Which FD based card allows to change the FD amount

111°
Generous
JAYM

Kotak, IDFC and OneCard do not allow to change the FD amount per my knowledge. 

Have you ever changed FD amount and increased/decreased he CC limit of FD based card? Want to know which banks permit this?

Thanks in advance!

Expired
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
12 Comments  |  
9 Dimers
  • Sort By
The PostMighty The PostMighty
Link Copied

Onecard yes

They allow 2 top ups

I think IDFC wow recently started this too.

Benevolent Benevolent
Link Copied

Idfc Wow Card 2 Times Increase...


As Per My Knowledge Experience With Entry Level Customer Care Talks... They Can Decrease The Credit Limit , But Fd Lien Will Not Be Removed... To Remove Fd Lien Completely Then We Have To Close The Card

Deal Cadet Deal Cadet
Link Copied

Idfc allows you to change.. 

Generous Generous
Link Copied
Can decrease also? I mean for a 50K FD card - can one withdraw 20K to keep the 30K FD card?
Comrade Comrade
Link Copied

We can increase in onecard but decrease not possible

Helpful Helpful
Link Copied

Niyo sbm credit card

Generous Generous
Link Copied
I think Niyo issues Prepaid card, not credit card. Isn't it?
View 2 more replies
Deal Subedar Deal Subedar
Link Copied

Indusind also allows upto 3 fd.

Helpful Helpful
Link Copied

Does Niyo card by IDFC start charging 3.5% markup charges like normal cards?? I was using it for all my international transactions, but today they charged almost 30 rupees extra for a $20 purchase on PayPal.

Called customer care & they have no information about it.

replyuser
Click here to reply
Reply