Hot Deal Which SIP gives more than 20% returns

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Deal Cadet
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Hello Dimers

I’m completely new to mutual funds and I’m planning to invest 5000 monthly in SIP.

If I invest in my local chit company I get 18% returns for sure. But I want to invest in SIP. So is there a plan which gives more than 20% returns.

What is the best way to invest in SIP?
Monthly 5k till 2 years Or 120000 one time and leave it for 2 years?

119 Comments  |  
41 Dimers
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Deal Cadet
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18% bro, wow, which company, do they allow investment online

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Deal Subedar
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Don’t invest all at once in lumpsum. Invest in sip monthly and for long term at least for 3 years in equity.

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Deal Cadet
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abhi.patel0604942 wrote:

Are these trustworthy. I currently uses bharatpe which gives 12%

Not trustworthy bro. We can’t do anything if the chit company closes their shutters. Even complaining police also nothing happened since the chit companies not runs under RBI rules.

That’s the reason I’m looking for SIP. Are they gives more than 18% returns?

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Deal Cadet
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Subhodayam wrote:

Not trustworthy bro. We can’t do anything if the chit company closes their shutters. Even complaining police also nothing happened since the chit companies not runs under RBI rules.

That’s the reason I’m looking for SIP. Are they gives more than 18% returns?

I don’t invest bro

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Deal Captain
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18% per annum is like a dream investment. I would rather invest in such chits and stay at peace than to be troubled by ambiguity of mutual funds.

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Deal Cadet
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rohan8397 wrote:

Don’t invest all at once in lumpsum. Invest in sip monthly and for long term at least for 3 years in equity.

Thanks for the suggestion mate. Which SIP is good in equity?

Can I invest monthly 5k in one sip or 2k in one and 3k in another sip plan?

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raghupro wrote:

18% per annum is like a dream investment. I would rather invest in such chits and stay at peace than to be troubled by ambiguity of mutual funds.

Yes bro but as I explained above those chit companies are not trustworthy and our hard earned money is not safe.

How about buying selling some mid cap and small cap stocks every month and leave them for few years.

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Deal Subedar
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Subhodayam wrote:

Thanks for the suggestion mate. Which SIP is good in equity?

Can I invest monthly 5k in one sip or 2k in one and 3k in another sip plan?

Yes you can invest in as many SIP as you want. Which one depends upon your goals and risk capacity.
valueresearchonline.com is a good website for your help.

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Deal Subedar
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In my experience…… Havin 10 different mutual fund house in my portfolio…. axis n sbi mutual funds have performed best

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Deal Cadet
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deal_heist wrote:

In my experience…… Havin 10 different mutual fund house in my portfolio…. axis n sbi mutual funds have performed best

What is the average returns of axis and SBI mutual funds?

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Deal Cadet
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https://cdn0.desidime.com/attachments/photos/659104/medium/IMG_20210109_232748.jpg?1610215170
2 years old portfolio

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Deal Cadet
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There’s no guarantee that you’ll even get a profit. Mutual funds are subject to market risks as they say in commercials wink

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Deal Subedar
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Subhodayam wrote:

What is the average returns of axis and SBI mutual funds?

Axis 30% in arnd 2 yrs n sbi started recently given more than25%

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babyboss wrote:

https://cdn0.desidime.com/attachments/photos/659104/medium/IMG_20210109_232748.jpg?1610215170
2 years old portfolio

Icici Prudential plan almost doubled the investment. Which is really good.

Is SIPs reinvest the profits also in the same plan or we can withdraw the profits yearly?

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Deal Cadet
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Subhodayam wrote:

Icici Prudential plan almost doubled the investment. Which is really good.

Is SIPs reinvest the profits also in the same plan or we can withdraw the profits yearly?

Reinvested

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Deal Cadet
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What’s the best sip to invest today with minimum risk involved and what could be expected returns?

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Deal Cadet
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You should note that there is no guranteed returns on Mutual funds similar to stock market. If there is a upward movement in stock market, you will get high returns. The nominal expectation is 15% per year for long term investor.

First you need to understand how it works, how the returns are taxed, etc. You can start with 1 large cap, 1 midcap and 1 small cap category. You can refer sites like myinvestmentideas.com, etc. to get idea of mutual funds and check recommendations, etc. and identify and invest yourself or you can go with advisors like scripbox.com, etc. who will guide you on choosing the schemes.

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john78 wrote:

You should note that there is no guranteed returns on Mutual funds similar to stock market. If there is a upward movement in stock market, you will get high returns. The nominal expectation is 15% per year for long term investor.

First you need to understand how it works, how the returns are taxed, etc. You can start with 1 large cap, 1 midcap and 1 small cap category. You can refer sites like myinvestmentideas.com, etc. to get idea of mutual funds and check recommendations, etc. and identify and invest yourself or you can go with advisors like scripbox.com, etc. who will guide you on choosing the schemes.

Thanks for the suggestions brother.

Long term investment means how many years for 15% returns?

I see some YouTube videos thumbnails shows invest 5000 and earn 1 crore in SIP. Is that really happens?

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Deal Captain
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Bhaiya, market is rising and every one is singing the mf sai hai dhun. So, be aware. Invest in dips

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Deal Cadet
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bikidas2060 wrote:

Bhaiya, market is rising and every one is singing the mf sai hai dhun. So, be aware. Invest in dips

Thanks for the reply brother.

So every month 5k investment till 2-3 years in SIP like axis blue chip or parag parikh is bad plan in this moment. Expecting 20% returns.

@Asia @homedimer @BubbleBoyChickenLittle @Original @MrKool_JJ @malikcool @guest_999

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Deal Subedar
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This is my 1 year return ( Invested before covid19 mayhem)

1) Axis Long Term Equity Direct Plan – Growth (Equity – ELSS) -- 32% Gain

2) Mirae Asset Tax Saver Fund Direct – Growth (Equity – ELSS) -— 26% Gain

Overall PF is Up by 29%

@bikidas2060 @mrkool_JJ

Equity MF’s are not for short term bro it’s good only for long term.

If you reach your target within 2 yrs then exit.

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Deal Newbie
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As per my experience only Axis and tata mf are best

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Deal Lieutenant
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Shahskm wrote:

This is my 1 year return ( Invested before covid19 mayhem)

1) Axis Long Term Equity Direct Plan – Growth (Equity – ELSS) -- 32% Gain

2) Mirae Asset Tax Saver Fund Direct – Growth (Equity – ELSS) -— 26% Gain

Overall PF is Up by 29%

@bikidas2060 @mrkool_JJ

Equity MF’s are not for short term bro it’s good only for long term.

If you reach your target within 2 yrs then exit.

Very true. +1

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raghupro wrote:

18% per annum is like a dream investment. I would rather invest in such chits and stay at peace than to be troubled by ambiguity of mutual funds.

Yes it is dream investment but not for you but the chit fund operator, he fulfills his dream of becoming a millionaire/billionaire by doing nothing other than wait for people like you & spending rest of his life in some foreign country with a luxurious lifestyle. laughing
@abhi.patel0604942

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Subhodayam wrote:

Thanks for the suggestions brother.

Long term investment means how many years for 15% returns?

I see some YouTube videos thumbnails shows invest 5000 and earn 1 crore in SIP. Is that really happens?

Yes that happens for a period of 10-15+ years which is what every financial expert suggest as the main point of investing in MFs.

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deal_heist wrote:

In my experience…… Havin 10 different mutual fund house in my portfolio…. axis n sbi mutual funds have performed best

Close at least 5 of them, investing in more than 5 MFs is pointless for a typical investor.

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