Why did i get the mastercard version of HDFC Plat DC ?

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Deal Cadet
rawfiul
I just opened my HDFC Savings max account, and instead of Easyshop plat visa DC, i received mastercard variant..

Do they randomly select the network or did my branch select it for me ?

Will this also give me 1% cb for cc bill payments on hdfc portal ?

is there any advantage or disadvantage of this MC card instead of visa card ?

I should mention all my other cards are either visa or rupay.
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Deal Lieutenant Deal Lieutenant
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Yeah 1% is card benefits, doesn't matter whether its visa or mc

Generous Generous
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even I had Mastercard variant, no difference at all in benefits

in case of Mastercard, tiny advantage is, for airport lounge access, Rs. 25 is deducted and refunded making it effectively FREE whereas in case of Visa, non-refundable Rs. 2 is deducted but now spending Rs. 1 lac/lakh in a quarter for airport lounge access is bizarre 😬

Deal Subedar Deal Subedar
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That's for credit cards right? If it applies to debit card, paying credit cards with them could satisfy that right?

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Generous Generous
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When I opened savings bank account on my mother's name last month I also received mastercard varient by default

Then by app I again applied for easyshop platinum card ,the card I received this time was visa varient

Btw both varient provides 1%cashback

Deal Cadet Deal Cadet
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why did u apply to viisa?
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Generous Generous
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Card is card wheather it's VS or MC download1

Finance Mentor Finance Mentor
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Something regarding the alphabets present in your full name, the algo chooses mc or visa as I've observed, never been issued a MC in my life by default or asked for that myself...

Deal Cadet Deal Cadet
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I hope you are joking.
Ill humor you anyways.
My mom got a Visa Plat. I got MC,
The difference in our full names is that her name has a "S". All other letters in her name can make up mine
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