which yes bank credit card is worth taking?

Even I took through agent , but I asked them to send me the online link to Apply which agents/managers will be able to trigger and while applying fees will be shown there

atx88 wrote:

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4Lakhs P.M Or ITR 36Lakhs 🙁

PowerStar wrote:

4Lakhs P.M Or ITR 36Lakhs 🙁

Lot of difference in theory and practical bhai 😂😂

Had originally rcvd preferred variant earlier, it got upgraded to exclusive. Salary or ITR nowhere near exclusive requirement.

However, I do have salary account with Yes Bank. So got preferred LTF because of that when they initially launched credit cards few years back.

atx88 wrote:

Lot of difference in theory and practical bhai 😂😂

Had originally rcvd preferred variant earlier, it got upgraded to exclusive. Salary or ITR nowhere near exclusive requirement.

However, I do have salary account with Yes Bank. So got preferred LTF because of that when they initially launched credit cards few years back.

So We Can Upgrade Later? 

PowerStar wrote:

So We Can Upgrade Later? 

yes ofcourse, I did that… The only thing is that I never asked, always got offer from bank… like why would I even ask especially when they had relatively low reward scheme… So both time I got upgrade mail from them, so not sure how soon it can be done if user wants to upgrade!

Timeline in my case:
Nov 2016 -> provided ltf yes prosperity edge
Sep 2019 -> upgraded to ltf yes first preferred via email
Sep 2020 -> upgraded to ltf yes first exclusive via email

atx88 wrote:

yes ofcourse, I did that… The only thing is that I never asked, always got offer from bank… like why would I even ask especially when they had relatively low reward scheme… So both time I got upgrade mail from them, so not sure how soon it can be done if user wants to upgrade!

Timeline in my case:
Nov 2016 -> provided ltf yes prosperity edge
Sep 2019 -> upgraded to ltf yes first preferred via email
Sep 2020 -> upgraded to ltf yes first exclusive via email

Valuable Information!