Why is the credit card discount not applying on purchasing redmi note 13 pro+ 5g in exchange?

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While purchasing Redmi note 13pro+ 5g
Credit card discount not applicable if buying against exchange. It is applicable only when purchasing without exchange.
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Credit Card Discounts Apply Only On Min Payable Amount Set By Them.

Present 8+256gb Variant , Clearly Mentioned Min Payable Amount Must Be 29999 To Get An Icici Card Discount.

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