https://www.desidime.com/discussions/what-is-zestmoney?page=1#post_8666770
No one? At least tell me if it's safe/trustworthy and EMI-only way of payment, if not the other answers?
What is ZestMoney?
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Is ZestMoney safe?
1. Is it like other Buy Now Pay Later services (Ola Money Postpaid+ etc)?
2. Or the ONLY way to pay is via EMIs? Can we pay the amount in full, no EMIs at all?
3. Is it safe and trustworthy? Or a fraud like Dhani OneFreedom with any hidden fees and charges or convenience fees, interest etc?
4. And finally do they affect credit score?
5. Anything important I should know about it before signing up?
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https://www.desidime.com/discussions/what-is-zestmoney?page=1#post_8666859
some1anywhere wrote:If possible stay away from zestmoney.No one? At least tell me if it's safe/trustworthy and EMI-only way of payment, if not the other answers?
They offer only emi option and even if they refund interest amount, the loan processing fees are quite high. Earlier there were no such fees.
Also each transaction reflects as separate loan in credit report. It may affect your score if you transact frequently.
https://www.desidime.com/discussions/what-is-zestmoney?page=1#post_8666895
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7H4NO5 wrote:
If possible stay away from zestmoney.
They offer only emi option and even if they refund interest amount, the loan processing fees are quite high. Earlier there were no such fees.
Also each transaction reflects as separate loan in credit report. It may affect your score if you transact frequently.
I see. So no EMI-free way to pay. That's what I thought. Thank you so much for replying.
https://www.desidime.com/discussions/what-is-zestmoney?page=1#post_8666900
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some1anywhere wrote:You have option to prepay emi, but still you will be charged processing fee.I see. So no EMI-free way to pay. That's what I thought. Thank you so much for replying.
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