https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9274882
Kotak 811
Which is the Best digital bank account at present?
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Last updated by: Rosh_0007
1. AU Bank Savings A/C
Interest rate: Upto 7%
Balance required: INR 2,000 onwards
Special feature: Monthly interest payouts
2. Yes Bank Savings Account
Interest rate : Upto 6.25%
Balance required: Zero
Special feature: Earn up to 16000 Yes Bank Rewardz Points worth 4000 INR
3. Kotak 811 Zero Balance Savings Account
Interest rate:Upto 3.5%
Balance required:Zero
Special feature: Zero-contact, Video KYC Savings Account
Hi , Please feel free to edit or can add more.. here
Top Comments
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9274898
Airtel payments Bank or paytm payments Bank
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9274907
Au
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9274929
Paytm Payments Bank 👍🏼
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9274957
Airtel Payment bank literally 0 offers
Paytm payment bank ( not possible as Full KYC not yet Started )
So its Kotak 811
Without any doubt its the best 0 balance account
Do full kyc if you dont want this account to be closed after 1 year
If you use this account on daily basis you might get kotak 811 credit card too
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9275026
Kotak 811 zero charges deducted till now in this account
No sms charge
No virtual debit card charge
No non maintenance charge
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9275035
AppuAbhi wrote:Airtel payments Bank or paytm payments Bank
Airtel is very unreliable account freeze everyday, they keep on asking aadhaar copy every now and then Paytm is best never disturbed peace of mind
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9275067
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drupal wrote:Airtel is very unreliable account freeze everyday, Paytm is best never disturbed peace of mind
No such issue in my case over the years. After Paytm started imposing charges for Wallet loading (in spite of completing Full KYC last year ) via NB, APB is the only way I can fully utilise Pockets offer in my min. KYC accounts. Though Airtel is now charging Rs 49+25+18%GST annually. Otherwise the account will be downgraded to a basic no-frills one with very limited features. No account freeze ever in other min. KYC Airtel accounts also.
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9275478
Why no one is talking about sbi yono?
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9275533
NSDL Payments Bank with rupay platinum debit card
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9275615
drupal wrote:Kotak 811 zero charges deducted till now in this account
No sms charge
No virtual debit card charge
No non maintenance charge
But Lots of calls and SMS for credit card
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9275694
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dhinchakrohit wrote:But Lots of calls and SMS for credit card
Is it possible to block these calls and sms about the credit card
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9275708
Nsdl payments bank
Kotak 811, but they may block if you overuse upi
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9275940
Fi
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9275943
Fi - lot of offers if u keep min balance 50000 per month or for salary ac
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9276056
Blessed wrote:Its zero bal acc,@violin @insta please let me know the benefits of NSDL payment bank account. How about UPI & physical debit card, account charges etc...
Fixed 6rs charge per month
Upi works fine, no issue
Free virtual rupay platinum debit card which works for amazon 20% billpay monthly offer
Physical debit card was chargeable, not sure if it is offered now
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9276219
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9276241
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insta wrote:@abhishek012 is virtual available?
Its zero bal acc,
Fixed 6rs charge per month
Upi works fine, no issue
Free virtual rupay platinum debit card which works for amazon 20% billpay monthly offer
Physical debit card was chargeable, not sure if it is offered now
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9276246
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Jigglypuff wrote:6 rs per month? What for
sms charge but mandatory auto debit
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9276349
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asli_shashikant wrote:NSDL bank ? yes
@abhishek012 is virtual available?
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9276588
Use BOB digital account, can be opened easily from BOB world app
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9277217
1. AU Bank Savings A/C
Interest rate: Upto 7%
Balance required: INR 2,000 onwards
Special feature: Monthly interest payouts
2. Yes Bank Savings Account
Interest rate : Upto 6.25%
Balance required: Zero
Special feature: Earn up to 16000 Yes Bank Rewardz Points worth 4000 INR
3. Kotak 811 Zero Balance Savings Account
Interest rate:Upto 3.5%
Balance required:Zero
Special feature: Zero-contact, Video KYC Savings Account
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9277350
Rosh_0007 wrote:Yes Bank 0 balance? Where? Can you please point me to their website mentioning this?2. Yes Bank Savings Account
Interest rate : Upto 6.25%
Balance required: Zero
Special feature: Earn up to 16000 Yes Bank Rewardz Points worth 4000 INR
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9277454
Kotak 811
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9277526
Jupiter, been using it since launch, had no issues whatsoever. Recommended to all.
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9277586
Rosh_0007 wrote:1. AU Bank Savings A/C
Interest rate: Upto 7%
Balance required: INR 2,000 onwards
Special feature: Monthly interest payouts
2. Yes Bank Savings Account
Interest rate : Upto 6.25%
Balance required: Zero
Special feature: Earn up to 16000 Yes Bank Rewardz Points worth 4000 INR
3. Kotak 811 Zero Balance Savings Account
Interest rate:Upto 3.5%
Balance required:Zero
Special feature: Zero-contact, Video KYC Savings Account
AU Digital savings account has Zero MAB.
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9277590
maddydilip wrote:Fi - lot of offers if u keep min balance 50000 per month or for salary ac
Fi & Jupiter are Neo Banks powered by Federal Bank. Their support is pathetic and Always risk of freeze.
https://www.desidime.com/discussions/which-is-the-best-digital-bank-account-at-present?page=1#post_9277596
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