Which SIP gives more than 20% returns
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Hello Dimers
I’m completely new to mutual funds and I’m planning to invest 5000 monthly in SIP.
If I invest in my local chit company I get 18% returns for sure. But I want to invest in SIP. So is there a plan which gives more than 20% returns.
What is the best way to invest in SIP?
Monthly 5k till 2 years Or 120000 one time and leave it for 2 years?
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No online bro.
Thanks for the suggestion mate. Which SIP is good in equity?
Can I invest monthly 5k in one sip or 2k in one and 3k in another sip plan?
Yes bro but as I explained above those chit companies are not trustworthy and our hard earned money is not safe.
How about buying selling some mid cap and small cap stocks every month and leave them for few years.
In my experience…… Havin 10 different mutual fund house in my portfolio…. axis n sbi mutual funds have performed best
What is the average returns of axis and SBI mutual funds?
Icici Prudential plan almost doubled the investment. Which is really good.
Is SIPs reinvest the profits also in the same plan or we can withdraw the profits yearly?
There’s no guarantee that you’ll even get a profit. Mutual funds are subject to market risks as they say in commercials 
What’s the best sip to invest today with minimum risk involved and what could be expected returns?
You should note that there is no guranteed returns on Mutual funds similar to stock market. If there is a upward movement in stock market, you will get high returns. The nominal expectation is 15% per year for long term investor.
First you need to understand how it works, how the returns are taxed, etc. You can start with 1 large cap, 1 midcap and 1 small cap category. You can refer sites like myinvestmentideas.com, etc. to get idea of mutual funds and check recommendations, etc. and identify and invest yourself or you can go with advisors like scripbox.com, etc. who will guide you on choosing the schemes.
Thanks for the suggestions brother.
Long term investment means how many years for 15% returns?
I see some YouTube videos thumbnails shows invest 5000 and earn 1 crore in SIP. Is that really happens?
Bhaiya, market is rising and every one is singing the mf sai hai dhun. So, be aware. Invest in dips
Thanks for the reply brother.
So every month 5k investment till 2-3 years in SIP like axis blue chip or parag parikh is bad plan in this moment. Expecting 20% returns.
@Asia @homedimer @BubbleBoyChickenLittle @Original @MrKool_JJ @malikcool @guest_999
This is my 1 year return ( Invested before covid19 mayhem)
1) Axis Long Term Equity Direct Plan – Growth (Equity – ELSS) -- 32% Gain
2) Mirae Asset Tax Saver Fund Direct – Growth (Equity – ELSS) -— 26% Gain
Overall PF is Up by 29%
Equity MF’s are not for short term bro it’s good only for long term.
If you reach your target within 2 yrs then exit.
As per my experience only Axis and tata mf are best
laxmi chit fund, 21 din me paisa double
If guaranteed 20% return 1 can get in SIP, then many people will shut their business & invest all amount in SIP as nowadays hardly any business gives profit margin of 20%.
Also 1 will take loan & invest in it 
It is the final return not continuous return so for some months/years your return will be running in just 4-5% figure & in some exceptionally bad months your return might even be running in negative.
OP
what is your total annual income and how long are you looking to stay invested
Presently I’m earning 8 lakh per annum. I can invest monthly 5k till 5 years. Suggest me best plan please.
I am hoping to invest 40k-50k per month for at least 5 years in mutual funds. I have no prior knowledge about mutual funds.
So should I spread it over say 8-10 SIPs of 5k each?
Also, do I need a Demat account for mutual fund investment? I currently opened a nre account with icici bank and sbi.
It would be very helpful if someone provides some insight, as I am a newbie in terms of mutual funds.
Better buy Blue Chip stocks and sit tight
People are ready to put lakhs of their hard earned money, but can’t afford a fee-based financial planner. 
Even after paying fee through thir ‘regular’ fund investment, they don’t work in your interest. This is my personal experience. They only suggest what works for them commission wise. If you start complaining, they will re-shuffle the portfolio with a new story. Best thing is we should learn ourselves and invest cautiously.
check this thread… Do your own research and invest informedly.
@Asia @homedimer @BubbleBoyChickenLittle @Original @MrKool_JJ @malikcool @guest_999 @Mr.Bean @drjpatwa @bikidas2060 @letmetravewithyou442 @panchabhut @Shahskm @homedimer @babyboss
Dimers after all your suggestions and little research i’m planning to start invest monthly 2000 each (Total 6000 every month) till 20-25 years. Let me know your suggestions
* Axis Long Term Equity Fund – Direct Plan – Growth(ELSS)
* Mirae Asset Tax Saver Fund – Direct Plan – Growth(ELSS)
* ICICI Prudential Technology Fund – Direct Plan – Growth
Will start next month i.e 3-Feb 2021 and deposit every month by 5th. I already have zerodha account so want to go with zerodha coin.
Wait for one big fall and then pile up your savings – My personal opinion.
I too have some set of funds saved somewhere on my pc if i get it i’ll share those too 
Happy Investing 
#AA_JJ 
https://timesofindia.indiatimes.com/business/in...
There is a disconnect between booming markets and economic activity, Reserve Bank governor Shaktikanta Das said on Monday, warning that the stretched valuations of financial assets pose a risk to financial stability.
@bikidas2060 @MrKool_JJ @malikcool @Awake @BubbleBoyChickenLittle
1 can read more details about Mutual funds here
Everyone now knows markets is going up because of liquidity generated by low interest rates.
Everyone knows that government is planning to give best budget of last 10 years.
People leaving jobs to become full time market participants.
Perfect receipy for a fall.
#Bookprofits
@guest_999 Bro I purchased around 25K and 35K lumpsum amount in Icici PRU and Axis equity. Both are ELSS funds. This was done in 2014.
Now combined amount is around 1.5L+
But I am not sure when to withdraw. Is this good time?
Other SIP’s I am continuing. But I am not getting on Lump Sum funds
You may withdraw around 40-50% of current value if you can spend it on some tasks you were going to spend money on anyway in next few months or want to fulfil some wish of yours like some household equipment etc.
I haven’t decided yet bro since most of dimers suggesting to wait for market correction or wait till budget next month. Once after i decide the SIP plan i surely post here.
There is no guarantee that you will even get any returns in next two years forget about 20% returns.
kash mujhe bhi ye sab chize samajh aati 
What about direct equities?
18% bro, wow, which company, do they allow investment online