for cashbacks or for achieving milestones. Btw mine is 5-6K per month genuine spends.

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Helpful Helpful
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25-30K, sometimes 40K
All genuine

Deal Subedar Deal Subedar
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Nil

Deal Captain Deal Captain
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Know someone who rotates monthly 3-4 lacs monthly by 10+ cards.

Deal Subedar Deal Subedar
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That’s is huge 😲

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Deal Cadet Deal Cadet
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20-30k

Benevolent Benevolent
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Mine is genuine spend 1000rs or less only…

Remaining money is just rotation ordering for family relatives.

Mine is apay card.


Always prefer amazon.in And Combine With Cashback sites…


Apay card 5% Plus Cashback Site = Greater Than 5% For Each Order.

Deal Cadet Deal Cadet
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Can you please elaborate? Thanks!

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Mobile Guru Mobile Guru
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~30k every month ( Only 4/7 CCs used on a consistent basis )

Deal Cadet Deal Cadet
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About 10-12k genuine purchases

Deal Cadet Deal Cadet
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Genuine approx 1 lac in one year. Max 1.5 lac.

Finance Mentor Finance Mentor
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3000 to 4000 per month. 😂

Deal Lieutenant Deal Lieutenant
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around 6k per month, genuine spends

Deal Cadet Deal Cadet
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4 to 5000 rs per month only

Hunk Hunk
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Around 15k per month.

Shopping Friend Shopping Friend
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Zero, because don’t have it stuck_out_tongue

Deal Subedar Deal Subedar
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And for grabbing offers, there is DesiDime user base joy

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Generous Generous
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Around 20-30k personal and another 1-1.5lacs EB of company.

Last year, had cumulative spend of 46Lacs and was flagged by IT!

Deal Subedar Deal Subedar
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Wow, hope you don’t repeat the mistake again, people are rotating money, paying bills for others, just to earn milestone rewards or Cashback…..

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Deal Cadet Deal Cadet
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Around 5k/month
I believe person living in tier 1 cities can easily spend more as they buy groceries and pay rent through CC’s only

Deal Cadet Deal Cadet
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Zero

Deal Newbie Deal Newbie
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Around 15K per month

Generous Generous
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30-35k per month for usual purchase.
APAY ICICI preferred.
Use HDFC if have target-based offer via smartbuy.
Also use Citi for mainly fuel.

Deal Subedar Deal Subedar
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Did some rotation in dec-feb amounting 2.5-3 lakh from 5 cc and so now high chances of getting call from them

Deal Newbie Deal Newbie
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I have a monthly total billing of 10 – 15 lakhs

Deal Subedar Deal Subedar
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5 to 10k only on real spend.

Benevolent Benevolent
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2K-80K most of the times.

Tech Guru Tech Guru
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that’s quite a range

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Deal Lieutenant Deal Lieutenant
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CC spend have came down like 40 to 50% Since last one year, Have Apay, Idfc Select, and Kotak Cards with very high limits, but now I hardly spend 10 – 15k from CC in a month. Just Becoming More mature by age, as take it seriously now. Now I only use other people’s card for my orders rather than using my own stuck_out_tongue_winking_eye stuck_out_tongue_winking_eye stuck_out_tongue_winking_eye.

So If its someone else card you can spend 50k to 80k per month.

Deal Subedar Deal Subedar
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How does using other people’s cards, help you in achieving you required yearly spends or target spend based offers. You will also be missing out on interest free period that we get for bill payments.

As long as your spends are genuine and within your income limits, you can use your card without the fear coz you can always show required evidence.

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