Which single credit card u wil take?

151°
Deal Cadet
ketkeesharma...

u have choise and only single credit card ,may be max 2

u do 

irctc,redbus booking

dmart shopping

amazon flipkart ,mainly mobile laptops

zomato

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Deal Cadet Deal Cadet
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az pay icici

you said max 2, so next hdfc millennia

Deal Newbie Deal Newbie
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Axis ACE - It perfectly fit for me usage

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Deal Cadet Deal Cadet
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az pay icici

you said max 2, so next hdfc millennia

Deal Cadet Deal Cadet
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I have hdfc millenia,but never seen any offer
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Beacon Beacon
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SBI CASHBACK, AXIS ACE

Deal Newbie Deal Newbie
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Axis ACE - It perfectly fit for me usage

Beacon Beacon
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HDFC Millennia

Comrade Comrade
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1 ACE

2 Sbi Cashback

Deal Cadet Deal Cadet
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1. Sbi Cashback - for 5% cashback on almost anything 

2. Onecard - for their everrunning grocery offers of 10-20% off

Deal Cadet Deal Cadet
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Idk how to use sbi cb card for offline

Could u pls tell me

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Deal Subedar Deal Subedar
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OneCard

Deal Cadet Deal Cadet
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Which options available to redeem rp in one card ?

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Generous Generous
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If and if I had to keep just one credit card, it would be SBI Cashback CC ... here's why :

- 5% cashback upto Rs. 5,000 in a statement on online payments excluding certain category transactions
- for leftover online transactions not fetching 5% cashback, purchase Amazon Pay Gift Card at 5% cashback and pay via Amazon Pay
- 1% unlimited cashback on offline payments
- cashback credited as statement credit (big plus)

For second credit card, I would prefer Tata Neu Infinity RuPay HDFC Bank CC to handle UPI payments at 1.5% cashback (as Neu Coins). Axis Bank Ace CC isn't worthy anymore because of high annual fee waiver of Rs. 2 lakhs and it gives only 1.5% cashback now w.e.f. 20th April, 2024.

P.S. I hold both the cards, SBI Cashback CC isn't LTF yet, will try to get it LTF this year if I don't achieve the annual fee waiver limit and Tata Neu Infinity RuPay HDFC Bank CC is LTF which is my go-to card for merchant QR UPI payments.

Deal Cadet Deal Cadet
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Where you use nue coins apart from tata ecosystem? 

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Deal Newbie Deal Newbie
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R thinking to apply hdfc pixel credit card?

The PostMighty The PostMighty
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1. Axis Ace
2. HDFC Millennia

Finance Mentor Finance Mentor
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Same as @sahil1033 and hold them both : SBI CB card (still paid) and Tneu Infinity (LTF), also Onecard, apay icici and my fav for general purposes, the HDFC millennia, all LTF.

Have for ocassional bank offers: RBL shoprite (5% offline grocery but no use), IDFC Select (not of much use now) - LTF, Paid SBI simplyclick (plan to surrender or convert to LTF)

Deal Subedar Deal Subedar
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1) Axis ACE (for anything offline)

2) SBI Cashback (for anything online)

(Disclaimer: both cards I have)

Deal Cadet Deal Cadet
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Millenia and Axis Airtel

replyuser
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