Which ICICI Bank Credit Card is good to get ?
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Hello Guys,
Today got call from ICICI Bank (Not any agents) and they are offering ICICI Sapphiro Credit card to me on Life Time free basis.
I was using Amazon Pay ICICI card before which they closed by claiming that card was being used for business transactions.
I had bought 2 iPhone 11 in Diwali Sale.
Since I already have Credit cards from HDFC, SBI , Citibank I didnt think of talking with ICICI again.
Now since this is being offered by them , I am considering to go for it.
They mentioned that since card is being offered directly by Bank, it will be LTF but you won’t get any vouchers, welcome offers.
Please share your views if sapphire is good or should I get any other variant.
Also will they honor LTF ? They mentioned that in form and supporting KYC documentd you can give in writing that card being applied is LTF. Is this enough ?
Share any other points, hints you may be having regarding ICICI Credit Cards.
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Thanks for reply.
How is card level in ICICI?
Like i know for hdfc bank , it is moneyback > regalia first > regalia > infinia
I also need suggestion. I have no income proof but have credit score of 790 (don’t know if its good or average) due to amazon pay later account I am using. is there any way to get any CC on LTF on such score without any income proof.
u can go for icici platinum cc against fd, its LTF. if u do fd of 50k then icici will issue 40-45k cc limit.
My spends are mostly online(Amazon) and very less travel, bill payments.
Is sapphiro better than Platinum for this ?
As per icici bank website , sapphiro seems like their premium card.
Apart from am card
All ICICI card are bakwas horrible reward rate plus fees for redemption
Only get if they are offering LTF
Sapphiro Credit is the best use the amex variant , you will get both mastercard and amex
Is AMEX variant better than VISA or mastercard ?
They said for sapphiro they give 2 cards which are mastercard and amex come together.
If I want one only then they give VISA.
You can apply for – ICICI Bank Instant Platinum Credit Card
https://www.bankbazaar.com/credit-card/icici-ba...
No Annual Fee
Get at least 15% off on all your dining spends
Get 100 Discount on BMS every month when you buy 2 tickets
Currently, ICICI offers three credit cards under the lifetime free scheme-
ICICI Instant Platinum Credit Card
ICICI Bank HPCL Coral Credit Card
ICICI Chip Platinum Credit Card
contacted cc team regarding hpcl fuel card. they are not giving as ltf card
is there any other way to get it
My Frnd Has Icici Debit Card…. spending More money on petrol and outlets… After 6 months he got call from home branch and offered him lifetime coral credit card.
As A Frnd I Took His Card Numbers For Bookmyshow Benefits.
Got cards delivered today.
1 Amex
1 Mastercard
One thing I noticed that earlier imobile app of icici used to allow people with only Credit cards from icici to login.
But now it only gives 2 options, 1 via pockets id and 2nd via if you have icici bank account.
Any idea when this changed ?
I do not have icici bank account and on pockets it gives error that my pockets account kyc is not done , which is not true.
I got offer from ICICI branch saying LTF (no joining fee and annual fee) for RUBYX card. They said this card offers bookmyshow 1 + 1 movie tickets offer. But I see on website it is showing 25% off on tickets.
Can anyone RUBYX card users confirm on this offer please.
@akki.akki
@Rosh_0007
check netbanking ? if u see this in netbanking section then apply it else ask branch employee to give it in written that its ltf.
None thats the point
If bank offered you free life time card then take it… Else every year card fees and joining fees.
If u r an amazon frequent shopper apply amazon pay icici credit card (life time free ) … As per rumours frequent shoppers are getting higher chances of approval…
Amazon Pay ICICI card is devalued now as they do not offer any ICICI card card discounts on this card. In many offer terms and conditions, it is now specifically mentioned that Amazon pay icici card is excluded.
But since it is LTF , not problem to have it as you can get 3-5% cashback in any case.
take it its ltf. as it will be eligible for card discount on az, fk, tatacliq etc etc.