Why is AmazonPay ICICI card 5% cb on everything not applying now?

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Deal Subedar
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I ordered 3 products and at the final page, it did NOT say that I will get 5% cb. Is the offer over ?

19 Comments  |  
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Deal Subedar
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Login to imobile and check last 30 days Statement. It will show the reward points.

https://cdn0.desidime.com/attachments/photos/578029/original/Screenshot_2019-07-29-17-51-01-496_com.csam.icici.bank.imobile.png?1564402935

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Deal Subedar
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5% cb was supposed to be credited into Amazon Pay wallet, not into ICICI reward points.

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Analyst
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The same will be credited to your Amazon account .

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Deal Subedar
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Budhe-Baba wrote:

5% cb was supposed to be credited into Amazon Pay wallet, not into ICICI reward points.

You’ll get your cashback in your Amazon account, every month after your card bill generated.

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Shopping Friend
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@Budhe 4749*5% =237.
1 point = 1 rupee.
Same will be credited to your Amazon account.

So nothing is wrong. Don’t worry.

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Deal Cadet
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My card has been declined for no reason sad

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Deal Lieutenant
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Dealcharmer wrote:

My card has been declined for no reason sad

They are strict for self employed – rather suspicious.
File tax returns regularly and apply later.
Also maintain relationship with ICICI thru SB and other credit card from ICICI

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Deal Lieutenant
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First ICICI points are rewarded which automatically added as Apay balance after 1-2 days of stmt generation
Offer does not show for APAYICICI card

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Deal Cadet
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caks2006407 wrote:

They are strict for self employed – rather suspicious.
File tax returns regularly and apply later.
Also maintain relationship with ICICI thru SB and other credit card from ICICI

I have provided them my tax return and itr computation plus the verification guy wanted to see my office so i showed him my office aswell and i am already using axis cc ,sbi cc and my payment history is excellent and my cibil is 763

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Dealcharmer wrote:

I have provided them my tax return and itr computation plus the verification guy wanted to see my office so i showed him my office aswell and i am already using axis cc ,sbi cc and my payment history is excellent and my cibil is 763

i wouldn’t say 763 is a nice score. these days 780 is mandatory for some banks

i too am self employed and got the card in 5sec. my score is 829 and i’ve been using credit cards since 7+yrs

so let the credit history build, it will take some time(yrs)

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Dealcharmer wrote:

I have provided them my tax return and itr computation plus the verification guy wanted to see my office so i showed him my office aswell and i am already using axis cc ,sbi cc and my payment history is excellent and my cibil is 763

Your cibil score is bad. Only 763? What are you doing son?

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Deal Cadet
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Demondealer wrote:

i wouldn’t say 763 is a nice score. these days 780 is mandatory for some banks

i too am self employed and got the card in 5sec. my score is 829 and i’ve been using credit cards since 7+yrs

so let the credit history build, it will take some time(yrs)

Do you have the same office and residence address ?

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Dealcharmer wrote:

Do you have the same office and residence address ?

yup. my house address have first floor and my office address don’t have floor laughing “word”

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Deal Cadet
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Budhe-Baba wrote:

Your cibil score is bad. Only 763? What are you doing son?

babaji I dont know whats wrong actually my cibil was 883 in march and it dropped to 763 in jun the only thing i have done in these months is that i have bought a vehicle.

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Demondealer wrote:

yup. my house address have first floor and my office address don’t have floor laughing “word”

so that is the reason you got the card because you have different addresses at least on paper the guy who came for document collection ( actually he uploaded them via app) told me it would be better if i provide a different office address but i told him i do not have a separate office, so maybe that’s the only reason .

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Dealcharmer wrote:

babaji I dont know whats wrong actually my cibil was 883 in march and it dropped to 763 in jun the only thing i have done in these months is that i have bought a vehicle.

too many simultaneous hard queries possibly. did you seek loan from multiple sources or apply for multiple credit cards at time or give authorisation to mobi*ick or paytm for accessing your credit score?

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panchabhut wrote:

too many simultaneous hard queries possibly. did you seek loan from multiple sources or apply for multiple credit cards at time or give authorisation to mobi*ick or paytm for accessing your credit score?

I had checked offers on Bankbazaar few times but didnt apply for any except for hdfc card because they kept calling me for the card . do you think that is the reason for this huge cibil drop ? i do have mobikwik wallet and paytm wallet but never checked my cibil and i have bajaj finserv aswell but all the payments in bajaj finserv have been paid two months ago

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Dealcharmer wrote:

I had checked offers on Bankbazaar few times but didnt apply for any except for hdfc card because they kept calling me for the card . do you think that is the reason for this huge cibil drop ? i do have mobikwik wallet and paytm wallet but never checked my cibil and i have bajaj finserv aswell but all the payments in bajaj finserv have been paid two months ago

you can download your score one a year free of cost directly from the site. get your detailed score and study it.

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Demondealer wrote:

i wouldn’t say 763 is a nice score. these days 780 is mandatory for some banks

i too am self employed and got the card in 5sec. my score is 829 and i’ve been using credit cards since 7+yrs

so let the credit history build, it will take some time(yrs)

Which banks need 780?

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