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Which is your favourite UPI App? and why?

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Deal Hunter
BVR9
  • PhonePe
  • BHIM App
  •  PayTM
  • Google Pay
  • Axis Pay
  • Amazon Pay 
  • others
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Deal Newbie Deal Newbie
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Cred, it provides rewards on every trx.

Deal Captain Deal Captain
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Paytm mainly for checking bank account balance if you have multiple bank accounts in single page

Bajaj for getting cb for upi payments

Deal Subedar Deal Subedar
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Paytm is very fast and i love it's  clear UI

Payment never stuck in Paytm

Helpful Helpful
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Bhale hum as investors loss me ho😭..

lekin Paytm upi has no challenge 😋😎

Best Upi or reliable one

Deal Newbie Deal Newbie
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I use only Cred nowadays since I get cash back for almost every UPI transaction 

Deal Newbie Deal Newbie
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Location on is the big hurdle in GooglePay.

Deal Newbie Deal Newbie
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Now cred

Deal Newbie Deal Newbie
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PAYTM.

If you have Paytm payments Bank account.

Then scan and pay with just BIOMETRIC.

(once activated ok settings)

No need to type upi pin or so and so..😎

Deal Cadet Deal Cadet
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Phonepay
Deal Newbie Deal Newbie
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Paytm
Deal Cadet Deal Cadet
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🏦 Paytm Payment Bank → 💳 CRED UPI

Helpful Helpful
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Paytm - I am a paytm investor (made forever) since IPO

Deal Cadet Deal Cadet
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PAYTM undisputed winner

Deal Cadet Deal Cadet
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Samsung pay 

Of course it's odd. But I get reward points and redeem gvs using them. 

Deal Lieutenant Deal Lieutenant
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Exactly. Love that, just hoping cc upi comes on it too

Budding Star Budding Star
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Zomato🌚

Helpful Helpful
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Here are few I don't use due to few factors:-

1. Phonepe is lagging behind on my Poco F1 especially for fingerprint, hence barely use. However, my friends send money there so need to keep it active.

2. Google Pay, I don't know why even it exists. I used to use that but the visibility of the app is low that I barely do any merchant transaction on it. May be this is due to the psychology of not seeing Gpay QR code.

3. BHIM, well it's been ages to even see that app. So can't say about it.

Comrade Comrade
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Samsungpay

Deal Captain Deal Captain
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Bhai Hai Tu Mera  @xxxyyyzzz 
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Deal Newbie Deal Newbie
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Cred

Deal Cadet Deal Cadet
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Cred.. App open and Payment experience is lite and super fast
Deal Newbie Deal Newbie
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Paytm..fast easy and multi purpose app

Deal Newbie Deal Newbie
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Samsung Wallet:

You earn reward for upto 12  transaction in a month. You will maximum of 240 rewards point in a month. When reach 1250 reward point. You can redeem online voucher for INR 250.

Avant Garde Avant Garde
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Ye Naya Naya lagra hai

How is the UI btw ?

And how many points can we earn by each transaction?

Does send money count for points?

Avant Garde Avant Garde
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India bole Paytm Karo

But i use apay most as it gives more chillars then any UPI app at least in my case

Talk-Of-The-Town Talk-Of-The-Town
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i am using icici, i guess i am the only one who use this..and you have axis pay instead of icici..gajjab joy

Helpful Helpful
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ios

Gpay for 50K - 1 Lac

IDFC First - For daily transaction (transaction takes 2 sec) 25k at a time

Deal Newbie Deal Newbie
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BHIM:


1. because it was/is developed by the same team as UPI and It was the first app for UPI to show the world what was possible.

2. at par services with other apps

3. payment never gets stuck

4. I always use this for large amounts

Deal Cadet Deal Cadet
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I recall an incidence when I have to fill petrol in my car in a remote place with Rs 800 cash in wallet. I told him to fill worth Rs 2000 and when I scan QR through phone pe or Paytm, they say that SBI is not available at this moment but when I tried via Amazon Pay it succeeded. Even I always use Paytm while shopping but I can't forget that incidence.

Deal Newbie Deal Newbie
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Burpay is the best. Works in all shop 

Blaze Blaze
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I Personally Like CRED more, So many cashbacks in ₹, With a lot of features like pay CC bill and on each bill ₹5+ cashback, I earned approx ₹500 via Cred UPI payments
Secondly I live Jupiter UPI Pay, again cashbacks can be turned into hard cash or Gold (24k)
And thirdly, Phonepe UPI - But lately phonepay has a lot a issues.

Deal Newbie Deal Newbie
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Gpay, but i can't customize my upi address

Deal Newbie Deal Newbie
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Paytm East or West Paytm is BEST blush
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