Hot Deal

Which is your favourite UPI App? and why?

1073°
Deal Hunter
BVR9
  • PhonePe
  • BHIM App
  •  PayTM
  • Google Pay
  • Axis Pay
  • Amazon Pay 
  • others
Expired
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
85 Comments  |  
73 Dimers
  • Sort By
Crowdpuller Crowdpuller
Link Copied

Paytm

1. Fastest 

2. Can check balance while sending money (most imp)

3. Best ui (atleast for me)

4. Shows the name of beneficiary's bank to which money is sent

5. You can see your bank account number and ifsc  if needed

Deal Subedar Deal Subedar
Link Copied
Agree with all points
Only thing they should improve their in app costumer support
View 4 more replies
Deal Subedar Deal Subedar
Link Copied

apay
Smooth transactions + Instant Credit Card Payments 😊

Deal Cadet Deal Cadet
Link Copied

Paytm for offers if available.

Phonepe for simple ui.

Google pay moderate.

Not used much.

Rest apps not used.

Savings Mentor Savings Mentor
Link Copied

CRED was good before they replaced chindhi chillar cashback with useless Bread coins. Now any app allows payment via RuPay CC UPI is "good" I guess. BHIM is crashy and unstable. Paytm, Payzapp, GPay (if you want Axis Ace invite), Amazon Pay for some useful rewards although most of them are useless, like 2-3 years ago when Amazon Pay gave huge cashbacks.

Wildfire Wildfire
Link Copied

Which app allows cc payment with rupay cc upi

View 2 more replies
Benevolent Benevolent
Link Copied

Phonepe never faced any upi transaction stuck issue there

Pro DealBaba Pro DealBaba
Link Copied

Paytm for instant and cred for bheek (1/2₹)

Comrade Comrade
Link Copied

grinning

Deal Cadet Deal Cadet
Link Copied

Currently cred for rs6 per transaction

Daily 15+ transaction

So free ke 70+ 

Helpful Helpful
Link Copied

BHIM UPI ( sending large ammount) 

Simple and payment never get stuck...

Commentator Commentator
Link Copied

not true about payment stuck part sometimes it shows failed and it is successful

View 1 more reply
Deal Subedar Deal Subedar
Link Copied

I have been using new payzapp recently working quite smoothly

  • The  ui is also nice and there are not many unnecessary features (shop thing is also not that bad and is separated)

  • there are no random rummy etc ads.

  • there is also no messaging system and the points system is also straightforward without weird conversion rate or tnc

  • no credit / buy later promotion or hidden application
  • in case of an issue if needed i mail hdfc on preferred mail id been way better than paytm or non existent gpay customer support

paytm amazon phonepe mobikwik etc are bloated with random shit and ads and features. gpay also have weird things like mangoes messaging mini apps. 

though not their fault also these apps need to make money somehow 💰



hoping for an option for custom upi id

Post Emperor Post Emperor
Link Copied

Wait for payzapp to show true colour s.. recently launched a UPI one so just doing all good to make people use it...in longer run to have revenue they will do same as others..

View 1 more reply
Helpful Helpful
Link Copied

Phonepe - Zero issue

Paytm - For chillars

Benevolent Benevolent
Link Copied

Phonepe, GPay and paytm is most used UPI apps with 90+% coverage.

Personally, I never understood how phonepe and gpay got customers. They have nothing to offer except UPI (of course now a days the have few other things as well, but still not that useful). I don't like an app just for UPI payment.

My favorites are paytm and Amazon. And then payzapp too. These are much more than just a UPI app.

Deal Cadet Deal Cadet
Link Copied

Phonepe was the flipkart product thats why they got customers with adhara kyc(now phonepe is a sperate entity )

Gpay launched as "Tez by Google" launched by india IT minister of that time so people take it as a government backed application

That's Why they have huge market cap

P.s. After acquisition of flipkart by walmart @$16Billion, Wallmart evaluate all the business (flipkart, myntra/jabong, Phonepe, Ekart etc) and Phoneph evaluated @ $7Billion.

Benevolent Benevolent
Link Copied

Used to be Paytm. Very reliable of course but the best part was once verified UPI payments worked even if the registered SIM wasn't present in the device. Amazon Pay by default seems the best as at times no re-verification is demanded even after app data is cleared but for a few years now merchant payments mostly fail in my case for whatever reason. 

Generous Generous
Link Copied

Paytm

Best feature

While Sending IMPS/ Neft Bank Transfer it doesn't ask Name of the account holder but it Auto fetches the Correct Adhaar Card/ Account Holder name. So if anyone doing fraud or by mistake giving wrong account name it will be caught.

Deal Newbie Deal Newbie
Link Copied

Fave App by PineLabs

Deal Cadet Deal Cadet
Link Copied

payzapp

fast, nice & simple UI

i feel other upi apps are bloated with unnecessary features

Benevolent Benevolent
Link Copied

Exactly. It was a pleasant surprise for me to see hdfc getting something right. 

View 4 more replies
Benevolent Benevolent
Link Copied

Mobikwik used to be pretty bad in terms of demanding SIM re-verification rather frequently but today just an IC SMS was sufficient for the same! I wish other apps would adopt this change.

Deal Subedar Deal Subedar
Link Copied

paytm upi is best . Sabsi accha baat hai isme beneficiary delete ho jate hai

Deal Subedar Deal Subedar
Link Copied

Phonpe has the simplest and fastest UI in my opinion

Deal Newbie Deal Newbie
Link Copied

Amazon pay. It gives me more cashback and coupons than other apps.

Deal Cadet Deal Cadet
Link Copied

Paytm there are many offers and cashback as well gpay is worst

Madi in india is best

Commentator Commentator
Link Copied

Cred & Amazon CB (chillar use)

Phonepe for big amount

Deal Cadet Deal Cadet
Link Copied

Paytm for quick payment.

Deal Subedar Deal Subedar
Link Copied

Paytm is the best.

Used phonepe before, which is great as well.

Gpay is the worst.

Deal Subedar Deal Subedar
Link Copied

Amazon Pay:

Because don't need to install any other app (removed PhonePe, Paytm, Gpay chindi)

Deal Cadet Deal Cadet
Link Copied

Paytm. just have to long press and then select scan. that's it. no entering pin, waiting for the bloated app to load and stuff. 
bhim - for reliability

Helpful Helpful
Link Copied

Mostly phonepe due to its simple and convenient UI

Deal Newbie Deal Newbie
Link Copied

Why isn't CRED pay mentioned here?

Deal Newbie Deal Newbie
Link Copied

Paytm, best offers and easy of transactions and customer care service is best

Community Angel Community Angel
Link Copied

I use paytm by default as I also have food wallet associated with it. 

Apay is used occasionally if there are offers. 

Gpay  - for paying via SBI CC for bigger amounts in case of bharat QR.

Uninstalled phonepe long back as there was no use. Above 3 are more than enough for me. 

FYI, I had set up a merchant account for my parents. Most payments are via phonepe followed by gpay and then paytm. 

replyuser
Click here to reply
Reply