If you are Credit Card Enthusiasts and love Credit card reward/cashback then dnt close any LTF RuPay CC.
Every year atleast 2-3 times RuPay give huge cashback offers.
Only those who have good memories will remember.
How much cashback ?
Depend on offers and if you have free add-on RuPay credit cards then your earning will be double-triple.
Info about some previous RuPay CC loots -
Reliance Grocery 30% off loot,
Snapdeal - Gv loot
Big Basket - gv loot
Twidpay-snapay loot
Some International POS transaction 40% cashback loot and now 25% cashback loot
RuPay CC UPI to other CC bill pay offer loot,
RuPay CC UPI cancel transaction trick loot (offered by 3rd party UPI apps)
RuPay CC UPI 10% Cashback Program Offer loot.
Here interesting fact -
Many users dnt apply Tata Neu RuPay CC because for FYF only or they get paid card.
What happen after that ?
NPCI then offered 10% cashback offer and some peoples earn more than 10k to 50k (including add-on cards).
Also earned reward points etc.
Sirf 500 se 1500 fee k liye apna thousands of rupees ka loss karwaya hai, upto 50k tak ka bhi loss. Depend karta hai kitna loot sakte the tum.
Many people dnt like to apply ICICI LTF coral RuPay CC and told me i already coral Visa CC, no need.
Phir jab RuPay offers ki raining hote hai toh rohte rahete hai. 😀
Bro, ICICI LTF coral RuPay CC is linked with your LTF Coral Visa CC, no cibil hit, no separate statement, phir bhi close kyun karwana aur new users tumlog kyun nahi apply kar rahe ho ?
Genius people also applied 3 extra Add-on LTF coral RuPay CC, So that they can use in future for any RuPay offers.
Anyway, Jiski jaisi soch but my suggestion get RuPay CC from all banks. LTF will be better. Mai yeh nahi bolunga ki charge wale card le lo.
Remember - RuPay is non-profit org, The more RuPay/NPCI earns, the more RuPay/NPCI will offer to customer. Unlike Visa/mastercard, the profits of Visa/Master Card are distributed among the investors, shareholders etc.
@Simbha3
Which Rupay Card shall I close?
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Currently, I hold three Rupay credit cards -
- ICICI Coral Rupay (LTF)
- Axis Neo Rupay (LTF)
- HDFC Tata Neu Infinity (FYF)
I recently acquired the Neu Infinity card, primarily due to the disappointing rewards from Axis Neo and Coral. While hitting the 3L milestone for Neu Infinity seems uncertain, I anticipate crossing the 2L mark. I hope to convert the Neu card to LTF within a year.
Since I also have Amazon Pay, Sapphiro dual variant - Amex, MC from ICICI all as LTF, I wonder if I must close the Rupay card. It earns pittance in terms of rewards and to take advantage of ICICI offers multiple times in rare situations during an offer season I have two Sapphiro cards and even an ICICI debit card.
However, given its non-co-branded nature, I see value in retaining the Neo Rupay card as an additional Axis card.
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-ye sub sahi hai but u sud highlight the issue of growing unacceptability of rupay on UPI card by local paytm/phonepay/gpay merchant due to high MDR rates or whatever
-airport lounges charges and international acceptibility thru JCB/diner network is another issue to be address if govt wanna take it global
-JCB/diner ka to offer hi nahi aata koi (nahi dubai jaane ka paisa nahi h abhi domestic offer chahiye)
- HDFC Tata Neu Infinity (FYF)
bank/RM ko push karo thru mail and all to convert this into LTF ,this is the best rupay card
Cards are like girls.... handle them like your wife... @DEEPANGEORGE
good point
hmm time to collect cards then:) like the imaginary 007
let me go hunting:)
how many cards i should collect? 52 pack of cards? 52?? that will take long time
well yes nice to hunt:)
My suggestion is dont close ANY LTF credit cards easily:) it helps you for future endeavor on loan times using its history:)
I mean in LTF you are getting free credit history without paying annual fee and just by using it for rotation purpose
abhisek after seeing this
@abhishek012 @abhishek012 mostly supports 2 things which i seen
1) JCB Rupay in credit cards - yes
2) Rupay Debit card - yes
3) normal rupay cc credit card - NO
as far as i seen he always chose SBI Cashback card over NORMAL RUPAY CREDIT CARDS
Not the neu... try converting, my relative bought 51k worth of gold 3 days ago using my card 770 back, not bad, worth some real free grocery or medicines for her!
If you are Credit Card Enthusiasts and love Credit card reward/cashback then dnt close any LTF RuPay CC.
Every year atleast 2-3 times RuPay give huge cashback offers.
Only those who have good memories will remember.
How much cashback ?
Depend on offers and if you have free add-on RuPay credit cards then your earning will be double-triple.
Info about some previous RuPay CC loots -
Reliance Grocery 30% off loot,
Snapdeal - Gv loot
Big Basket - gv loot
Twidpay-snapay loot
Some International POS transaction 40% cashback loot and now 25% cashback loot
RuPay CC UPI to other CC bill pay offer loot,
RuPay CC UPI cancel transaction trick loot (offered by 3rd party UPI apps)
RuPay CC UPI 10% Cashback Program Offer loot.
Here interesting fact -
Many users dnt apply Tata Neu RuPay CC because for FYF only or they get paid card.
What happen after that ?
NPCI then offered 10% cashback offer and some peoples earn more than 10k to 50k (including add-on cards).
Also earned reward points etc.
Sirf 500 se 1500 fee k liye apna thousands of rupees ka loss karwaya hai, upto 50k tak ka bhi loss. Depend karta hai kitna loot sakte the tum.
Many people dnt like to apply ICICI LTF coral RuPay CC and told me i already coral Visa CC, no need.
Phir jab RuPay offers ki raining hote hai toh rohte rahete hai. 😀
Bro, ICICI LTF coral RuPay CC is linked with your LTF Coral Visa CC, no cibil hit, no separate statement, phir bhi close kyun karwana aur new users tumlog kyun nahi apply kar rahe ho ?
Genius people also applied 3 extra Add-on LTF coral RuPay CC, So that they can use in future for any RuPay offers.
Anyway, Jiski jaisi soch but my suggestion get RuPay CC from all banks. LTF will be better. Mai yeh nahi bolunga ki charge wale card le lo.
Remember - RuPay is non-profit org, The more RuPay/NPCI earns, the more RuPay/NPCI will offer to customer. Unlike Visa/mastercard, the profits of Visa/Master Card are distributed among the investors, shareholders etc.
@Simbha3
@DEEPANGEORGE
@Agni007
@demerius2020
@rahulsoni0706846