Which small finance bank is good?
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Which small finance bank is good in case one wants to park amount of more than 5L ?
While recommending pls share pros and cons.
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Confused. Should we open account in Niyox or directly with Equitas bank.
Don’t go with Equitas, go with SBM, do two year fd for 7.3%, 1 year 7.1%. Although SBM is not a small finance Bank. It is full fledged Private bank(SBM INDIA PVT LTD) owned by State Bank of Mauritius. So it will not going to closed down like other small pvt bank.
the flexibility in savings account we can’t get in FD, isn’t it?
sbm only 6 branches!!
If branch is concern, please use your nearest Small finance bank ….. All problems solved. 
I have Ujjivan and niyo-equitas accounts, never been to branch …..
Infact, Ujjivan folks come home when there is a need or even festivals … Being high value customers.
Call their CC. No info on this.
Anybody having equitas elite account?
Hold Normal Equitas account
au
AU asking to visit one of their branches…
They have branches in my city but about 2 hours traveling & they told me that I need to visit their branch to open an account at the last stage of online account creation process & after selecting the preferred branch…
Highest saving bank interest rate currently? Ujjivan?
| Amount | Interest Rate (p.a.) |
|---|---|
| Up to 1 lakh | 3.50% |
| > 1 Lakh to 25 Lakhs | 7.00% |
| > 25 lakhs to 10 Crores | 6.00% |
| > 10 crores | 6.75% |
I’ll most probably be doing an FD with monthly payout for 1 year after my KYC is done…
how about paytm bank?
Worst customer service, worst corporate group, worst app
Equitas bank….5.5% on 5Lacs, 27500 yearly (3.5% on 0-1Lac, 6% on 1-5lacs)…They have partnered with Niyox…App is decent.