What is ZestMoney?

78°
Savings Mentor
some1anywhere

Is ZestMoney safe?

1. Is it like other Buy Now Pay
 Later services (Ola Money Postpaid+ etc)?
2. Or the ONLY way to pay is via EMIs? Can we pay the amount in full, no EMIs at all?
3. Is it safe and trustworthy? Or a fraud like Dhani OneFreedom with any hidden fees and charges or convenience fees, interest etc?
4. 
And finally do they affect credit score?
5. Anything important I should know about it before signing up?

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No one? At least tell me if it's safe/trustworthy and EMI-only way of payment, if not the other answers?

Deal Captain Deal Captain
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If possible stay away from zestmoney.
They offer only emi option and even if they refund interest amount, the loan processing fees are quite high. Earlier there were no such fees.
Also each transaction reflects as separate loan in credit report. It may affect your score if you transact frequently.
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