Which HDFC debit card would be best among below ?

288°
Deal Cadet
notion

I have an option to upgrade my debit card. I have below options. Charges would be waived off I think as I am on preferred and having a salary account which has corporate benefits.  

Currently holding Times Point Debit card(MasterCard variant). 

Screenshot2023-03-07161206

Expiring In 8 days
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
24 Comments  |  
10 Dimers
  • Sort By
Benevolent Benevolent
Link Copied

Platinum DC: If you have other cc bills to pay, it gives 1% . Do check in HDFC billpay for supported banks.

Millennia DC: 10% with limits while using in smartbuy. Or use it to load paytm wallet for 1% cb.

Now choose whichever seems good for you.

Deal Lieutenant Deal Lieutenant
Link Copied

get rupay card by visiting branch.

Deal Cadet Deal Cadet
Link Copied
ZNZ wrote:

get rupay card by visiting branch.

Cannot visit the branch as I am in my hometown. Though HDFC branch is there in my hometown but I don't know if they will entertain or intimidate for buying Life insurance or some crap cross selling.

Deal Cadet Deal Cadet
Link Copied
Seinfeld wrote:

Platinum DC: If you have other cc bills to pay, it gives 1% . Do check in HDFC billpay for supported banks.

Millennia DC: 10% with limits while using in smartbuy. Or use it to load paytm wallet for 1% cb.

Now choose whichever seems good for you.

I do have a lot of credit cards. That could be an option.

Where can I get more details on 10% cashback for Millennia DC ?

Deal Lieutenant Deal Lieutenant
Link Copied
Expand
notion wrote:

Cannot visit the branch as I am in my hometown. Though HDFC branch is there in my hometown but I don't know if they will entertain or intimidate for buying Life insurance or some crap cross selling.

Thankfully the staffs in my home-branch never try to sell insurance and stuff.

But still I permanently disabled debit card.
And I already gave request to close my credit card.

 
Blaze Blaze
Link Copied

Which is the debit card with lowest charges for normal SB 10K MAB in metros?

Benevolent Benevolent
Link Copied
Expand
notion wrote:

Millennia DC gives 2.5% cashback for all online spends ?

yes except what's excluded in that page and max whats written in that page.
Critic Critic
Link Copied
smz wrote:

Which is the debit card with lowest charges for normal SB 10K MAB in metros?

Millennia/equivalent debit card with 500+gst annual fee.
Blaze Blaze
Link Copied
Expand
guest_999 wrote:
Millennia/equivalent debit card with 500+gst annual fee.

WoWoWoW. Very high charges

Critic Critic
Link Copied
Expand
smz wrote:

WoWoWoW. Very high charges

It is quite reasonable considering the benefits you get with millennia card. Now even some psu banks have started charging same amt for their rupay platinum debit card which gives 100 instant cb every month on amazon.
Deal Cadet Deal Cadet
Link Copied
Expand
Seinfeld wrote:
https://www.hdfcbank.com/personal/pay/cards/mil...
5% max 400 
&
https://offers.smartbuy.hdfcbank.com/offer_deta...
5% max 1k
I am still confused about Millennia DC. It says it would give 1% through smartbuy in Flipkart . Will it give 5% ?

image


I just want to know can I use it effectively as I already have FK Axis and ICICI APay for FK & Amazon. 
Deal Cadet Deal Cadet
Link Copied

Go for millenia! Since your are preferred customer I don't think there will be any charges

Benevolent Benevolent
Link Copied
Expand
notion wrote:
I am still confused about Millennia DC. It says it would give 1% through smartbuy in Flipkart . Will it give 5% ?

image


I just want to know can I use it effectively as I already have FK Axis and ICICI APay for FK & Amazon. 
You read it correct, Millennia DC will not give 5% on FK via smartbuy.

However if you buy FK voucher in smartbuy, you will get 5+5%

Already gave you links in earlier post.
Deal Newbie Deal Newbie
Link Copied
Seinfeld wrote:

Platinum DC: If you have other cc bills to pay, it gives 1% . Do check in HDFC billpay for supported banks.

Millennia DC: 10% with limits while using in smartbuy. Or use it to load paytm wallet for 1% cb.

Now choose whichever seems good for you.

I didn't not find this 1% Cashback on CC bill payments on the hdfc platinum DC page, can you show where it is writtenScreenshot20230310-120626Chrome
Benevolent Benevolent
Link Copied
Expand
Satish84 wrote:
I didn't not find this 1% Cashback on CC bill payments on the hdfc platinum DC page, can you show where it is writtenScreenshot20230310-120626Chrome

Hdfc Billpay is utility

Deal Cadet Deal Cadet
Link Copied
ZNZ wrote:

get rupay card by visiting branch.

Why? What are the benefits?
Deal Newbie Deal Newbie
Link Copied
Expand
Seinfeld wrote:

Hdfc Billpay is utility

Ok, thanks for letting me know
Deal Cadet Deal Cadet
Link Copied
Expand
Seinfeld wrote:
You read it correct, Millennia DC will not give 5% on FK via smartbuy.

However if you buy FK voucher in smartbuy, you will get 5+5%

Already gave you links in earlier post.

What will the cashaback percentage if we directly buy from flipkart using millenia debit card and Platinum DC?

Benevolent Benevolent
Link Copied
Expand
sudbht wrote:

What will the cashaback percentage if we directly buy from flipkart using millenia debit card and Platinum DC?

Millennia DC Cashback read between terms and all:
https://www.hdfcbank.com/personal/pay/cards/mil...
2.5% CashBack points on all online Spends

Platinum DC Cashback :
https://www.hdfcbank.com/personal/pay/cards/deb...
Not sure why you are expecting cashback for direct purchase on flipkart with this card.
Deal Cadet Deal Cadet
Link Copied
Expand
Seinfeld wrote:
Millennia DC Cashback read between terms and all:
https://www.hdfcbank.com/personal/pay/cards/mil...
2.5% CashBack points on all online Spends

Platinum DC Cashback :
https://www.hdfcbank.com/personal/pay/cards/deb...
Not sure why you are expecting cashback for direct purchase on flipkart with this card.
Thanks. I have both card so wanted to check which one benefits. How about via smart buy will fetch?
Deal Cadet Deal Cadet
Link Copied

Any way to invest in PPF using Millenia DC?

replyuser
Click here to reply
Reply