Which is the Best digital bank account at present?
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Deal Wiki
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Last updated by: Rosh_0007
1. AU Bank Savings A/C
Interest rate: Upto 7%
Balance required: INR 2,000 onwards
Special feature: Monthly interest payouts
2. Yes Bank Savings Account
Interest rate : Upto 6.25%
Balance required: Zero
Special feature: Earn up to 16000 Yes Bank Rewardz Points worth 4000 INR
3. Kotak 811 Zero Balance Savings Account
Interest rate:Upto 3.5%
Balance required:Zero
Special feature: Zero-contact, Video KYC Savings Account
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Airtel Payment bank literally 0 offers
Paytm payment bank ( not possible as Full KYC not yet Started )
So its Kotak 811
Without any doubt its the best 0 balance account
Do full kyc if you dont want this account to be closed after 1 year
If you use this account on daily basis you might get kotak 811 credit card too
But Lots of calls and SMS for credit card
Why no one is talking about sbi yono?
NSDL Payments Bank with rupay platinum debit card
Nsdl payments bank
Kotak 811, but they may block if you overuse upi
Fixed 6rs charge per month
Upi works fine, no issue
Free virtual rupay platinum debit card which works for amazon 20% billpay monthly offer
Physical debit card was chargeable, not sure if it is offered now
Fi
Fi - lot of offers if u keep min balance 50000 per month or for salary ac
Use BOB digital account, can be opened easily from BOB world app
1. AU Bank Savings A/C
Interest rate: Upto 7%
Balance required: INR 2,000 onwards
Special feature: Monthly interest payouts
2. Yes Bank Savings Account
Interest rate : Upto 6.25%
Balance required: Zero
Special feature: Earn up to 16000 Yes Bank Rewardz Points worth 4000 INR
3. Kotak 811 Zero Balance Savings Account
Interest rate:Upto 3.5%
Balance required:Zero
Special feature: Zero-contact, Video KYC Savings Account
Kotak 811
Jupiter, been using it since launch, had no issues whatsoever. Recommended to all.
But Jupiter wants to charge for card annual charges even if you don't use it going forward.
Please share the yes bank saving link
sbi yono and paytm payments bank
Opened Kotak811 account, last week. Applied for CC, but still it showing "your application is in process".
Wrong information updated in deal wiki there is no such digital zero balance account in yes bank
Paytm Payment Bank.
AU bank without any doubt..
1) AU bank without doubt, that's true. best video call customer support, everyday you will receive one offer in app. More importantly, digital account is zero balance and they will issue rupay platinum debit card (177rs). also, you will get credit card offers in a month or two after opening account.
Physical branches are very less for AU, so keep it in mind.
2) HDFC, SBI, IDFC are reasonably good all rounders.
Kotak 811
Kotak 811 zero charges deducted till now in this account
No sms charge
No virtual debit card charge
No non maintenance charge
Airtel payments Bank or paytm payments Bank
Airtel is very unreliable account freeze everyday, they keep on asking aadhaar copy every now and then Paytm is best never disturbed peace of mind